Patents by Inventor Joseph Mellman

Joseph Mellman has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 8775291
    Abstract: Systems and methods for enrichment of data associated with risk prediction. Data may be enriched by incorporating one or more aspects of consumer credit, collateralized debt, mortgage, real property, and loan data for use in systems, products, and methods relying on risk prediction models to maximize the effectiveness of the risk prediction. A time-series of consumer credit data may be provided to provide historical context to data. In a particular application, enriched data is leveraged to predict occurrence of an event relating to underlying assets of a structured security, such as a mortgage-backed security. Other systems and methods are disclosed.
    Type: Grant
    Filed: March 31, 2009
    Date of Patent: July 8, 2014
    Assignee: Trans Union LLC
    Inventors: Joseph Mellman, Dina Anderson, Cliff Burns, Paul Fritz, Antoni Guitart, Joan Murphy