Patents by Inventor Joseph Michael Stinson

Joseph Michael Stinson has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Automatic modification of financial record parameters
    Patent number: 8468069
    Abstract: Formatting of data entered and/or stored in a financial transaction record may be automatically corrected or modified to an expected or compatible format. The format in which data is to be stored may be defined by a financial institution processing the transaction and/or a customer affected by the transaction. Format rules may be defined and used to judge whether a transaction record parameter meets the required format. If so, the record parameter may be validated and saved. If, however, the parameter is not formatted according to the rule, the system may automatically revise the value stored in the parameter to satisfy the requirements. According to another aspect, if a transaction record has been modified, manual confirmation of the change may be requested.
    Type: Grant
    Filed: January 27, 2010
    Date of Patent: June 18, 2013
    Assignee: Bank of America Corporation
    Inventor: Joseph Michael Stinson
  • Automatic Modification of Financial Record Parameters
    Publication number: 20110106672
    Abstract: Formatting of data entered and/or stored in a financial transaction record may be automatically corrected or modified to an expected or compatible format. The format in which data is to be stored may be defined by a financial institution processing the transaction and/or a customer affected by the transaction. Format rules may be defined and used to judge whether a transaction record parameter meets the required format. If so, the record parameter may be validated and saved. If, however, the parameter is not formatted according to the rule, the system may automatically revise the value stored in the parameter to satisfy the requirements. According to another aspect, if a transaction record has been modified, manual confirmation of the change may be requested.
    Type: Application
    Filed: January 27, 2010
    Publication date: May 5, 2011
    Applicant: BANK OF AMERICA CORPORATION
    Inventor: Joseph Michael Stinson