Abstract: A system for authorizing an electronic transaction in an augmented reality environment comprises an augmented reality user device and an authentication server. The augmented reality user device includes a display that overlays virtual objects onto a field of view of the user. The user device receives a request to verify information about a payment card used in an electronic transaction. The request includes a virtual authentication object, which is a virtual representation of an object capable of being manipulated by the user in a particular sequence to enter an authentication code. The user device displays the virtual authentication object to the user and detects gestures performed on the virtual authentication object. The user device sends the detected gestures to the authentication server. The authentication server determines the authentication code using the virtual authentication object and the detected gestures, and uses it to authorize the transaction.

Abstract: A virtual reality system including a virtual reality user device with a display that presents a virtual reality environment to a user, an electronic transfer engine, and a virtual overlay engine. The electronic transfer engine identifies a user token for a user and sends the user token to a remote server. The user token requests virtual data with a document and a status tag for the document identifying the current status of the document for the user. The virtual overlay engine presents the document in the virtual reality environment and overlays the status tag onto the document in the virtual reality environment. The virtual reality system also includes a remote server with a transfer management engine that receives the user token and sends the virtual data to the virtual reality user device based on the user token.

Abstract: An augmented reality system that includes an augmented reality user device for a user that includes a display that overlays virtual objects onto tangible objects in real-time and a camera that captures images of a document. The augmented reality user device further includes one or more processors implementing an optical character recognition (OCR) engine, an electronic transfer engine, and a virtual overlay engine. The OCR engine obtains text information from the image of the document. The electronic transfer engine generates a document token that includes the text information from the document and a user identifier that identifies a user, sends the document token to a remote server, and receives virtual overlay data from the server. The virtual overlay data includes a status tag that indicates the current status of the document. The virtual overlay engine presents the status tag as a virtual object overlaid onto the document.