Abstract: Techniques described herein relate to facilitating interaction in the physical world, after initial interaction has occurred within the virtual world, while also maintaining at least a degree of privacy, anonymity, safety, and/or deniability for the physical world parties. This may be accomplished, according to some example embodiments, by the exchange of one or more self-identifiers between virtual world personas, each of which is defined by its sending physical world party but that lacks any personal identification information associated with the sending party. Content of a self-identifier may only be known to the sending physical world party, at least until the receiving party is authorized and/or consents to view or display the self-identifier in a manner that may be perceived by the sending party. A sending party that perceives their own self-identifier, as displayed by a receiving party, may correlate the receiving party with a virtual world persona to which the self-identifier was sent.

Abstract: Techniques described herein relate to facilitating interaction in the physical world, after initial interaction has occurred within the virtual world, while also maintaining at least a degree of privacy, anonymity, safety, and/or deniability for the physical world parties. This may be accomplished, according to some example embodiments, by the exchange of one or more self-identifiers between virtual world personas, each of which is defined by its sending physical world party but that lacks any personal identification information associated with the sending party. Content of a self-identifier may only be known to the sending physical world party, at least until the receiving party is authorized and/or consents to view or display the self-identifier in a manner that may be perceived by the sending party. A sending party that perceives their own self-identifier, as displayed by a receiving party, may correlate the receiving party with a virtual world persona to which the self-identifier was sent.

Abstract: Disclosed are systems for underwriting insurance contracts. In one embodiment a system comprises a rules database of business rules specifying one or more conditions based upon one or more underwriting parameters; a user database comprising entries corresponding to registered users; and a processor configured to: provide to the user a form having a plurality of data fields generated based upon the underwriting parameters specified in the business rules; receive a plurality of inputted underwriting parameters corresponding to the data fields; determine whether the inputted underwriting parameters satisfy the business rules; and if at least one of the inputted underwriting parameters does not satisfy the business rules, provide a status message indicating that at least one business rule is not satisfied. The status message can be provided in an interface that includes a graphical element linking a part of the status message with a portion of the displayed form.

Abstract: Disclosed are methods of underwriting insurance contracts. In one embodiment a method comprises receiving from a registered user a request for approval of the insurance contract, the request for approval of the insurance contract including underwriting parameters of the insurance contract; reading, from a user database underwriting criteria corresponding to the user; determining whether the underwriting parameters of the insurance contract satisfy the underwriting criteria of the user; and providing an interface including a status message indicating that at least one underwriting criterion is not satisfied, if at least one underwriting criterion is not satisfied. The interface can include a graphical element linking a part of the status message with a displayed parameter of the contract.

Abstract: Disclosed are systems for underwriting insurance contracts. In one embodiment a system comprises a rules database of business rules specifying one or more conditions based upon one or more underwriting parameters; a user database comprising entries corresponding to registered users; and a processor configured to: provide to the user a form having a plurality of data fields generated based upon the underwriting parameters specified in the business rules; receive a plurality of inputted underwriting parameters corresponding to the data fields; determine whether the inputted underwriting parameters satisfy the business rules; and if at least one of the inputted underwriting parameters does not satisfy the business rules, provide a status message indicating that at least one business rule is not satisfied. The status message can be provided in an interface that includes a graphical element linking a part of the status message with a portion of the displayed form.

Abstract: Disclosed are methods of underwriting insurance contracts. In one embodiment a method comprises receiving from a registered user a request for approval of the insurance contract, the request for approval of the insurance contract including underwriting parameters of the insurance contract; reading, from a user database underwriting criteria corresponding to the user; determining whether the underwriting parameters of the insurance contract satisfy the underwriting criteria of the user; and providing an interface including a status message indicating that at least one underwriting criterion is not satisfied, if at least one underwriting criterion is not satisfied. The interface can include a graphical element linking a part of the status message with a displayed parameter of the contract.