Patents by Inventor Joseph S. Pawelczyk
Joseph S. Pawelczyk has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 11661186Abstract: An unmanned aerial signal relay includes an unmanned aerial vehicle, including a communication relay unit and at least one antenna, communicatively connected to the communication relay unit; a tether comprising at least two wires and at least one fiber optic cable, the wires and cable communicatively connected to the unmanned aerial vehicle; and a surface support system comprising a spool physically connected to the tether and a ground-based receiver communicatively connected to the at least one fiber optic cable, wherein the unmanned aerial vehicle is powered by electrical energy provided by the at least two wires, and wherein the communication relay unit is configured to relay signals received from the at least one antenna via the fiber optic cable to the ground-based receiver. Various systems and methods related to an unmanned aerial signal relay are also described.Type: GrantFiled: June 10, 2019Date of Patent: May 30, 2023Assignee: Dragonfly Pictures, Inc.Inventors: Michael W. Piasecki, Joseph S. Pawelczyk, Jr., Jeffrey Field
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Publication number: 20230034750Abstract: An unmanned aerial signal relay includes an unmanned aerial vehicle, including a communication relay unit and at least one antenna, communicatively connected to the communication relay unit; a tether comprising at least two wires and at least one fiber optic cable, the wires and cable communicatively connected to the unmanned aerial vehicle; and a surface support system comprising a spool physically connected to the tether and a ground-based receiver communicatively connected to the at least one fiber optic cable, wherein the unmanned aerial vehicle is powered by electrical energy provided by the at least two wires, and wherein the communication relay unit is configured to relay signals received from the at least one antenna via the fiber optic cable to the ground-based receiver. Various systems and methods related to an unmanned aerial signal relay are also described.Type: ApplicationFiled: October 7, 2022Publication date: February 2, 2023Inventors: Michael W. Piasecki, Joseph S. Pawelczyk, Jr., Jeffrey Field
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Publication number: 20230034610Abstract: An unmanned aerial signal relay includes an unmanned aerial vehicle, including a communication relay unit and at least one antenna, communicatively connected to the communication relay unit; a tether comprising at least two wires and at least one fiber optic cable, the wires and cable communicatively connected to the unmanned aerial vehicle; and a surface support system comprising a spool physically connected to the tether and a ground-based receiver communicatively connected to the at least one fiber optic cable, wherein the unmanned aerial vehicle is powered by electrical energy provided by the at least two wires, and wherein the communication relay unit is configured to relay signals received from the at least one antenna via the fiber optic cable to the ground-based receiver. Various systems and methods related to an unmanned aerial signal relay are also described.Type: ApplicationFiled: October 7, 2022Publication date: February 2, 2023Inventors: Michael W. Piasecki, Joseph S. Pawelczyk, JR., Jeffrey Field
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Publication number: 20200385115Abstract: An unmanned aerial signal relay includes an unmanned aerial vehicle, including a communication relay unit and at least one antenna, communicatively connected to the communication relay unit; a tether comprising at least two wires and at least one fiber optic cable, the wires and cable communicatively connected to the unmanned aerial vehicle; and a surface support system comprising a spool physically connected to the tether and a ground-based receiver communicatively connected to the at least one fiber optic cable, wherein the unmanned aerial vehicle is powered by electrical energy provided by the at least two wires, and wherein the communication relay unit is configured to relay signals received from the at least one antenna via the fiber optic cable to the ground-based receiver. Various systems and methods related to an unmanned aerial signal relay are also described.Type: ApplicationFiled: June 10, 2019Publication date: December 10, 2020Inventors: Michael W. Piasecki, Joseph S. Pawelczyk, JR., Jeffrey Field
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Publication number: 20190333068Abstract: A method for effecting electronic payment, safeguarding banking and account information, while utilizing existing payment systems. The method comprises generating a system routing number and a payment identification code (PIC) relating to the beneficiary's account information, distributing payment identification codes to the existing payment system and financial institutions owning the account related to the payment identification codes, and the originator receiving a system routing number and the beneficiary's PIC number.Type: ApplicationFiled: July 8, 2019Publication date: October 31, 2019Inventors: George F. Thomas, Albert G. Wood, Joseph S. Pawelczyk, Kenneth H. Friedman, Paul Palmese
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Patent number: 10387879Abstract: A method for effecting electronic payment, safeguarding banking and account information, while utilizing existing payment systems. The method comprises generating a system routing number and a payment identification code (PIC) relating to the beneficiary's account information, distributing payment identification codes to the existing payment system and financial institutions owning the account related to the payment identification codes, and the originator receiving a system routing number and the beneficiary's PIC number.Type: GrantFiled: July 22, 2015Date of Patent: August 20, 2019Assignee: The Clearing Housse Payments Company L.L.C.Inventors: George F. Thomas, Albert G. Wood, Joseph S. Pawelczyk, Kenneth H. Friedman, Paul Palmese
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Publication number: 20190220833Abstract: A system and method are disclosed for continuous intraday final settlement of payment orders among a plurality of participants, each participant having facilities configured to electronically send and receive the payment orders in the form of payment messages. Primary positions, corresponding to balances in a prefunded balance account, are stored. Supplemental positions, corresponding to balances in the prefunded balance account, are stored. Payment messages are received from sending participants.Type: ApplicationFiled: March 26, 2019Publication date: July 18, 2019Inventors: Joseph S. Pawelczyk, James W. Reilingh, Robert M. Cotton
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Patent number: 10262306Abstract: A system and method are disclosed for continuous intraday final settlement of payment orders among a plurality of participants, each participant having facilities configured to electronically send and receive the payment orders in the form of payment messages. Primary positions, corresponding to balances in a prefunded balance account, are stored. Supplemental positions, corresponding to balances in the prefunded balance account, are stored. Payment messages are received from sending participants.Type: GrantFiled: March 24, 2014Date of Patent: April 16, 2019Assignee: THE CLEARING HOUSE PAYMENTS COMPANY, L.L.C.Inventors: Joseph S. Pawelczyk, James W. Reilingh, Robert M. Cotton
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Publication number: 20150324801Abstract: A method for effecting electronic payment, safeguarding banking and account information, while utilizing existing payment systems. The method comprises generating a system routing number and a payment identification code (PIC) relating to the beneficiary's account information, distributing payment identification codes to the existing payment system and financial institutions owning the account related to the payment identification codes, and the originator receiving a system routing number and the beneficiary's PIC number.Type: ApplicationFiled: July 22, 2015Publication date: November 12, 2015Inventors: George F. Thomas, Albert G. Wood, Joseph S. Pawelczyk, Kenneth H. Friedman, Paul Palmese
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Publication number: 20150046319Abstract: A method for effecting electronic payment, safeguarding banking and account information, while utilizing existing payment systems. The method comprises generating a system routing number and a payment identification code (PIC) relating to the beneficiary's account information, distributing payment identification codes to the existing payment system and financial institutions owning the account related to the payment identification codes, and the originator receiving a system routing number and the beneficiary's PIC number.Type: ApplicationFiled: October 14, 2014Publication date: February 12, 2015Inventors: George F. Thomas, Albert G. Wood, Joseph S. Pawelczyk, Kenneth H. Friedman, Paul Palmese
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Publication number: 20140289106Abstract: A system and method are disclosed for continuous intraday final settlement of payment orders among a plurality of participants, each participant having facilities configured to electronically send and receive the payment orders in the form of payment messages. Primary positions, corresponding to balances in a prefunded balance account, are stored. Supplemental positions, corresponding to balances in the prefunded balance account, are stored. Payment messages are received from sending participants.Type: ApplicationFiled: March 24, 2014Publication date: September 25, 2014Applicant: THE CLEARING HOUSE PAYMENTS COMPANY L.L.C.Inventors: Joseph S. Pawelczyk, James W. Reilingh, Robert M. Cotton
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Publication number: 20140164246Abstract: A method for effecting electronic payment, safeguarding banking and account information, while utilizing existing payment systems. The method comprises generating a system routing number and a payment identification code (PIC) relating to the beneficiary's account information, distributing payment identification codes to the existing payment system and financial institutions owning the account related to the payment identification codes, and the originator receiving a system routing number and the beneficiary's PIC number.Type: ApplicationFiled: February 14, 2014Publication date: June 12, 2014Applicant: THE CLEARING HOUSE PAYMENTS COMPANY L.L.C.Inventors: George F. Thomas, Albert G. Wood, Joseph S. Pawelczyk, Kenneth H. Friedman, Paul Palmese
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Patent number: 8725609Abstract: A system and method are disclosed for continuous intraday final settlement of payment orders among a plurality of participants, each participant having facilities configured to electronically send and receive the payment orders in the form of payment messages. Primary positions, corresponding to balances in a prefunded balance account, are stored. Supplemental positions, corresponding to balances in the prefunded balance account, are stored. Payment messages are received from sending participants.Type: GrantFiled: September 8, 2004Date of Patent: May 13, 2014Assignee: The Clearing House Payments Company L.L.C.Inventors: Joseph S. Pawelczyk, James W. Reilingh, Robert M. Cotton
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Publication number: 20130262296Abstract: A payment method including determining whether a first routing identifier included in a payment instruction has routing information for a financial institution. The payment instruction also includes a payee-related identifier. If the first routing identifier is determined to include routing information for a financial institution, then a payment message is transmitted based on the first routing identifier, wherein the payment message includes the payee-related identifier. If the first routing identifier is determined to not include routing information for a financial institution, then (a) payee-related account identification information and a second routing identifier are retrieved based on the payee-related identifier, and (b) a payment message including the payee-related account identification information is transmitted to a payee-related destination, based on the second routing identifier. The payment message does not include at least one of the payee-related identifier and the first routing identifier.Type: ApplicationFiled: January 23, 2013Publication date: October 3, 2013Inventors: George F. Thomas, Albert G. Wood, Joseph S. Pawelczyk, Kenneth H. Friedman, Paul Palmese
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Publication number: 20110295746Abstract: A method comprises receiving a payment instruction including a payment system routing number and a unique code associated with a payee, and employing the routing number to determine whether it includes routing information for a specific financial institution. If so, then the payment instruction is transmitted based on the routing number. The transmitted payment instruction includes the unique code associated with the payee. If the routing number is determined to not include routing information for a specific financial institution, then account identification information of the payee and a first system routing number are retrieved based on the unique code, and the unique code included in the payment instruction is replaced with the retrieved account identification information, and the routing number is replaced with the retrieved first system routing number. The payment instruction with the account identification information is transmitted to the payee and/or a financial institution associated with the payee.Type: ApplicationFiled: May 26, 2011Publication date: December 1, 2011Inventors: George E. Thomas, Albert G. Wood, Joseph S. Pawelczyk, Kenneth H. Friedman, Paul Palmese
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Patent number: 7979348Abstract: A method comprises receiving a payment instruction including a payment system routing number and a unique code associated with a payee, and employing the routing number to determine whether it includes routing information for a specific financial institution. If so, then the payment instruction is transmitted based on the routing number. The transmitted payment instruction includes the unique code associated with the payee. If the routing number is determined to not include routing information for a specific financial institution, then account identification information of the payee and a first system routing number are retrieved based on the unique code, and the unique code included in the payment instruction is replaced with the retrieved account identification information, and the routing number is replaced with the retrieved first system routing number. The payment instruction with the account identification information is transmitted to the payee and/or a financial institution associated with the payee.Type: GrantFiled: April 23, 2003Date of Patent: July 12, 2011Inventors: George F. Thomas, Albert G. Wood, Joseph S. Pawelczyk, Kenneth H. Friedman, Paul Palmese
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Publication number: 20040034594Abstract: A method for effecting electronic payment, safeguarding banking and account information, while utilizing existing payment systems. The method comprises generating a system routing number and a payment identification code (PIC) relating to the beneficiary's account information, distributing payment identification codes to the existing payment system and financial institutions owning the account related to the payment identification codes, and the originator receiving a system routing number and the beneficiary's PIC number.Type: ApplicationFiled: April 23, 2003Publication date: February 19, 2004Inventors: George F. Thomas, Albert G. Wood, Joseph S. Pawelczyk, Kenneth H. Friedman, Paul Palmese
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Patent number: 6317745Abstract: A funds transfer system for facilitating electronic funds transfer between a payor and a payee by means of an intermediate trusted third party comprises: a payor station including a device for electronic communication of a payment order, the payment order comprising the payee's name, address and an amount owed by the payor to the payee; a home banking system including a computer structured to communicate electronically at least with the payor station, to receive the payment order, and with the trusted third party; a trusted third party system associated with the trusted third party, the trusted third party system comprising a computer structured to communicate electronically with both the home banking system and a bank of the payee.Type: GrantFiled: March 15, 2000Date of Patent: November 13, 2001Assignee: The Clearing House Service Company L.L.C.Inventors: George F. Thomas, Albert G. Wood, Joseph S. Pawelczyk, Robert M. Cotton
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Patent number: 6173272Abstract: A funds transfer system for facilitating electronic funds transfer between a payor and a payee by means of an intermediate trusted third party comprises: a payor station including a device for electronic communication of a payment order, the payment order comprising the payee's name, address and an amount owed by the payor to the payee; a home banking system including a computer structured to communicate electronically at least with the payor station, to receive the payment order, and with the trusted third party; a trusted third party system associated with the trusted third party, the trusted third party system comprising a computer structured to communicate electronically with both the home banking system and a bank of the payee.Type: GrantFiled: April 27, 1998Date of Patent: January 9, 2001Assignee: The Clearing House Service Company L.L.C.Inventors: George F. Thomas, Albert G. Wood, Joseph S. Pawelczyk, Robert M. Cotton
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Patent number: 6076074Abstract: A system is provided for continuous intraday final settlement of payment orders among a plurality of financial-institution participants. The system includes a central controlling agent, including a central computer operable to communicate electronically with satellite computer stations of the plurality of participants to receive payment orders therefrom, and to control release of payments among the plurality of participants; and means for storing a plurality of prefunded balances in a prefunded balance account, each balance representing the right of one of the participants to payment from the prefunded balance account and containing an initial prefunded balance for each participant at the start of each business day.Type: GrantFiled: May 5, 1999Date of Patent: June 13, 2000Assignee: The Clearing House Service Company L.L.C.Inventors: Robert M. Cotton, George F. Thomas, Joseph S. Pawelczyk