Patents by Inventor Joseph Scheib

Joseph Scheib has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 8301560
    Abstract: A control center receives, from the first bank, a first request with a first set of requirements for placement of reciprocal deposits. A second request with a second set of requirements is received from a second bank. The control center determines whether the first set of requirements matches the second set of requirements, which include maturity and interest rate. In response to a match, the control center performs an exchange of on-balance sheet deposits meeting the first set of requirements from the first bank to off-balance sheet deposits to the second bank. The first bank receives reciprocal deposits meeting the second set of requirements as new on-balance sheet deposits.
    Type: Grant
    Filed: December 30, 2011
    Date of Patent: October 30, 2012
    Assignee: Anova Financial Corporation
    Inventors: Kim B. Winslow, Adam Roark, Dawn Bunch, Joseph Scheib, Phillips Owen
  • Publication number: 20120173404
    Abstract: A control center receives, from the first bank, a first request with a first set of requirements for placement of reciprocal deposits. A second request with a second set of requirements is received from a second bank. The control center determines whether the first set of requirements matches the second set of requirements, which include maturity and interest rate. In response to a match, the control center performs an exchange of on-balance sheet deposits meeting the first set of requirements from the first bank to off-balance sheet deposits to the second bank. The first bank receives reciprocal deposits meeting the second set of requirements as new on-balance sheet deposits.
    Type: Application
    Filed: December 30, 2011
    Publication date: July 5, 2012
    Inventors: Kim B. Winslow, Adam Roark, Dawn Bunch, Joseph Scheib, Phillips Owen
  • Patent number: 8090651
    Abstract: Methods, systems, and computer readable media for facilitating the exchange of reciprocal deposits are disclosed. According to one aspect, the subject matter described herein includes a system for facilitating the exchange of reciprocal deposits. The system includes a first bank for participating in an exchange of reciprocal deposits and a control center for implementing an exchange of reciprocal deposits between the first bank and a second bank for receiving deposits. The control center receives requests for placement of reciprocal deposits, determines requirements of depositing and receiving banks, and facilitates exchange of reciprocal deposits in accordance with the requirements.
    Type: Grant
    Filed: October 1, 2010
    Date of Patent: January 3, 2012
    Assignee: Anova Financial Corporation
    Inventors: Kim B. Winslow, Adam Roark, Dawn Bunch, Joseph Scheib, Phillips Owen
  • Publication number: 20110112962
    Abstract: Methods, systems, and computer readable media for facilitating the exchange of reciprocal deposits are disclosed. According to one aspect, the subject matter described herein includes a system for facilitating the exchange of reciprocal deposits. The system includes a first bank for participating in an exchange of reciprocal deposits and a control center for implementing an exchange of reciprocal deposits between the first bank and a second bank for receiving deposits. The control center is configured to receive, from the first bank, a first request for placement of reciprocal deposits, the request defining a first set of requirements, and receive, from the second bank, a second request for placement of reciprocal deposits, the request defining a second set of requirements. The control center determines whether the first set of requirements matches the second set of requirements, which include maturity and interest rate.
    Type: Application
    Filed: October 1, 2010
    Publication date: May 12, 2011
    Inventors: Kim B. Winslow, Adam Roark, Dawn Bunch, Joseph Scheib, Philips Owen
  • Patent number: 7175203
    Abstract: In a vehicle frame, a console frame structure is assembled to a chassis or main frame structure using a flap retainer. The chassis includes a bracket having a slot with a forward closed end and a rear open end. The console frame structure includes a post that is inserted into the slot for assembly. A flap retainer is attached to the bracket adjacent the slot and includes a fixed portion attached near the closed end and a free portion adjacent the open end. The flap retainer defines an opening sized and shaped for receiving the post. During assembly, the flap retainer flexes so that the free portion is spaced apart from the open end of the slot to allow the post to be inserted. The flap retainer returns to a retaining position to capture the post within the opening of the flap retainer. In the event of a vehicle impact, the flap retainer secures the post to prevent the console frame structure from becoming dislodged.
    Type: Grant
    Filed: March 14, 2005
    Date of Patent: February 13, 2007
    Assignee: Delphi Technologies, Inc.
    Inventor: Charles Joseph Scheib
  • Patent number: 6648402
    Abstract: A structural member for providing a structural load path from a structural system to the floor of a vehicle is provided. The structural member has a stud plate with a plurality of studs extending therefrom. The studs are adapted to structurally connect to the steering column support structure, the structural system, and the center brace. The center brace also includes a plurality of molded attachment features for integrally attaching vehicle components to the center brace.
    Type: Grant
    Filed: February 22, 2001
    Date of Patent: November 18, 2003
    Assignee: Delphi Technologies, Inc.
    Inventors: Charles Joseph Scheib, Stephen Moore Pitrof, Young I Moon, George Frank Richards
  • Patent number: 6517114
    Abstract: An integrated steering column structural system for distributing a load of a steering column within a vehicle is disclosed. The structural system includes a steering column bracket for retaining the steering column and for distributing the steering column load throughout the vehicle. The structural system further includes a plurality of load distribution components for receiving the load of the steering column and ultimately distributing the load to a vehicle structural frame. The steering column bracket utilizes a plurality of pathways through which to distribute the load of the steering column to the load distribution components.
    Type: Grant
    Filed: October 24, 2000
    Date of Patent: February 11, 2003
    Assignees: Delphi Technologies Inc, Hyundai Motor Company
    Inventors: Charles Joseph Scheib, Stephen Moore Pitrof, George Frank Richards, David C. McClellan, Sang Jun Park
  • Patent number: 6497432
    Abstract: A structural attachment system for a vehicle is provided. The structural attachment system includes a first structural member and a vehicle component. The structural attachment system also includes an attachment assembly arranged relative to the first structural member and the vehicle component. The attachment assembly is designed and positioned to reinforce a load bearing area and to distribute a load of the vehicle component over the first structural member.
    Type: Grant
    Filed: December 7, 2000
    Date of Patent: December 24, 2002
    Assignee: Delphi Technologies, Inc.
    Inventors: Charles Joseph Scheib, David C McClellan, Stephen Moore Pitrof, Richard Allen Merrifield
  • Publication number: 20020024236
    Abstract: A structural member for providing a structural load path from a structural system to the floor of a vehicle is provided. The structural member has a stud plate with a plurality of studs extending therefrom. The studs are adapted to structurally connect to the steering column support structure, the structural system, and the center brace. The center brace also includes a plurality of molded attachment features for integrally attaching vehicle components to the center brace.
    Type: Application
    Filed: February 22, 2001
    Publication date: February 28, 2002
    Inventors: Charles Joseph Scheib, Stephen Moore Pitrof, Young I. Moon, George Frank Richards
  • Publication number: 20010024035
    Abstract: A structural attachment system for a vehicle is provided. The structural attachment system includes a first structural member and a vehicle component. The structural attachment system also includes an attachment assembly arranged relative to the first structural member and the vehicle component. The attachment assembly is designed and positioned to reinforce a load bearing area and to distribute a load of said vehicle component over said first structural member.
    Type: Application
    Filed: March 16, 2001
    Publication date: September 27, 2001
    Inventors: Charles Joseph Scheib, David C. McClellan, Stephen Moore Pitrof, Richard Allen Merrifield