Patents by Inventor Joseph Thomas Ritorto, JR.

Joseph Thomas Ritorto, JR. has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11093937
    Abstract: System(s), method(s), and device(s) that generate and use single-use financial account card numbers (SUFACNs) to facilitate secure processing of financial transactions are presented. A user registers a financial account(s) with a financial transaction platform (FTP), a user profile comprising user-related information is created, and a personal identification number (PIN) is associated with the user. When making a purchase locally or online, the user's portable communication device (PCD) accesses the FTP via an application or web site, the PCD synchronizes with the FTP, and the PCD and FTP each respectively generate the same SUFACN(s) based in part on time of generation and PIN. The SUFACN is presented to the seller's register component via scanning (e.g., when SUFACN is a barcode) or entering the SUFACN. The register component sends the SUFACN to the FTP, which interacts with the user's financial account(s) to facilitate payment.
    Type: Grant
    Filed: July 20, 2018
    Date of Patent: August 17, 2021
    Assignee: B&H SERIES OF THE DOMPHIA, LLC
    Inventors: Christopher Robert Lattanzio, Joseph Thomas Ritorto, Jr.
  • Publication number: 20180349892
    Abstract: System(s), method(s), and device(s) that generate and use single-use financial account card numbers (SUFACNs) to facilitate secure processing of financial transactions are presented. A user registers a financial account(s) with a financial transaction platform (FTP), a user profile comprising user-related information is created, and a personal identification number (PIN) is associated with the user. When making a purchase locally or online, the user's portable communication device (PCD) accesses the FTP via an application or web site, the PCD synchronizes with the FTP, and the PCD and FTP each respectively generate the same SUFACN(s) based in part on time of generation and PIN. The SUFACN is presented to the seller's register component via scanning (e.g., when SUFACN is a barcode) or entering the SUFACN. The register component sends the SUFACN to the FTP, which interacts with the user's financial account(s) to facilitate payment.
    Type: Application
    Filed: July 20, 2018
    Publication date: December 6, 2018
    Inventors: Christopher Robert Lattanzio, Joseph Thomas Ritorto, JR.
  • Patent number: 8484818
    Abstract: System(s), method(s), and device(s) that facilitate efficient removal of a nut(s) from a wheel stud or bolt are presented. A nut removal facilitator device comprises a first arm with a holder component, wherein the first arm is attached to a lever component and a second arm, which includes a force applicator component. A socket of a wrench is placed on a desired nut, with the wrench handle portion near the socket held within the holder component and an end portion of the wrench handle in contact with the force applicator component. A force can be received at the top portion of the lever component is leveraged based on the length of the lever component. The leveraged force is transferred to the force applicator component which applies the transferred force to the wrench handle to move the handle and socket in the desired direction to loosen and remove the nut.
    Type: Grant
    Filed: January 13, 2010
    Date of Patent: July 16, 2013
    Assignee: B & H Worldwide, LLC
    Inventors: Joseph Thomas Ritorto, Jr., Christopher Robert Lattanzio
  • Publication number: 20120143759
    Abstract: System(s), method(s), and device(s) that generate and use single-use financial account card numbers (SUFACNs) to facilitate secure processing of financial transactions are presented. A user registers a financial account(s) with a financial transaction platform (FTP), a user profile comprising user-related information is created, and a personal identification number (PIN) is associated with the user. When making a purchase locally or online, the user's portable communication device (PCD) accesses the FTP via an application or web site, the PCD synchronizes with the FTP, and the PCD and FTP each respectively generate the same SUFACN(s) based in part on time of generation and PIN. The SUFACN is presented to the seller's register component via scanning (e.g., when SUFACN is a barcode) or entering the SUFACN. The register component sends the SUFACN to the FTP, which interacts with the user's financial account(s) to facilitate payment.
    Type: Application
    Filed: December 2, 2010
    Publication date: June 7, 2012
    Applicant: B & H WORLDWIDE, LLC
    Inventors: Joseph Thomas Ritorto, JR., Christopher Robert Lattanzio
  • Publication number: 20110167605
    Abstract: System(s), method(s), and device(s) that facilitate efficient removal of a nut(s) from a wheel stud or bolt are presented. A nut removal facilitator device comprises a first arm with a holder component, wherein the first arm is attached to a lever component and a second arm, which includes a force applicator component. A socket of a wrench is placed on a desired nut, with the wrench handle portion near the socket held within the holder component and an end portion of the wrench handle in contact with the force applicator component. A force can be received at the top portion of the lever component is leveraged based on the length of the lever component. The leveraged force is transferred to the force applicator component which applies the transferred force to the wrench handle to move the handle and socket in the desired direction to loosen and remove the nut.
    Type: Application
    Filed: January 13, 2010
    Publication date: July 14, 2011
    Applicant: B & H WORLDWIDE, LLC
    Inventors: Joseph Thomas Ritorto, JR., Christopher Robert Lattanzio