Patents by Inventor Joseph Whitchurch

Joseph Whitchurch has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • METHOD AND SYSTEM FOR PROVIDING ALERT MESSAGES RELATED TO SUSPICIOUS TRANSACTIONS
    Publication number: 20220358500
    Abstract: Systems and methods are provided for providing alerts to a user. The systems and methods may include a financial service provider including a memory device storing instructions, The financial service provider may also include at least one processor configured to execute the instructions to receive data relating to a transaction made by the user, compare the received data to a set of data associated with the user, determine whether the data relating to the transaction deviates from a set of data associated with the user by more than a threshold value, and send an alert message to a user device associated with the user when the processor determines that the data relating to the transaction deviates from the set of data associated with the user by more than the threshold value.
    Type: Application
    Filed: July 21, 2022
    Publication date: November 10, 2022
    Applicant: Capital One Services, LLC
    Inventors: Lawrence DOUGLAS, Robert ROWLEY, Philip KIM, Joseph WHITCHURCH
  • Method and system for providing alert messages related to suspicious transactions
    Patent number: 11481782
    Abstract: Systems and methods are provided for providing alerts to a user. The systems and methods may include a financial service provider including a memory device storing instructions. The financial service provider may also include at least one processor configured to execute the instructions to receive data relating to a transaction made by the user, compare the received data to a set of data associated with the user, determine whether the data relating to the transaction deviates from a set of data associated with the user by more than a threshold value, and send an alert message to a user device associated with the user when the processor determines that the data relating to the transaction deviates from the set of data associated with the user by more than the threshold value.
    Type: Grant
    Filed: July 20, 2020
    Date of Patent: October 25, 2022
    Assignee: Capital One Services, LLC
    Inventors: Lawrence Douglas, Robert Rowley, Philip Kim, Joseph Whitchurch
  • METHOD AND SYSTEM FOR PROVIDING ALERT MESSAGES RELATED TO SUSPICIOUS TRANSACTIONS
    Publication number: 20200364713
    Abstract: Systems and methods are provided for providing alerts to a user. The systems and methods may include a financial service provider including a memory device storing instructions, The financial service provider may also include at least one processor configured to execute the instructions to receive data relating to a transaction made by the user, compare the received data to a set of data associated with the user, determine whether the data relating to the transaction deviates from a set of data associated with the user by more than a threshold value, and send an alert message to a user device associated with the user when the processor determines that the data relating to the transaction deviates from the set of data associated with the user by more than the threshold value.
    Type: Application
    Filed: July 20, 2020
    Publication date: November 19, 2020
    Applicant: Capital One Services, LLC
    Inventors: Lawrence DOUGLAS, Robert Rowley, Philip Kim, Joseph Whitchurch
  • METHOD AND SYSTEM FOR PROVIDING ALERT MESSAGES RELATED TO SUSPICIOUS TRANSACTIONS
    Publication number: 20150193768
    Abstract: Systems and methods are provided for providing alerts to a user. The systems and methods may include a financial service provider including a memory device storing instructions. The financial service provider may also include at least one processor configured to execute the instructions to receive data relating to a transaction made by the user, compare the received data to a set of data associated with the user, determine whether the data relating to the transaction deviates from a set of data associated with the user by more than a threshold value, and send an alert message to a user device associated with the user when the processor determines that the data relating to the transaction deviates from the set of data associated with the user by more than the threshold value.
    Type: Application
    Filed: January 8, 2015
    Publication date: July 9, 2015
    Applicant: Capital One Financial Corporation
    Inventors: Lawrence Douglas, Robert D. Rowley, Philip Kim, Joseph Whitchurch