Patents by Inventor Joshua B. McKay

Joshua B. McKay has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Systems and methods for facilitating commercial transactions between parties residing at remote locations
    Patent number: 7769687
    Abstract: The present invention provides a system and method for facilitating commercial transactions involving the exchange of monetary value for goods, services, or other value between remote individuals, as in the case of transactions between users of a distributed computer network such as the Internet. Remote individuals are provided with a convenient, cost-efficient, and secure means for engaging in commercial transactions with one another. The invention provides remote sellers with an irrevocable means of receiving funds from a remote purchaser; means for improving purchaser willingness to transact with an unknown party; transaction tracking; and rapid funds availability.
    Type: Grant
    Filed: April 2, 2007
    Date of Patent: August 3, 2010
    Assignee: American Express Travel Related Services Company, Inc.
    Inventors: Lucas Gebb, Joshua B McKay, Michael R Barrett, Lee A Wojciechowski, David Armes, Fred Bishop, Madhukar Madhineni, Vilayanur Parameswaran Krishnan
  • Systems and methods for facilitating commercial transactions between parties residing at remote locations
    Patent number: 7756785
    Abstract: The present invention provides a system and method for facilitating commercial transactions involving the exchange of monetary value for goods, services, or other value between remote individuals, as in the case of transactions between users of a distributed computer network such as the Internet. Remote individuals are provided with a convenient, cost-efficient, and secure means for engaging in commercial transactions with one another. The invention provides remote sellers with an irrevocable means of receiving funds from a remote purchaser; means for improving purchaser willingness to transact with an unknown party; transaction tracking; and rapid funds availability.
    Type: Grant
    Filed: April 2, 2007
    Date of Patent: July 13, 2010
    Assignee: American Express Travel Related Services Company, Inc.
    Inventors: Lucas Gebb, Joshua B McKay, Michael R Barrett, Lee A Wojciechowski, David Armes, Fred Bishop, Madhukar Madhineni, Vilayanur Parameswaran Krishnan
  • Systems and methods for facilitating commercial transactions between parties residing at remote locations
    Patent number: 7716127
    Abstract: The present invention provides a system and method for facilitating commercial transactions involving the exchange of monetary value for goods, services, or other value between remote individuals, as in the case of transactions between users of a distributed computer network such as the Internet. Remote individuals are provided with a convenient, cost-efficient, and secure means for engaging in commercial transactions with one another. The invention provides remote sellers with an irrevocable means of receiving funds from a remote purchaser; means for improving purchaser willingness to transact with an unknown party; transaction tracking; and rapid funds availability.
    Type: Grant
    Filed: April 2, 2007
    Date of Patent: May 11, 2010
    Assignee: American Express Travel Related Services Company, Inc.
    Inventors: Lucas Gebb, Joshua B McKay, Michael R Barrett, Lee A Wojciechowski, David Armes, Fred Bishop, Madhukar Madhineni, Vilayanur Parameswaran Krishnan
  • Systems and methods for facilitating commercial transactions between parties residing at remote locations
    Patent number: 7707107
    Abstract: The present invention provides a system and method for facilitating commercial transactions involving the exchange of monetary value for goods, services, or other value between remote individuals, as in the case of transactions between users of a distributed computer network such as the Internet. Remote individuals are provided with a convenient, cost-efficient, and secure means for engaging in commercial transactions with one another. The invention provides remote sellers with an irrevocable means of receiving funds from a remote purchaser; means for improving purchaser willingness to transact with an unknown party; transaction tracking; and rapid funds availability.
    Type: Grant
    Filed: April 2, 2007
    Date of Patent: April 27, 2010
    Assignee: American Express Travel Related Services Company, Inc.
    Inventors: Lucas Gebb, Joshua B McKay, Michael R Barrett, Lee A Wojciechowski, David Armes, Fred Bishop, Madhukar Madhineni, Vilayanur Parameswaran Krishnan
  • Systems and methods for facilitating commercial transactions between parties residing at remote locations
    Patent number: 7426492
    Abstract: The present invention provides a system and method for facilitating commercial transactions involving the exchange of monetary value for goods, services, or other value between remote individuals, as in the case of transactions between users of a distributed computer network such as the Internet. Remote individuals are provided with a convenient, cost-efficient, and secure means for engaging in commercial transactions with one another. The invention provides remote sellers with an irrevocable means of receiving funds from a remote purchaser; means for improving purchaser willingness to transact with an unknown party; transaction tracking; and rapid funds availability.
    Type: Grant
    Filed: November 2, 2000
    Date of Patent: September 16, 2008
    Assignee: American Express Travel Related Services Company, Inc.
    Inventors: Fred Bishop, Michael R. Barrett, David Armes, Lee A. Wojciechowski, Madhukar Madhineni, Vilayanur Parameswaran Krishnan, Joshua B. McKay, Lucas Gebb