Patents by Inventor Joshua Bufford

Joshua Bufford has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20150066623
    Abstract: Systems and methods are disclosed for providing a financial account with incentives. In one implementation, a method is provided that includes receiving a selection of at least one identified merchant from a customer, the customer being associated with the financial account. The method also includes providing a first incentive to the financial account for one or more purchases made with the financial account at a merchant other than the identified merchant. Further, the method may include providing a second incentive to the financial account for one or more purchases made at the identified merchant with the financial account, wherein the first incentive is different than the second incentive.
    Type: Application
    Filed: June 6, 2014
    Publication date: March 5, 2015
    Applicant: CAPITAL ONE FINANCIAL CORPORATION
    Inventors: Joshua Bufford, Christine Landi, Jon Lintvet
  • Patent number: 8770473
    Abstract: Systems and methods are disclosed for providing a financial account with incentives. In one implementation, a method is provided that includes receiving a selection of at least one identified merchant from a customer, the customer being associated with the financial account. The method also includes providing a first incentive to the financial account for one or more purchases made with the financial account at a merchant other than the identified merchant. Further, the method may include providing a second incentive to the financial account for one or more purchases made at the identified merchant with the financial account, wherein the first incentive is different than the second incentive.
    Type: Grant
    Filed: March 17, 2006
    Date of Patent: July 8, 2014
    Assignee: Capital One Financial Corporation
    Inventors: Joshua Bufford, Christine Landi, Jon Lintvet
  • Patent number: 8510160
    Abstract: A method and system for insuring a reward of an individual are disclosed. The method may include processing information associated with an account of the individual having an associated reward, the reward being redeemable for a good or service. Insurance coverage may be provided for the reward based upon the information, the insurance coverage operable for reissuing at least a portion of the reward after the reward is redeemed for the good or service and after a qualified loss occurs in relation to the good or service.
    Type: Grant
    Filed: December 21, 2006
    Date of Patent: August 13, 2013
    Assignee: Capital One Financial Corporation
    Inventor: Joshua Bufford
  • Publication number: 20070094114
    Abstract: Systems and methods are disclosed for providing a financial account with incentives. In one implementation, a method is provided that includes receiving a selection of at least one identified merchant from a customer, the customer being associated with the financial account. The method also includes providing a first incentive to the financial account for one or more purchases made with the financial account at a merchant other than the identified merchant. Further, the method may include providing a second incentive to the financial account for one or more purchases made at the identified merchant with the financial account, wherein the first incentive is different than the second incentive.
    Type: Application
    Filed: March 17, 2006
    Publication date: April 26, 2007
    Inventors: Joshua Bufford, Christine Landi, Jon Lintvet
  • Publication number: 20070094126
    Abstract: Certain embodiments of the present invention are directed to credit accounts having conditional teasers. Conditional teasers include incentives offered to potential customers of the financial institution providing the credit accounts. The conditions may be related to the activity of the customers after they have established an account relationship. The activity may be, for example, the act of linking the account with another account, of the activity may be related to the spending habits of the customer. Other activities are envisioned. In certain embodiments, if the customer engages in the required activity, the teaser parameters are maintained. If not, the parameters may be eliminated or otherwise altered.
    Type: Application
    Filed: October 26, 2005
    Publication date: April 26, 2007
    Inventor: Joshua Bufford