Abstract: A compact, hinged, foldably deployable table utilizes a main square or rectangular member which pivotally supports a pair opposing side members from a position flatly adjacent the main member to a position at a right angle from the main member. An overlying top frame section folds from a position parallel to the main member and adjacent the side members, to a position at a right angle with respect to the main member. Locking members in the top frame positively engage and stabilize the side members. An overlying top which fits exactly within the upper frame is carried by the frame and provides sturdy support. The structural members are preferably made from eighteen gauge steel or better and the main support elements of each of the main, side and top frame sections is formed of a square tubular shape, typically 0.625 inches square, externally.

Abstract: A system for rules based electronic funds transaction processing includes a business layer configured to receive electronic funds transaction data from a source. The business layer processes the electronic funds transaction data according to at least one of multiple independent rules based processing rules including at least one rule configured to process clearinghouse network dishonored items. A file transfer agent is operatively connected to the business layer for initiating a request to build a data file from the processed electronic funds transaction data. In response to building the data file, the file transfer agent operates to transfer the data file to at least one of a financial institution, an agent of a financial institution, and an electronic funds transaction clearinghouse network for placement of the data file on the electronic funds transaction clearinghouse network.