Patents by Inventor Joshua M. Mast

Joshua M. Mast has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20250078168
    Abstract: Systems and methods are provided for automating property assessment using probable roof loss confidence scores. More particularly, the systems and methods may generate a base-line probable roof loss confidence score based upon buildings, roof, weather, hail, and climate data. The systems and methods may predict a specific event and a set of characteristics of the specific event. The systems and methods may predict a level of roof damage and a cost of roof damage based upon the predicted level of roof damage. The systems and methods may adjust a risk-related factor, and may further adjust policy parameters based upon the risk-related factor. A probable roof loss confidence score may be generated, as well as property insurance claims data or property insurance loss mitigation data based upon probable roof loss confidence score data.
    Type: Application
    Filed: November 15, 2024
    Publication date: March 6, 2025
    Inventors: Joshua M. Mast, Douglas L. Dewey, Todd Binion, Jeffrey Feid
  • Publication number: 20250061174
    Abstract: Systems and methods for analyzing image data to identify cabinet products are disclosed. A computer-implemented method may include receiving, from an electronic device via a network connection, at least one digital image depicting a cabinet. The method also may include analyzing, by one or more processors, the at least one digital image to determine a first set of characteristics of the cabinet. Additionally, the method may include accessing, by the one or more processors from memory, a second set of characteristics corresponding to a plurality of cabinet products and comparing the first set of characteristics to the second set of characteristics to identify a cabinet product of the plurality of cabinet products that matches the cabinet. Further, the method may include transmitting, to the electronic device via the network connection, an indication of the cabinet product.
    Type: Application
    Filed: November 6, 2024
    Publication date: February 20, 2025
    Inventors: Todd Binion, Joshua M. Mast, Jeffrey Wyrick
  • Patent number: 12182873
    Abstract: Systems and methods are provided for automating property assessment using probable roof loss confidence scores. More particularly, the systems and methods may generate a base-line probable roof loss confidence score based upon buildings, roof, weather, hail, and climate data. The systems and methods may predict a specific event and a set of characteristics of the specific event. The systems and methods may predict a level of roof damage and a cost of roof damage based upon the predicted level of roof damage. The systems and methods may adjust a risk-related factor, and may further adjust policy parameters based upon the risk-related factor. A probable roof loss confidence score may be generated, as well as property insurance claims data or property insurance loss mitigation data based upon probable roof loss confidence score data.
    Type: Grant
    Filed: June 24, 2021
    Date of Patent: December 31, 2024
    Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
    Inventors: Joshua M. Mast, Douglas L. Dewey, Todd Binion, Jeffrey Feid
  • Patent number: 12164600
    Abstract: Systems and methods for analyzing image data to identify cabinet products are disclosed. A computer-implemented method may include receiving, from an electronic device via a network connection, at least one digital image depicting a cabinet. The method also may include analyzing, by one or more processors, the at least one digital image to determine a first set of characteristics of the cabinet. Additionally, the method may include accessing, by the one or more processors from memory, a second set of characteristics corresponding to a plurality of cabinet products and comparing the first set of characteristics to the second set of characteristics to identify a cabinet product of the plurality of cabinet products that matches the cabinet. Further, the method may include transmitting, to the electronic device via the network connection, an indication of the cabinet product.
    Type: Grant
    Filed: June 8, 2023
    Date of Patent: December 10, 2024
    Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
    Inventors: Todd Binion, Joshua M. Mast, Jeffrey Wyrick
  • Publication number: 20240087042
    Abstract: Apparatuses, systems and methods are provided for performing insurance property loss mitigation processes based on an event driven probable roof loss confidence score based on a particular weather event, the event driven probable roof loss confidence score associated with a roof of a building. An example method may include receiving a base-line probable roof loss confidence score for the building. The method may further include receiving weather data associated with the particular weather event, that occurred in the geographic area of the building, and hail data associated with the particular weather event. The method also may include estimating at least one attribute of the one or more attributes, and generating the event driven probable roof loss confidence score based on the base-line probable roof loss confidence score, the weather data, the hail data, and the at least one estimated attribute.
    Type: Application
    Filed: November 14, 2023
    Publication date: March 14, 2024
    Inventors: Joshua M. Mast, Douglas L. Dewey, Todd Binion, Jeffrey Feid
  • Publication number: 20230315812
    Abstract: Systems and methods for analyzing image data to identify cabinet products are disclosed. A computer-implemented method may include receiving, from an electronic device via a network connection, at least one digital image depicting a cabinet. The method also may include analyzing, by one or more processors, the at least one digital image to determine a first set of characteristics of the cabinet. Additionally, the method may include accessing, by the one or more processors from memory, a second set of characteristics corresponding to a plurality of cabinet products and comparing the first set of characteristics to the second set of characteristics to identify a cabinet product of the plurality of cabinet products that matches the cabinet. Further, the method may include transmitting, to the electronic device via the network connection, an indication of the cabinet product.
    Type: Application
    Filed: June 8, 2023
    Publication date: October 5, 2023
    Inventors: Todd Binion, Joshua M. Mast, Jeffrey Wyrick
  • Patent number: 11709916
    Abstract: Systems and methods for analyzing image data to identify cabinet products are disclosed. A computer-implemented method may include receiving, from an electronic device via a network connection, at least one digital image depicting a cabinet. The method also may include analyzing, by one or more processors, the at least one digital image to determine a first set of characteristics of the cabinet. Additionally, the method may include accessing, by the one or more processors from memory, a second set of characteristics corresponding to a plurality of cabinet products and comparing the first set of characteristics to the second set of characteristics to identify a cabinet product of the plurality of cabinet products that matches the cabinet. Further, the method may include transmitting, to the electronic device via the network connection, an indication of the cabinet product.
    Type: Grant
    Filed: August 24, 2020
    Date of Patent: July 25, 2023
    Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
    Inventors: Todd Binion, Joshua M. Mast, Jeffrey Wyrick
  • Publication number: 20230052041
    Abstract: Apparatuses, systems and methods are provided for generating a base-line probable roof loss confidence score. More particularly, apparatuses, systems and methods are provided for generating a base-line probable roof loss confidence score based on hail data. The apparatuses, systems and methods may generate a probable roof loss confidence score. The apparatuses, systems and methods may generate verified probable roof loss confidence score data. The apparatuses, systems and methods may generate property insurance underwriting data based on probable roof loss confidence score data. The apparatuses, systems and methods may generate property insurance claims data based on probable roof loss confidence score data. The apparatuses, systems and methods may generate property insurance loss mitigation data based on probable roof loss confidence score data.
    Type: Application
    Filed: October 31, 2022
    Publication date: February 16, 2023
    Inventors: Joshua M. Mast, Douglas L. Dewey, Todd Binion, Jeffrey Feid
  • Publication number: 20230039833
    Abstract: Apparatuses, systems and methods are provided for generating enterprise data relating to roof damage associated with weather and hail data. The apparatuses, systems and methods may determine aspects of a proposed service related to roof damage (e.g., damage extent, repair estimates, or repair timing) based upon the enterprise data and the base-line probable roof loss confidence scores. The apparatuses, systems and methods may generate probable roof loss confidence score data based upon the base-line probable roof loss confidence scores, weather event data and hail event data. The apparatuses, systems and methods may determine aspects of a proposed service related to roof damage (e.g., damage extent, repair estimates, or repair timing) based upon the enterprise data and the probable roof loss confidence score.
    Type: Application
    Filed: July 20, 2021
    Publication date: February 9, 2023
    Inventors: Joshua M. Mast, Douglas L. Dewey, Todd Binion, Jeffrey Feid
  • Publication number: 20230032251
    Abstract: Apparatuses, systems and methods are provided for generating enterprise data relating to roof damage associated with weather and hail data. The apparatuses, systems and methods may determine aspects of a proposed service related to roof damage (e.g., damage extent, repair estimates, or repair timing) based upon the enterprise data and the base-line probable roof loss confidence scores. The apparatuses, systems and methods may generate probable roof loss confidence score data based upon the base-line probable roof loss confidence scores, weather event data and hail event data. The apparatuses, systems and methods may determine aspects of a proposed service related to roof damage (e.g., damage extent, repair estimates, or repair timing) based upon the enterprise data and the probable roof loss confidence score.
    Type: Application
    Filed: July 20, 2021
    Publication date: February 2, 2023
    Inventors: Joshua M. Mast, Douglas L. Dewey, Todd Binion, Jeffrey Feid
  • Publication number: 20230021783
    Abstract: Apparatuses, systems and methods are provided for performing insurance property loss mitigation processes based on an event driven probable roof loss confidence score based on a particular weather event, the event driven probable roof loss confidence score associated with a roof of a building. An example method may include receiving a base-line probable roof loss confidence score for the building. The method may further include receiving weather data associated with the particular weather event, that occurred in the geographic area of the building, and hail data associated with the particular weather event. The method also may include estimating at least one attribute of the one or more attributes, and generating the event driven probable roof loss confidence score based on the base-line probable roof loss confidence score, the weather data, the hail data, and the at least one estimated attribute.
    Type: Application
    Filed: September 27, 2022
    Publication date: January 26, 2023
    Inventors: Joshua M. Mast, Douglas L. Dewey, Todd Binion, Jeffrey Feid
  • Publication number: 20220414781
    Abstract: Systems and methods are provided for automating property assessment using probable roof loss confidence scores. More particularly, the systems and methods may generate a base-line probable roof loss confidence score based upon buildings, roof, weather, hail, and climate data. The systems and methods may predict a specific event and a set of characteristics of the specific event. The systems and methods may predict a level of roof damage and a cost of roof damage based upon the predicted level of roof damage. The systems and methods may adjust a risk-related factor, and may further adjust policy parameters based upon the risk-related factor. A probable roof loss confidence score may be generated, as well as property insurance claims data or property insurance loss mitigation data based upon probable roof loss confidence score data.
    Type: Application
    Filed: June 24, 2021
    Publication date: December 29, 2022
    Inventors: Joshua M. Mast, Douglas L. Dewey, Todd Binion, Jeffrey Feid
  • Patent number: 11488255
    Abstract: Apparatuses, systems and methods are provided for generating a base-line probable roof loss confidence score. More particularly, apparatuses, systems and methods are provided for generating a base-line probable roof loss confidence score based on hail data. The apparatuses, systems and methods may generate a probable roof loss confidence score. The apparatuses, systems and methods may generate verified probable roof loss confidence score data. The apparatuses, systems and methods may generate property insurance underwriting data based on probable roof loss confidence score data. The apparatuses, systems and methods may generate property insurance claims data based on probable roof loss confidence score data. The apparatuses, systems and methods may generate property insurance loss mitigation data based on probable roof loss confidence score data.
    Type: Grant
    Filed: August 3, 2020
    Date of Patent: November 1, 2022
    Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
    Inventors: Joshua M. Mast, Douglas L. Dewey, Todd Binion, Jeffrey Feid
  • Patent number: 10773557
    Abstract: A computer-implemented method for identifying whether tread of a tire of a vehicle is insufficient is presented. Image data corresponding to at least one image of the tire of the vehicle may be captured using an image sensor. The image data may be processed to determine at least one indication of a tread wear of the tire. At least one of the at least one indication of the tread wear may be analyzed based on tread wear data corresponding to the tire, with the tire being of a particular type. The tread wear data corresponding to the tire may be available to one or more processors that perform the analyzing from a provider of tires of the particular type. Based on the analyzing of the at least one of the at least one indication of the tread wear, it may be identified whether the tread of the tire is insufficient.
    Type: Grant
    Filed: May 18, 2017
    Date of Patent: September 15, 2020
    Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
    Inventors: Joshua M. Mast, Sharon Gibson
  • Patent number: 10628939
    Abstract: A siding evaluation apparatus for use in identifying a characteristic of building siding is disclosed, together with methods and systems for identifying a characteristic of building siding using the siding evaluation apparatus. The siding evaluation apparatus includes a protrusion, clip, or other means for removably attaching to building siding by friction or pressure. The siding evaluation apparatus further includes a color chart holder adapted to hold a color chart for reference. The siding evaluation apparatus is attached to the siding and may be adjusted to display the color chart, which may be photographed together with a portion of the siding. Characteristics of the siding may then be determined based upon the captured photograph and a known reference area of the color chart.
    Type: Grant
    Filed: May 3, 2018
    Date of Patent: April 21, 2020
    Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
    Inventors: Taryn M. Madey, Sharon Gibson, Joshua M. Mast, Nathan L. Tofte, Chad Junior Turner
  • Patent number: 10412169
    Abstract: Methods and systems for identifying an unidentified plumbing supply product are provided. According to certain aspects, an application executing on an electronic device may be configured to capture image data encoding an image of the unidentified plumbing supply product therein. The application may cause the electronic device to transmit the image data to an identification server. The identification server may analyze the image data to determine the unidentified plumbing supply product encoded in the image data matches a known plumbing supply product in a plumbing supply products database. The identification server may then transmit an indication to the electronic device that the unidentified plumbing supply product was successfully identified. The identification of the unidentified plumbing supply product may be used to process and/or subrogate an insurance claim.
    Type: Grant
    Filed: December 22, 2017
    Date of Patent: September 10, 2019
    Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
    Inventors: Taryn M. Madey, Joshua M. Mast, Sharon Gibson
  • Patent number: 10147143
    Abstract: In a computer-implemented method of roofing material identification, image data corresponding to one or more images of roofing materials may be received. The image data may be processed to determine pertinent characteristics of the roofing materials. The determined characteristics and a characteristics database storing data indicative of associations between a plurality of roofing material products and characteristics of the plurality of roofing material products, may be used to identify a roofing material product associated with the pertinent characteristics. An indication of the identified roofing material product may be provided (e.g., to facilitate claim processing).
    Type: Grant
    Filed: December 13, 2016
    Date of Patent: December 4, 2018
    Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
    Inventors: Douglas L. Dewey, Rosemarie Geier Grant, Joshua M. Mast, Taryn M. Madey, Sharon Gibson
  • Patent number: 10032266
    Abstract: A siding evaluation apparatus for use in identifying a characteristic of building siding is disclosed, together with methods and systems for identifying a characteristic of building siding using the siding evaluation apparatus. The siding evaluation apparatus includes a protrusion, clip, or other means for removably attaching to building siding by friction or pressure. The siding evaluation apparatus further includes a color chart holder adapted to hold a color chart for reference. The siding evaluation apparatus is attached to the siding and may be adjusted to display the color chart, which may be photographed together with a portion of the siding. Characteristics of the siding may then be determined based upon the captured photograph and a known reference area of the color chart.
    Type: Grant
    Filed: March 30, 2016
    Date of Patent: July 24, 2018
    Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
    Inventors: Taryn M. Madey, Sharon Gibson, Joshua M. Mast, Nathan L. Tofte, Chad Junior Turner
  • Patent number: 9923971
    Abstract: Methods and systems for identifying an unidentified plumbing supply product are provided. According to certain aspects, an application executing on an electronic device may be configured to capture image data encoding an image of the unidentified plumbing supply product therein. The application may cause the electronic device to transmit the image data to an identification server. The identification server may analyze the image data to determine the unidentified plumbing supply product encoded in the image data matches a known plumbing supply product in a plumbing supply products database. The identification server may then transmit an indication to the electronic device that the unidentified plumbing supply product was successfully identified. The identification of the unidentified plumbing supply product may be used to process and/or subrogate an insurance claim.
    Type: Grant
    Filed: February 2, 2016
    Date of Patent: March 20, 2018
    Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
    Inventors: Taryn M. Madey, Joshua M. Mast, Sharon Gibson
  • Patent number: 9582832
    Abstract: In a computer-implemented method of roofing material identification, image data corresponding to one or more images of roofing materials may be received. The image data may be processed to determine pertinent characteristics of the roofing materials. The determined characteristics and a characteristics database storing data indicative of associations between a plurality of roofing material products and characteristics of the plurality of roofing material products, may be used to identify a roofing material product associated with the pertinent characteristics. An indication of the identified roofing material product may be provided (e.g., to facilitate claim processing).
    Type: Grant
    Filed: September 1, 2015
    Date of Patent: February 28, 2017
    Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
    Inventors: Douglas L. Dewey, Rosemarie Geier Grant, Joshua M. Mast, Taryn M. Madey, Sharon Gibson