Patents by Inventor Joshua S. Edwards

Joshua S. Edwards has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20230351475
    Abstract: The disclosed embodiments provide systems, methods, and techniques for managing transaction cards. User registration processes, order processes, and failure detection processes for a secure universal shopping cart are provided. Systems and methods may acquire identifiers. Systems and methods may also identify items associated with the identifiers. In addition, systems and methods may acquire a list of merchants that offer each item. Systems and methods may further determine, for each identifier, merchants based on user preferences. Even further, systems and methods may generate a payment token for each item. Systems and methods may then transmit the payment token for each item to its respective merchant.
    Type: Application
    Filed: July 7, 2023
    Publication date: November 2, 2023
    Applicant: Capital One Services, LLC
    Inventors: Joshua S. EDWARDS, Michael MOSSOBA
  • Patent number: 11727467
    Abstract: The disclosed embodiments provide systems, methods, and techniques for managing transaction cards. User registration processes, order processes, and failure detection processes for a secure universal shopping cart are provided. Systems and methods may acquire identifiers. Systems and methods may also identify items associated with the identifiers. In addition, systems and methods may acquire a list of merchants that offer each item. Systems and methods may further determine, for each identifier, merchants based on user preferences. Even further, systems and methods may generate a payment token for each item. Systems and methods may then transmit the payment token for each item to its respective merchant.
    Type: Grant
    Filed: September 3, 2020
    Date of Patent: August 15, 2023
    Assignee: Capital One Services, LLC
    Inventors: Joshua S. Edwards, Michael Mossoba
  • Publication number: 20210027663
    Abstract: The disclosed embodiments provide systems, methods, and techniques for managing transaction cards. User registration processes, order processes, and failure detection processes for a secure universal shopping cart are provided. Systems and methods may acquire identifiers. Systems and methods may also identify items associated with the identifiers. In addition, systems and methods may acquire a list of merchants that offer each item. Systems and methods may further determine, for each identifier, merchants based on user preferences. Even further, systems and methods may generate a payment token for each item. Systems and methods may then transmit the payment token for each item to its respective merchant.
    Type: Application
    Filed: September 3, 2020
    Publication date: January 28, 2021
    Applicant: Capital One Services, LLC
    Inventors: Joshua S. EDWARDS, Michael Mossoba
  • Patent number: 10789639
    Abstract: The disclosed embodiments provide systems, methods, and techniques for managing transaction cards. User registration processes, order processes, and failure detection processes for a secure universal shopping cart are provided. Systems and methods may acquire identifiers. Systems and methods may also identify items associated with the identifiers. In addition, systems and methods may acquire a list of merchants that offer each item. Systems and methods may further determine, for each identifier, merchants based on user preferences. Even further, systems and methods may generate a payment token for each item. Systems and methods may then transmit the payment token for each item to its respective merchant.
    Type: Grant
    Filed: August 7, 2018
    Date of Patent: September 29, 2020
    Assignee: Capital One Services, LLC
    Inventors: Joshua S. Edwards, Michael Mossoba
  • Publication number: 20190325442
    Abstract: The disclosed embodiments provide systems, methods, and techniques for securely linking financial accounts in order to enable the transfer of funds and the monitoring of activity in the linked accounts. A request to link a first account with a second account may be received from an interface of a user device. An authorization may be received to link the first account with the second account. A transfer request may be received, including a request to transfer funds from the first account to the second account based on a set of transfer rules. The second account may be monitored for qualifying transactions, and upon determining that a qualifying transaction has occurred, funds may be transferred from the first account to the second account based on the transfer rules from the first account to the second account.
    Type: Application
    Filed: April 24, 2018
    Publication date: October 24, 2019
    Inventors: Carrie Norman, Joshua S. Edwards
  • Publication number: 20190325441
    Abstract: The disclosed embodiments provide systems, methods, and techniques for securely linking financial accounts in order to enable the transfer of funds and the monitoring of activity in the linked accounts. A request to link a first account with a second account may be received from an interface of a user device. An authorization may be received to link the first account with the second account. A transfer request may be received, including a request to transfer funds from the first account to the second account based on a set of transfer rules. The second account may be monitored for qualifying transactions, and upon determining that a qualifying transaction has occurred, funds may be transferred from the first account to the second account based on the transfer rules from the first account to the second account.
    Type: Application
    Filed: April 20, 2018
    Publication date: October 24, 2019
    Inventors: Carrie Norman, Joshua S. Edwards
  • Publication number: 20190272579
    Abstract: The disclosed embodiments provide systems, methods, and techniques for managing transaction cards. User registration processes, order processes, and failure detection processes for a secure universal shopping cart are provided. Systems and methods may acquire identifiers. Systems and methods may also identify items associated with the identifiers. In addition, systems and methods may acquire a list of merchants that offer each item. Systems and methods may further determine, for each identifier, merchants based on user preferences. Even further, systems and methods may generate a payment token for each item. Systems and methods may then transmit the payment token for each item to its respective merchant.
    Type: Application
    Filed: August 7, 2018
    Publication date: September 5, 2019
    Applicant: Capital One Services, LLC
    Inventors: Joshua S. Edwards, Michael Mossoba
  • Patent number: 10366443
    Abstract: The disclosed embodiments provide systems, methods, and techniques for managing transaction cards. User registration processes, order processes, and failure detection processes for a secure universal shopping cart are provided. Systems and methods may acquire identifiers. Systems and methods may also identify items associated with the identifiers. In addition, systems and methods may acquire a list of merchants that offer each item. Systems and methods may further determine, for each identifier, merchants based on user preferences. Even further, systems and methods may generate a payment token for each item. Systems and methods may then transmit the payment token for each item to its respective merchant.
    Type: Grant
    Filed: March 1, 2018
    Date of Patent: July 30, 2019
    Assignee: Capital One Services, LLC
    Inventors: Joshua S. Edwards, Michael Mossoba