Patents by Inventor Jotham M. TAYLOR, III

Jotham M. TAYLOR, III has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Two-factor authentication with push notification for a security code
    Patent number: 9912648
    Abstract: Disclosed is a technology for password-free account authentication. The technology includes utilizing a mobile device running an application (“App”) associated with a payment service (PS) system. Using the App, a user can enter an addressable handle, which is transmitted to the PS system. The PS system identifies an account state, based on the receipt of the addressable handle, for example, whether the addressable handle corresponds to a user's system account and device. A first authentication factor is based on the knowledge that the user is in possession of and has access to a device that corresponds to the user and the addressable handle. The PS system pushes a notification to the corresponding device, based on the account state, prompting entry of a security code. Receipt of a security code that corresponds to a payment card linked to the user's system account serves as a second authentication factor.
    Type: Grant
    Filed: July 15, 2014
    Date of Patent: March 6, 2018
    Assignee: SQUARE, INC.
    Inventors: Jotham M. Taylor, III, Daniel S. Federman
  • Two-Factor Authentication with Push Notification for a Security Code
    Publication number: 20160019543
    Abstract: Disclosed is a technology for password-free account authentication. The technology includes utilizing a mobile device running an application (“App”) associated with a payment service (PS) system. Using the App, a user can enter an addressable handle, which is transmitted to the PS system. The PS system identifies an account state, based on the receipt of the addressable handle, for example, whether the addressable handle corresponds to a user's system account and device. A first authentication factor is based on the knowledge that the user is in possession of and has access to a device that corresponds to the user and the addressable handle. The PS system pushes a notification to the corresponding device, based on the account state, prompting entry of a security code. Receipt of a security code that corresponds to a payment card linked to the user's system account serves as a second authentication factor.
    Type: Application
    Filed: July 15, 2014
    Publication date: January 21, 2016
    Inventors: Jotham M. TAYLOR, III, Daniel S. FEDERMAN