Patents by Inventor Joyce Keller

Joyce Keller has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Systems and methods for automatic authentication staging
    Patent number: 12579232
    Abstract: Systems, apparatuses, methods, and computer program products are disclosed for providing a user authentication determination pertaining to a first user. An example method includes receiving user identification indications. The example method further includes determining user identification feature confidence scores based on the user identification indications and one or more user profile features associated with the first user, and determining authentication requirements required for the first user for each inferred user visit reason determined for the user. The example method further includes performing user authentication determinations based on the user identification feature confidence scores and the authentication requirements, and providing a user information report, wherein the user information report includes the user authentication determinations.
    Type: Grant
    Filed: February 28, 2023
    Date of Patent: March 17, 2026
    Assignee: Wells Fargo Bank, N.A
    Inventors: Joyce Keller, Joseph de Bruin Tennis, Matthew N. Wheeler, Ila Patel, John Andrew Chuprevich, William J. Bailey, Ling Yee Lindy Sin