Patents by Inventor Judy Margaret Cotter

Judy Margaret Cotter has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Vehicle identification card
    Patent number: 9846830
    Abstract: A vehicle identification card is provided to an insured that includes proof of automotive insurance information and charge account information. The card may include an insurance policy covering the insured's vehicle, the VIN number of the vehicle, and other information about the vehicle such as the vehicle's make and model. The card may include account information that allows the card to be used like a credit card. The card may further include means for wirelessly updating information and providing a display to the user, which includes, but is not limited to, a housing, a memory module, a processor, one or more displays, and a power source.
    Type: Grant
    Filed: June 22, 2016
    Date of Patent: December 19, 2017
    Assignee: United Services Automobile Association
    Inventors: John Chandler Hopkins, III, Judy Margaret Cotter
  • System and methods related to an available balance debit/credit card
    Patent number: 8820638
    Abstract: A wirelessly updated consumer spending card includes a spending card housing, a memory module on the spending card housing, a processor module on the spending card housing in operable communication with the memory module, an output display on the spending card housing in operable communication with the processor, a transceiver on the spending card housing operable for wirelessly transmitting and receiving data across a metropolitan area in operable communication with the processor and display, and a power source on the spending card housing in operable connectivity to the memory, processor, transceiver and display. The card may further include a biometric input device on the spending card housing in operable communication with the processor.
    Type: Grant
    Filed: July 27, 2007
    Date of Patent: September 2, 2014
    Assignee: United Services Automobile Association (USAA)
    Inventors: Judy Margaret Cotter, Reynaldo Medina, III
  • Enhanced vehicle identification card
    Patent number: 8370254
    Abstract: A vehicle identification card is provided to an insured that includes proof of automotive insurance information and charge account information. The card may include an insurance policy covering the insured's vehicle, the VIN number of the vehicle, and other information about the vehicle such as the vehicle's make and model. The card may include account information that allows the card to be used like a credit card. The card may further include means for wirelessly updating information and providing a display to the user, which includes, but is not limited to, a housing, a memory module, a processor, one or more displays, and a power source.
    Type: Grant
    Filed: September 26, 2007
    Date of Patent: February 5, 2013
    Assignee: United Services Automobile Association
    Inventors: John Chandler Hopkins, III, Judy Margaret Cotter
  • Enhanced vehicle identification card
    Patent number: 8025226
    Abstract: A vehicle identification card is provided to an insured that includes proof of automotive insurance information and charge account information. The card may include an insurance policy covering the insured's vehicle, the VIN number of the vehicle, and other information about the vehicle such as the vehicle's make and model. The card may include account information that allows the card to be used like a credit card. The card may further include means for wirelessly updating information and providing a display to the user, which includes, but is not limited to, a housing, a memory module, a processor, one or more displays, and a power source.
    Type: Grant
    Filed: September 26, 2007
    Date of Patent: September 27, 2011
    Assignee: United States Automobile Association (USAA)
    Inventors: John Chandler Hopkins, III, Judy Margaret Cotter