Patents by Inventor Jufeng "James" Peng

Jufeng "James" Peng has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 10949925
    Abstract: A system and method for determining a vehicle insurance premium for a period of time based at least in part on collected vehicle operation data, the system comprising: a mobile device, comprising: one or more sensors associated with the mobile device and configured to automatically collect vehicle operation data during a data collection session; a processor; a non-transitory storage medium; a display; a transmitter; and a set of computer readable instructions stored in the non-transitory storage medium and when executed by the processor configured to allow the mobile device to collect vehicle operation data and transmit the collected vehicle operation data; and a remote processing computer, comprising: a server that receives collected vehicle operation data; a database that stores collected vehicle operation data; and a rating engine that determines a vehicle insurance premium based at least in part on collected vehicle operation data.
    Type: Grant
    Filed: June 14, 2017
    Date of Patent: March 16, 2021
    Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
    Inventors: Benjamin F. Bowne, Jufeng “James” Peng, Nicholas R. Baker, Duane Lee Marzinik, Matthew Eric Riley, Nick U. Christopulos, Brian Mark Fields, J Lynn Wilson, Bryan T. Wilkerson, David W. Thurber
  • Patent number: 10504188
    Abstract: A system and method for determining a vehicle insurance premium for a period of time based at least in part on collected vehicle operation data, the system comprising: a mobile device, comprising: one or more sensors associated with the mobile device and configured to automatically collect vehicle operation data during a data collection session; a processor; a non-transitory storage medium; a display; a transmitter; and a set of computer readable instructions stored in the non-transitory storage medium and when executed by the processor configured to allow the mobile device to collect vehicle operation data and transmit the collected vehicle operation data; and a remote processing computer, comprising: a server that receives collected vehicle operation data; a database that stores collected vehicle operation data; and a rating engine that determines a vehicle insurance premium based at least in part on collected vehicle operation data.
    Type: Grant
    Filed: January 24, 2017
    Date of Patent: December 10, 2019
    Assignee: State Farm Mutual Automobile Insurance Company
    Inventors: Benjamin F. Bowne, Jufeng “James” Peng, Nicholas R. Baker, Duane Lee Marzinzik, Matthew Eric Riley, Nicholas U. Christopulos, Brian Mark Fields, J. Lynn Wilson, Bryan T. Wilkerson, David W. Thurber
  • Patent number: 10410288
    Abstract: A method for providing vehicle operation data to a remote computer or server for calculation of a vehicle insurance premium for a period of time based at least in part on collected vehicle operation data, wherein the method includes steps of: collecting vehicle operation data via a mobile device while the mobile device is associated with an operating vehicle, wherein the vehicle operation data has insurance risk predictive power; and transmitting the collected vehicle operation data from the mobile device to a remote computer. The remote computer or server receives collected vehicle operation data, stores the collected vehicle operation data in a database, a determines a vehicle insurance premium via a rating engine based at least in part on collected vehicle operation data.
    Type: Grant
    Filed: January 5, 2015
    Date of Patent: September 10, 2019
    Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
    Inventors: Benjamin F. Bowne, Jufeng “James” Peng, Nicholas R. Baker, Duane Lee Marzinzik, Matthew Eric Riley, Sr., Nick U. Christopulos, Brian Mark Fields, J Lynn Wilson, Bryan T. Wilkerson, David W. Thurber
  • Patent number: 10402907
    Abstract: A method for determining a vehicle insurance premium for a period of time based at least in part on collected vehicle operation data, wherein a remote computer receives the collected vehicle operation data from a mobile device and calculates an insurance premium based at least in part on the collected vehicle operation data. A method for determining a vehicle insurance premium for a period of time based at least in part on collected vehicle operation data, wherein a server receives collected vehicle operation data, a database stores the collected vehicle operation data, and a rating engine determines a vehicle insurance premium based at least in part on collected vehicle operation data.
    Type: Grant
    Filed: February 8, 2013
    Date of Patent: September 3, 2019
    Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
    Inventors: Benjamin F. Bowne, Jufeng “James” Peng, Nicholas R. Baker, Duane Lee Marzinzik, Matthew Eric Riley, Sr., Nick U. Christopulos, Brian Mark Fields, J Lynn Wilson, Bryan T. Wilkerson, David W. Thurber
  • Patent number: 10304139
    Abstract: A system and method for determining a vehicle insurance premium for a period of time based at least in part on collected vehicle operation data, the system comprising: a mobile device, comprising: one or more sensors associated with the mobile device and configured to automatically collect vehicle operation data during a data collection session; a processor; a non-transitory storage medium; a display; a transmitter; and a set of computer readable instructions stored in the non-transitory storage medium and when executed by the processor configured to allow the mobile device to collect vehicle operation data and transmit the collected vehicle operation data; and a remote processing computer, comprising: a server that receives collected vehicle operation data; a database that stores collected vehicle operation data; and a rating engine that determines a vehicle insurance premium based at least in part on collected vehicle operation data.
    Type: Grant
    Filed: February 25, 2015
    Date of Patent: May 28, 2019
    Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
    Inventors: Benjamin F. Bowne, Jufeng James Peng, Nicholas R. Baker, Duane Lee Marzinzik, Matthew Eric Riley, Nick U. Christopulos, Brian Mark Fields, J Lynn Wilson, Bryan T. Wilkerson, David W. Thurber
  • Patent number: 9865018
    Abstract: A system and method for determining a vehicle insurance premium for a period of time based at least in part on collected vehicle operation data, the system comprising: a mobile device, comprising: one or more sensors associated with the mobile device and configured to automatically collect vehicle operation data during a data collection session; a processor; a non-transitory storage medium; a display; a transmitter; and a set of computer readable instructions stored in the non-transitory storage medium and when executed by the processor configured to allow the mobile device to collect vehicle operation data and transmit the collected vehicle operation data; and a remote processing computer, comprising: a server that receives collected vehicle operation data; a database that stores collected vehicle operation data; and a rating engine that determines a vehicle insurance premium based at least in part on collected vehicle operation data.
    Type: Grant
    Filed: January 5, 2015
    Date of Patent: January 9, 2018
    Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
    Inventors: Benjamin F. Bowne, Jufeng “James” Peng, Nicholas R. Baker, Duane Lee Marzinzik, Matthew Eric Riley, Sr., Nick U. Christopulos, Brian Mark Fields, J Lynn Wilson, Bryan T. Wilkerson, David W. Thurber
  • Publication number: 20170287076
    Abstract: A system and method for determining a vehicle insurance premium for a period of time based at least in part on collected vehicle operation data, the system comprising: a mobile device, comprising: one or more sensors associated with the mobile device and configured to automatically collect vehicle operation data during a data collection session; a processor; a non-transitory storage medium; a display; a transmitter; and a set of computer readable instructions stored in the non-transitory storage medium and when executed by the processor configured to allow the mobile device to collect vehicle operation data and transmit the collected vehicle operation data; and a remote processing computer, comprising: a server that receives collected vehicle operation data; a database that stores collected vehicle operation data; and a rating engine that determines a vehicle insurance premium based at least in part on collected vehicle operation data.
    Type: Application
    Filed: June 14, 2017
    Publication date: October 5, 2017
    Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
    Inventors: Benjamin F. Bowne, Jufeng "James" Peng, Nicholas R. Baker, Duane Lee Marzinik, Matthew Eric Riley, Nick U. Christopulos, Brian Mark Fields, J Lynn Wilson, Bryan T. Wilkerson, David W. Thurber
  • Publication number: 20170132713
    Abstract: A method for providing vehicle operation data to a remote computer or server for calculation of a vehicle insurance premium for a period of time based at least in part on collected vehicle operation data, wherein the method includes steps of: collecting vehicle operation data via a mobile device while the mobile device is associated with an operating vehicle, wherein the vehicle operation data has insurance risk predictive power; and transmitting the collected vehicle operation data from the mobile device to a remote computer. The remote computer or server receives collected vehicle operation data, stores the collected vehicle operation data in a database, a determines a vehicle insurance premium via a rating engine based at least in part on collected vehicle operation data.
    Type: Application
    Filed: January 24, 2017
    Publication date: May 11, 2017
    Applicant: State Farm Mutual Automobile Insurance Company
    Inventors: Benjamin F. Bowne, Jufeng "James" Peng, Nicholas R. Baker, Duane Lee Marzinzik, Matthew Eric Riley, Nick U. Christopulos, Brian Mark Fields, J Lynn Wilson, Brian T. Wilkerson, David W. Thurber
  • Publication number: 20170132712
    Abstract: A system and method for determining a vehicle insurance premium for a period of time based at least in part on collected vehicle operation data, the system comprising: a mobile device, comprising: one or more sensors associated with the mobile device and configured to automatically collect vehicle operation data during a data collection session; a processor; a non-transitory storage medium; a display; a transmitter; and a set of computer readable instructions stored in the non-transitory storage medium and when executed by the processor configured to allow the mobile device to collect vehicle operation data and transmit the collected vehicle operation data; and a remote processing computer, comprising: a server that receives collected vehicle operation data; a database that stores collected vehicle operation data; and a rating engine that determines a vehicle insurance premium based at least in part on collected vehicle operation data.
    Type: Application
    Filed: January 24, 2017
    Publication date: May 11, 2017
    Applicant: State Farm Mutual Automobile Insurance Company
    Inventors: Benjamin F. Bowne, Jufeng "James" Peng, Nicholas R. Baker, Duane Lee Marzinik, Matthew Eric Riley, Nick U. Christopulos, Brian Mark Fields, J Lynn Wilson, Bryan T. Wilkerson, David W. Thurber
  • Publication number: 20150170289
    Abstract: A system and method for determining a vehicle insurance premium for a period of time based at least in part on collected vehicle operation data, the system comprising: a mobile device, comprising: one or more sensors associated with the mobile device and configured to automatically collect vehicle operation data during a data collection session; a processor; a non-transitory storage medium; a display; a transmitter; and a set of computer readable instructions stored in the non-transitory storage medium and when executed by the processor configured to allow the mobile device to collect vehicle operation data and transmit the collected vehicle operation data; and a remote processing computer, comprising: a server that receives collected vehicle operation data; a database that stores collected vehicle operation data; and a rating engine that determines a vehicle insurance premium based at least in part on collected vehicle operation data.
    Type: Application
    Filed: February 25, 2015
    Publication date: June 18, 2015
    Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
    Inventors: Benjamin F. Bowne, Jufeng "James" Peng, Nicholas R. Baker, Duane Lee Marzinzik, Matthew Eric Riley, Nick U. Christopulos, Brian Mark Fields, J Lynn Wilson, Bryan T. Wilkerson, David W. Thurber
  • Publication number: 20150170290
    Abstract: A method for providing vehicle operation data to a remote computer or server for calculation of a vehicle insurance premium for a period of time based at least in part on collected vehicle operation data, wherein the method includes steps of: collecting vehicle operation data via a mobile device while the mobile device is associated with an operating vehicle, wherein the vehicle operation data has insurance risk predictive power; and transmitting the collected vehicle operation data from the mobile device to a remote computer. The remote computer or server receives collected vehicle operation data, stores the collected vehicle operation data in a database, a determines a vehicle insurance premium via a rating engine based at least in part on collected vehicle operation data.
    Type: Application
    Filed: February 25, 2015
    Publication date: June 18, 2015
    Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
    Inventors: Benjamin F. Bowne, Jufeng "James" Peng, Nicholas R. Baker, Duane Lee Marzinzik, Matthew Eric Riley, Nick U. Christopulos, Brian Mark Fields, J. Lynn Wilson, Bryan T. Wilkerson, David W. Thurber
  • Publication number: 20150149219
    Abstract: A method for providing vehicle operation data to a remote computer or server for calculation of a vehicle insurance premium for a period of time based at least in part on collected vehicle operation data, wherein the method includes steps of: collecting vehicle operation data via a mobile device while the mobile device is associated with an operating vehicle, wherein the vehicle operation data has insurance risk predictive power; and transmitting the collected vehicle operation data from the mobile device to a remote computer. The remote computer or server receives collected vehicle operation data, stores the collected vehicle operation data in a database, a determines a vehicle insurance premium via a rating engine based at least in part on collected vehicle operation data.
    Type: Application
    Filed: January 5, 2015
    Publication date: May 28, 2015
    Inventors: Benjamin F. Bowne, Jufeng "James" Peng, Nicholas R. Baker, Duane Lee Marzinzik, Matthew Eric Riley, SR., Nick U. Christopulos, Brian Mark Fields, J Lynn Wilson, Bryan T. Wilkerson, David W. Thurber
  • Publication number: 20150127390
    Abstract: A system and method for determining a vehicle insurance premium for a period of time based at least in part on collected vehicle operation data, the system comprising: a mobile device, comprising: one or more sensors associated with the mobile device and configured to automatically collect vehicle operation data during a data collection session; a processor; a non-transitory storage medium; a display; a transmitter; and a set of computer readable instructions stored in the non-transitory storage medium and when executed by the processor configured to allow the mobile device to collect vehicle operation data and transmit the collected vehicle operation data; and a remote processing computer, comprising: a server that receives collected vehicle operation data; a database that stores collected vehicle operation data; and a rating engine that determines a vehicle insurance premium based at least in part on collected vehicle operation data.
    Type: Application
    Filed: January 5, 2015
    Publication date: May 7, 2015
    Inventors: Benjamin F. Bowne, Jufeng "James" Peng, Nicholas R. Baker, Duane Lee Marzinzik, Matthew Eric Riley, SR., Nick U. Christopulos, Brian Mark Fields, J. Lynn Wilson, Bryan T. Wilkerson, David W. Thurber
  • Patent number: 8930231
    Abstract: A method for providing vehicle operation data to a remote computer or server for calculation of a vehicle insurance premium for a period of time based at least in part on collected vehicle operation data, wherein the method includes steps of: collecting vehicle operation data via a mobile device while the mobile device is associated with an operating vehicle, wherein the vehicle operation data has insurance risk predictive power; and transmitting the collected vehicle operation data from the mobile device to a remote computer. The remote computer or server receives collected vehicle operation data, stores the collected vehicle operation data in a database, a determines a vehicle insurance premium via a rating engine based at least in part on collected vehicle operation data.
    Type: Grant
    Filed: February 8, 2013
    Date of Patent: January 6, 2015
    Assignee: State Farm Mutual Automobile Insurance Company
    Inventors: Benjamin F. Bowne, Jufeng “James” Peng, Nicholas R. Baker, Duane Lee Marzinzik, Matthew Eric Riley, Sr., Nick U. Christopulos, Brian Mark Fields, J Lynn Wilson, Bryan T. Wilkerson, David W. Thurber
  • Publication number: 20130179198
    Abstract: A method for determining a vehicle insurance premium for a period of time based at least in part on collected vehicle operation data, wherein a remote computer receives the collected vehicle operation data from a mobile device and calculates an insurance premium based at least in part on the collected vehicle operation data. A method for determining a vehicle insurance premium for a period of time based at least in part on collected vehicle operation data, wherein a server receives collected vehicle operation data, a database stores the collected vehicle operation data, and a rating engine determines a vehicle insurance premium based at least in part on collected vehicle operation data.
    Type: Application
    Filed: February 8, 2013
    Publication date: July 11, 2013
    Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
    Inventors: Benjamin F. Bowne, Jufeng "James" Peng, Nicholas R. Baker, Duane Lee Marzinzik, Matthew Eric Riley, SR., Nick U. Christopulos, Brian Mark Fields, J Lynn Wilson, Bryan T. Wilkerson, David W. Thurber