Abstract: A system and method for determining a vehicle insurance premium for a period of time based at least in part on collected vehicle operation data, the system comprising: a mobile device, comprising: one or more sensors associated with the mobile device and configured to automatically collect vehicle operation data during a data collection session; a processor; a non-transitory storage medium; a display; a transmitter; and a set of computer readable instructions stored in the non-transitory storage medium and when executed by the processor configured to allow the mobile device to collect vehicle operation data and transmit the collected vehicle operation data; and a remote processing computer, comprising: a server that receives collected vehicle operation data; a database that stores collected vehicle operation data; and a rating engine that determines a vehicle insurance premium based at least in part on collected vehicle operation data.

Abstract: The method, system, and computer-readable medium facilitates monitoring one or more eyes of a vehicle operator during a driving session to generate a plurality of gaze location logs with gaze location values and timestamps. The gaze location value may be generated by determining a focal point of the vehicle operator's gaze, determining which of a plurality of areas of the vehicle is associated with the focal point, and assigning the gaze location value based on the area of the vehicle associated with the focal point. The gaze location logs may be analyzed to determine the duration of the vehicle operator's gaze at each area of the vehicle. Based on the duration of the vehicle operators gaze, recommendations to improve vehicle operator performance may be determined and communicated to the vehicle operator.

Abstract: A mobile device for capturing motion data of a vehicle when the mobile device is travelling with the vehicle, the mobile device comprising: at least one sensor; a processor; a non-transitory storage medium; and an orientation algorithm comprising a set of computer readable instructions stored in the non-transitory storage medium and when executed by the processor configured to allow the mobile device to determine an orientation of the mobile device relative to an orientation of the vehicle; and a transformation algorithm comprising a set of computer readable instructions stored in the non-transitory storage medium and when executed by the processor configured to allow the mobile device to transform motion sensor data to remove secondary movement of the mobile device, which corresponds to the relative movement of the mobile device within the vehicle, and retain primary movement of the mobile device, which corresponds to the motion of the vehicle.

Abstract: A system and method for determining a vehicle insurance premium for a period of time based at least in part on collected vehicle operation data, the system comprising: a mobile device, comprising: one or more sensors associated with the mobile device and configured to automatically collect vehicle operation data during a data collection session; a processor; a non-transitory storage medium; a display; a transmitter; and a set of computer readable instructions stored in the non-transitory storage medium and when executed by the processor configured to allow the mobile device to collect vehicle operation data and transmit the collected vehicle operation data; and a remote processing computer, comprising: a server that receives collected vehicle operation data; a database that stores collected vehicle operation data; and a rating engine that determines a vehicle insurance premium based at least in part on collected vehicle operation data.

Abstract: A system and method for determining a vehicle insurance premium for a period of time based at least in part on collected vehicle operation data, the system comprising: a mobile device, comprising: one or more sensors associated with the mobile device and configured to automatically collect vehicle operation data during a data collection session; a processor; a non-transitory storage medium; a display; a transmitter; and a set of computer readable instructions stored in the non-transitory storage medium and when executed by the processor configured to allow the mobile device to collect vehicle operation data and transmit the collected vehicle operation data; and a remote processing computer, comprising: a server that receives collected vehicle operation data; a database that stores collected vehicle operation data; and a rating engine that determines a vehicle insurance premium based at least in part on collected vehicle operation data.

Abstract: A method for collecting and evaluating driving related data, comprising using one or more sensors associated with a handheld mobile device to automatically collect driving data during a data collection session; and using one or more processors to execute computer readable instructions stored in non-transitory memory to calculate, based at least on the collected driving data, one or more metrics related to the driver's driving behavior, and display on a display device the one or more calculated metrics related to the driver's driving behavior.