Abstract: The present publication discloses a method and system for delivering goods from main system (S1) via subsystem (S2) to an end address (D1-Dn) of the customer (3). According to the invention the end address (D1-Dn) of the customer (3) is enquired (4) from the customer via telecommunications network by a multiple choice enquiry (4), the end address (D1-Dn) selected by the customer is received (5) and the goods are delivered to the selected end address (D1-Dn).

Abstract: Provide herein is a method and system capable of authenticating transactions involving at least one service provider and one or more users who are each in electronic communication. This electronic communication can be, for example, SMS, MMS, e-mail, or online account messaging. It is an aspect of certain embodiments where the transaction is an authentication and/or verification of an entity. Examples of such entities are products, actions and users.

Abstract: A method and system for communicating over a telecommunications network between a service provider and one or more users, wherein the service provider can have access to multiple distinct addresses I the telecommunications network and each user is identified by an address, more specifically, where a first message can be sent over at least a portion of the telecommunications network to a user's address and based on a response from the user determining the message to which the response is a reply.

Abstract: Provide herein is a method and system capable of authenticating transactions involving at least one service provider and one or more users who are each in electronic communication. This electronic communication can be, for example, SMS, MMS, e-mail, or online account messaging. It is an aspect of certain embodiments where the transaction is an authentication and/or verification of an entity. Examples of such entities are products, actions and users.

Abstract: Provide herein is a method and system capable of authenticating transactions involving at least one service provider and one or more users who are each in electronic communication. This electronic communication can be, for example, SMS, MMS, e-mail, or online account messaging. It is an aspect of certain embodiments where the transaction is an authentication and/or verification of an entity. Examples of such entities are products, actions and users.

Abstract: The present publication discloses a method and system for delivering goods from main system (S1) via subsystem (S2) to an end address (D1-Dn) of the customer (3). According to the invention the end address (D1-Dn) of the customer (3) is enquired (4) from the customer via telecommunications network by a multiple choice enquiry (4), the end address (D1-Dn) selected by the customer is received (5) and the goods are delivered to the selected end address (D1-Dn).

Abstract: The present publication discloses a method and system for delivering goods from main system (S1) via subsystem (S2) to an end address (D1-Dn) of the customer (3). According to the invention the end address (D1-Dn) of the customer (3) is enquired (4) from the customer via telecommunications network by a multiple choice enquiry (4), the end address (D1-Dn) selected by the customer is received (5) and the goods are delivered to the selected end address (D1-Dn).

Abstract: The present publication discloses a method and system for delivering goods from main system (S1) via subsystem (S2) to an end address (D1-Dn) of the customer (3). According to the invention the end address (D1-Dn) of the customer (3) is enquired (4) from the customer via telecommunications network by a multiple choice enquiry (4), the end address (D1-Dn) selected by the customer is received (5) and the goods are delivered to the selected end address (D1-Dn).

Abstract: The present publication discloses a method and system for delivering goods from main system (S1) via subsystem (S2) to an end address (D1-Dn) of the customer (3). According to the invention the end address (D1-Dn) of the customer (3) is enquired (4) from the customer via telecommunications network by a multiple choice enquiry (4), the end address (D1-Dn) selected by the customer is received (5) and the goods are delivered to the selected end address (D1-Dn).

Abstract: Provide herein is a method and system capable of authenticating transactions involving at least one service provider and one or more users who are each in electronic communication. This electronic communication can be, for example, SMS, MMS, e-mail, or online account messaging. It is an aspect of certain embodiments where the transaction is an authentication and/or verification of an entity. Examples of such entities are products, actions and users.

Abstract: A method comprising performing following acts on a network server: receiving a communication from a client terminal operated by a client; performing a first authentication of the client terminal or client; in response to the first authentication, delivering a first service to the client; after delivering the first service, sending an offer for a second service to the client terminal; receiving an acceptance message for the second service from the client terminal; performing a second authentication of the client terminal and/or the client; in response to receiving the acceptance message for the second service from the client terminal and to the second authentication being successful, delivering a second service to the client; wherein the first authentication and the second authentication use different authentication techniques. Other aspects include a programmed data processing apparatus for carrying out the method and a tangible program carrier instructing the apparatus to perform the acts.

Abstract: A method and system for authenticating a transaction between a user and a payment system are provided in which transaction information is transmitted through a secure communications from the user to the payment system, and the authentication message is sent from a payment system to the user via an authentication system. The authentication message is sent from the authentication system from one of multiplicity of addresses to the user, and the response to the message is received in that address. Additional security is achieved when the reply addresses are selected randomly.

Abstract: An authentication technique with a teaching phase and authentication phase. In the teaching phase, authentication information is collected for a user in at least two categories, wherein one category relates to measurable physical characteristics of the user, another category relates to communication resources available to the user; and a third category relates to knowledge possessed by the user. In the authentication phase, some of the collected authentication information is used to formulate challenge(s) for presentation to the user. Response(s) to the formulated challenge(s) is/are received from the user and correctness of the received response is determined based at least partially on comparison with at least a portion of the collected authentication information. A correctness metric is calculated for the response(s). The user is authenticated if the correctness metric meets or exceeds a first threshold value.

Abstract: The present invention relates generally to a method and system for authenticating a transaction between a user and a payment system. The information of the transaction is transmitted through a secure communications from the user to the payment system, and the authentication message is sent from a payment system to the user via an authentication system. The authentication message is sent from the authentication system from one of multiplicity of addresses to the user, and the response to the message is received in that address. Additional security is achieved when the reply addresses are selected randomly.

Abstract: Equipments and methods are disclosed for facilitating service provisioning in a system that comprises a payment processor, a number of service providers and a mediator that mediates information exchange between the payment processor and service providers, and a mobile terminal operated by payment card holder. In some implementations, service provisioning can be facilitated in cases wherein the payment processor must reside in a strictly regulated Payment Card Industry (PCI) compliant environment and the service providers operate servers that are not PCI-compliant.

Abstract: A method and system authenticate a transaction between a user and a payment system. The information of the transaction is transmitted through a secure communications from the user to the payment system, and the authentication message is sent from a payment system to the user via an authentication system. The authentication message is sent from the authentication system from one of multiplicity of addresses to the user, and the response to the message is received in that address. Additional security is achieved when the reply addresses are selected randomly.

Abstract: A method and system capable of authenticating transactions involving at least one service provider and one or more users who are each in electronic communication. This electronic communication can be, for example, SMS, MMS, e-mail or online account messaging. Certain embodiments provide for the transaction to be an authentication and/or verification of an entity. Examples of such entities are products, actions and users.

Abstract: Equipments and methods are disclosed for facilitating service provisioning in a system that comprises a payment processor, a number of service providers and a mediator that mediates information exchange between the payment processor and service providers, and a mobile terminal operated by payment card holder. In some implementations, service provisioning can be facilitated in cases wherein the payment processor must reside in a strictly regulated Payment Card Industry (PCI) compliant environment and the service providers operate servers that are not PCI-compliant.

Abstract: According to an embodiment of the present invention a method for detecting fraudulent use of credit cards is herein described. In the case when possible fraudulent use is detected the issuer or other responsible party, such as a third-party mediator, temporarily blocks the credit card account. This can be accomplished, for example, by making an artificial excess of credit limit of the credit card or otherwise temporarily closing a credit card account. In some embodiments an issuer or responsible party may send a warning message and/or alert to a client's mobile phone informing of an upcoming temporary block of client's credit card.

Abstract: Provide herein is a method and system capable of authenticating transactions involving at least one service provider and one or more users who are each in electronic communication. This electronic communication can be, for example, SMS, MMS, e-mail, or online account messaging. It is an aspect of certain embodiments where the transaction is an authentication and/or verification of an entity. Examples of such entities are products, actions and users.