Patents by Inventor Julia Shen

Julia Shen has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Dynamic multi-stage qualification analysis for multiple programs
    Patent number: 12632363
    Abstract: Systems and methods are described for analyzing user data, for instance for eligibility of a user for one or more programs. The user data is analyzed in two or more stages, with each stage including rules and/or program qualification criteria specific to that stage. In some examples, the systems and methods used trained machine learning models for at least one stage of the analysis. The systems and methods disclose identifying one or more programs that the user is eligible for, and in some cases, applying the one or more programs to the user's account.
    Type: Grant
    Filed: February 5, 2025
    Date of Patent: May 19, 2026
    Assignee: Synchrony Bank
    Inventors: David Chau, Julia Shen, Xuhui Li, Syed Kamran, Nayan Sharma, Richard Carrasco, Satish Kumar Reddy Baradi, Manoj Chavali, SurendraNag Mandalaneni, William Kievit, Jake Miller, Joseph Gauthier, Natalie Bayer, Florin Arghirescu, Seamus Sullivan, Sarath Vadakapurapu
  • DYNAMIC MULTI-STAGE QUALIFICATION ANALYSIS FOR MULTIPLE PROGRAMS
    Publication number: 20250291702
    Abstract: Systems and methods are described for analyzing user data, for instance for eligibility of a user for one or more programs. The user data is analyzed in two or more stages, with each stage including rules and/or program qualification criteria specific to that stage. In some examples, the systems and methods used trained machine learning models for at least one stage of the analysis. The systems and methods disclose identifying one or more programs that the user is eligible for, and in some cases, applying the one or more programs to the user's account.
    Type: Application
    Filed: February 5, 2025
    Publication date: September 18, 2025
    Inventors: David Chau, Julia Shen, Fay Li, Syed Kamran, Nayan Sharma, Richard Carrasco, Satish Kumar Reddy Baradi, Manoj Chavali, SurendraNag Mandalaneni, William Kievit, Jake Miller, Joseph Gauthier, Natalie Bayer, Florin Arghirescu, Seamus Sullivan, Sarath Vadakapurapu
  • DYNAMIC MULTI-STAGE QUALIFICATION ANALYSIS
    Publication number: 20250292323
    Abstract: Systems and methods are described for analyzing user data, for instance for eligibility of a user for one or more programs. The user data is analyzed in two or more stages, with each stage including rules and/or program qualification criteria specific to that stage. In some examples, the systems and methods used trained machine learning models for at least one stage of the analysis. The systems and methods disclose identifying one or more programs that the user is eligible for, and in some cases, applying the one or more programs to the user's account.
    Type: Application
    Filed: February 5, 2025
    Publication date: September 18, 2025
    Inventors: David Chau, Julia Shen, Fay Li, Syed Kamran, Nayan Sharma, Richard Carrasco, Satish Kumar Reddy Baradi, Manoj Chavali