Patents by Inventor Julie A. Jordan Peters

Julie A. Jordan Peters has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11847667
    Abstract: Methods, computer-readable media, systems, and apparatuses for determining a safest road segment for traveling between two locations are provided. In some cases, a road segment safety rating may be determined for a plurality of road segments between the two locations based on historical data associated with the road segments and/or based on driving behavior data of an operator of the vehicle. An indication of the road segment determined as being the safest may be provided to the operator of the vehicle. An actual route of travel of the vehicle may be compared to the safest route. If the actual route of travel is different from the determined safest route, the operator may be notified that an award may be earned when the determined safest route is traveled. If the actual route of travel is determined to be safer than the determined safest route, an award may be earned.
    Type: Grant
    Filed: June 23, 2021
    Date of Patent: December 19, 2023
    Assignee: Allstate Insurance Company
    Inventors: Philip Peter Ramirez, Derek Otten, Dana Ferguson, Julie A. Jordan Peters, Regina Madigan, Thomas McKenna
  • Publication number: 20230306457
    Abstract: Methods, computer-readable media, systems, and apparatuses for determining a safest road segment for traveling between two locations are provided. In some cases, a road segment safety rating may be determined for a plurality of road segments between the two locations based on historical data associated with the road segments and/or based on driving behavior data of an operator of the vehicle. An indication of the road segment determined as being the safest may be provided to the operator of the vehicle. An actual route of travel of the vehicle may be compared to the safest route. If the actual route of travel is different from the determined safest route, the operator may be notified that an award may be earned when the determined safest route is traveled. If the actual route of travel is determined to be safer than the determined safest route, an award may be earned.
    Type: Application
    Filed: June 23, 2021
    Publication date: September 28, 2023
    Inventors: Philip Peter Ramirez, Derek Otten, Dana Ferguson, Julie A. Jordan Peters, Regina Madigan, Thomas McKenna
  • Publication number: 20230249683
    Abstract: A method is disclosed for analyzing historical accident information to adjust driving actions of an autonomous vehicle over a travel route in order to avoid accidents which have occurred over the travel route. Historical accident information for the travel route can be analyzed to, for example, determine accident types which occurred over the travel route and determine causes and/or probable causes of the accident types. In response to determining accident types and causes / probable causes of the accident types over the travel route, adjustments can be made to the driving actions planned for the autonomous vehicle over the travel route. In addition, in an embodiment, historical accident information can be used to analyze available travel routes and select a route which presents less risk of accident than others.
    Type: Application
    Filed: January 30, 2023
    Publication date: August 10, 2023
    Inventors: Mark V. Slusar, Jason Brian Bogovich, Julie A. Jordan Peters
  • Patent number: 11565695
    Abstract: A method is disclosed for analyzing historical accident information to adjust driving actions of an autonomous vehicle over a travel route in order to avoid accidents which have occurred over the travel route. Historical accident information for the travel route can be analyzed to, for example, determine accident types which occurred over the travel route and determine causes and/or probable causes of the accident types. In response to determining accident types and causes/probable causes of the accident types over the travel route, adjustments can be made to the driving actions planned for the autonomous vehicle over the travel route. In addition, in an embodiment, historical accident information can be used to analyze available travel routes and select a route which presents less risk of accident than others.
    Type: Grant
    Filed: February 21, 2018
    Date of Patent: January 31, 2023
    Assignee: ARITY INTERNATIONAL LIMITED
    Inventors: Mark V. Slusar, Jason Brian Bogovich, Julie A. Jordan Peters
  • Patent number: 11087405
    Abstract: A method is disclosed for mitigating the risks associated with driving by assigning risk values to road segments and using those risk values to select less risky travel routes. Various approaches to helping users mitigate risk are presented. A computing device is configured to generate a database of risk values. That device may receive accident information, geographic information, vehicle information, and other information from one or more data sources and calculate a risk value for the associated road segment. Subsequently, the computing device may provide the associated risk value to other devices. Furthermore, a personal navigation device may receive travel route information and use that information to retrieve risk values for the road segments in the travel route. An insurance company may use this information to determine whether to adjust a quote or premium of an insurance policy.
    Type: Grant
    Filed: May 9, 2018
    Date of Patent: August 10, 2021
    Assignee: Allstate Insurance Company
    Inventors: Jason Brian Bogovich, Julie A. Jordan Peters
  • Patent number: 11062341
    Abstract: Methods, computer-readable media, systems and apparatuses for determining a safest road segment for traveling between a first location and a second location are provided. In some cases, the road segment safety rating may be determined for a plurality of road segments between the first location and the second location based on historical data associated with the road segments (e.g., accident history data, traffic volume data, etc.) and/or based on driving behavior data of the operator of the vehicle. An indication of the road segment determined as being the safest may be provided to the operator of the vehicle. An actual route of travel of the vehicle can be captured and compared to the safest route. If the vehicle has traveled the safest route, the operator may earn an award. If not, the operator may be notified that an award may be earned when an indicated safest route is traveled.
    Type: Grant
    Filed: August 30, 2018
    Date of Patent: July 13, 2021
    Assignee: Allstate Insurance Company
    Inventors: Philip Peter Ramirez, Derek Otten, Dana Ferguson, Julie A. Jordan Peters, Regina Madigan, Thomas McKenna
  • Patent number: 11037247
    Abstract: A method is disclosed for mitigating the risks associated with driving by assigning risk values to road segments and using those risk values to select less risky travel routes. Various approaches to helping users mitigate risk are presented. A computing device is configured to generate a database of risk values. That device may receive accident information, geographic information, vehicle information, and other information from one or more data sources and calculate a risk value for the associated road segment. Subsequently, the computing device may provide the associated risk value to other devices. Furthermore, a personal navigation device may receive travel route information and use that information to retrieve risk values for the road segments in the travel route. An insurance company may use this information to determine whether to adjust a quote or premium of an insurance policy.
    Type: Grant
    Filed: June 28, 2018
    Date of Patent: June 15, 2021
    Assignee: Allstate Insurance Company
    Inventors: Jason Brian Bogovich, Julie A. Jordan Peters
  • Patent number: 11004152
    Abstract: A method is disclosed for mitigating the risks associated with driving by assigning risk values to road segments and using those risk values to select less risky travel routes. Various approaches to helping users mitigate risk are presented. A computing device is configured to generate a database of risk values. That device may receive accident information, geographic information, vehicle information, and other information from one or more data sources and calculate a risk value for the associated road segment. Subsequently, the computing device may provide the associated risk value to other devices. Furthermore, a personal navigation device may receive travel route information and use that information to retrieve risk values for the road segments in the travel route. An insurance company may use this information to determine whether to adjust a quote or premium of an insurance policy.
    Type: Grant
    Filed: June 28, 2018
    Date of Patent: May 11, 2021
    Assignee: Allstate Insurance Company
    Inventors: Jason Brian Bogovich, Julie A. Jordan Peters
  • Patent number: 10872380
    Abstract: A method is disclosed for mitigating the risks associated with driving by assigning risk values to road segments and using those risk values to select less risky travel routes. Various approaches to helping users mitigate risk are presented. A computing device is configured to generate a database of risk values. That device may receive accident information, geographic information, vehicle information, and other information from one or more data sources and calculate a risk value for the associated road segment. Subsequently, the computing device may provide the associated risk value to other devices. Furthermore, a personal navigation device may receive travel route information and use that information to retrieve risk values for the road segments in the travel route. An insurance company may use this information to determine whether to adjust a quote or premium of an insurance policy.
    Type: Grant
    Filed: November 30, 2017
    Date of Patent: December 22, 2020
    Assignee: Allstate Insurance Company
    Inventors: Jason Brian Bogovich, Julie A. Jordan Peters
  • Patent number: 10229462
    Abstract: A method is disclosed for mitigating the risks associated with driving by assigning risk values to road segments and using those risk values to select less risky travel routes. Various approaches to helping users mitigate risk are presented. A computing device is configured to generate a database of risk values. That device may receive accident information, geographic information, vehicle information, and other information from one or more data sources and calculate a risk value for the associated road segment. Subsequently, the computing device may provide the associated risk value to other devices. Furthermore, a personal navigation device may receive travel route information and use that information to retrieve risk values for the road segments in the travel route. An insurance company may use this information to determine whether to adjust a quote or premium of an insurance policy.
    Type: Grant
    Filed: August 3, 2015
    Date of Patent: March 12, 2019
    Assignee: Allstate Insurance Company
    Inventors: Jason Brian Bogovich, Julie A. Jordan Peters
  • Publication number: 20190066223
    Abstract: A method is disclosed for mitigating the risks associated with driving by assigning risk values to road segments and using those risk values to select less risky travel routes. Various approaches to helping users mitigate risk are presented. A computing device is configured to generate a database of risk values. That device may receive accident information, geographic information, vehicle information, and other information from one or more data sources and calculate a risk value for the associated road segment. Subsequently, the computing device may provide the associated risk value to other devices. Furthermore, a personal navigation device may receive travel route information and use that information to retrieve risk values for the road segments in the travel route. An insurance company may use this information to determine whether to adjust a quote or premium of an insurance policy.
    Type: Application
    Filed: June 28, 2018
    Publication date: February 28, 2019
    Inventors: Jason Brian Bogovich, Julie A. Jordan Peters
  • Publication number: 20190066222
    Abstract: A method is disclosed for mitigating the risks associated with driving by assigning risk values to road segments and using those risk values to select less risky travel routes. Various approaches to helping users mitigate risk are presented. A computing device is configured to generate a database of risk values. That device may receive accident information, geographic information, vehicle information, and other information from one or more data sources and calculate a risk value for the associated road segment. Subsequently, the computing device may provide the associated risk value to other devices. Furthermore, a personal navigation device may receive travel route information and use that information to retrieve risk values for the road segments in the travel route. An insurance company may use this information to determine whether to adjust a quote or premium of an insurance policy.
    Type: Application
    Filed: June 28, 2018
    Publication date: February 28, 2019
    Inventors: Jason Brian Bogovich, Julie A. Jordan Peters
  • Publication number: 20180374113
    Abstract: Methods, computer-readable media, systems and apparatuses for determining a safest road segment for traveling between a first location and a second location are provided. In some cases, the road segment safety rating may be determined for a plurality of road segments between the first location and the second location based on historical data associated with the road segments (e.g., accident history data, traffic volume data, etc.) and/or based on driving behavior data of the operator of the vehicle. An indication of the road segment determined as being the safest may be provided to the operator of the vehicle. An actual route of travel of the vehicle can be captured and compared to the safest route. If the vehicle has traveled the safest route, the operator may earn an award. If not, the operator may be notified that an award may be earned when an indicated safest route is traveled.
    Type: Application
    Filed: August 30, 2018
    Publication date: December 27, 2018
    Inventors: Philip Peter Ramirez, Derek Otten, Dana Ferguson, Julie A. Jordan Peters, Regina Madigan, Thomas McKenna
  • Patent number: 10157422
    Abstract: Methods, computer-readable media, systems and apparatuses for determining a road segment safety rating are provided. In some arrangements, the road segment safety rating may be based on historical data associated with the road segment (e.g., accident history data, traffic volume data, etc.). In other examples, the road segment safety rating may be based on historical data as well as driving behavior data of the operator of the vehicle. In some arrangements, the determined road segment safety rating may be compared to a threshold. If the road segment safety rating is below the threshold, the system may generate one or more alternate road segments or route for the driver to consider. In some examples, the road segment safety rating may be used to determine an insurance premium or one or more insurance incentives to provide to the user.
    Type: Grant
    Filed: January 28, 2015
    Date of Patent: December 18, 2018
    Assignee: Allstate Insurance Company
    Inventors: Julie A. Jordan Peters, Dana Ferguson, Regina Madigan, Thomas McKenna
  • Patent number: 10096038
    Abstract: Methods, computer-readable media, systems and apparatuses for determining a safest road segment for traveling between a first location and a second location are provided. In some cases, the road segment safety rating may be determined for a plurality of road segments between the first location and the second location based on historical data associated with the road segments (e.g., accident history data, traffic volume data, etc.) and/or based on driving behavior data of the operator of the vehicle. An indication of the road segment determined as being the safest may be provided to the operator of the vehicle. An actual route of travel of the vehicle can be captured and compared to the safest route. If the vehicle has traveled the safest route, the operator may earn an award. If not, the operator may be notified that an award may be earned when an indicated safest route is traveled.
    Type: Grant
    Filed: February 4, 2016
    Date of Patent: October 9, 2018
    Assignee: Allstate Insurance Company
    Inventors: Philip Peter Ramirez, Derek Otten, Dana Ferguson, Julie A. Jordan Peters, Regina Madigan, Thomas McKenna
  • Publication number: 20180260907
    Abstract: A method is disclosed for mitigating the risks associated with driving by assigning risk values to road segments and using those risk values to select less risky travel routes. Various approaches to helping users mitigate risk are presented. A computing device is configured to generate a database of risk values. That device may receive accident information, geographic information, vehicle information, and other information from one or more data sources and calculate a risk value for the associated road segment. Subsequently, the computing device may provide the associated risk value to other devices. Furthermore, a personal navigation device may receive travel route information and use that information to retrieve risk values for the road segments in the travel route. An insurance company may use this information to determine whether to adjust a quote or premium of an insurance policy.
    Type: Application
    Filed: May 9, 2018
    Publication date: September 13, 2018
    Inventors: Jason Brian Bogovich, Julie A. Jordan Peters
  • Patent number: 10074139
    Abstract: A method is disclosed for mitigating the risks associated with driving by assigning risk values to road segments and using those risk values to select less risky travel routes. Various approaches to helping users mitigate risk are presented. A computing device is configured to generate a database of risk values. That device may receive accident information, geographic information, vehicle information, and other information from one or more data sources and calculate a risk value for the associated road segment. Subsequently, the computing device may provide the associated risk value to other devices. Furthermore, a personal navigation device may receive travel route information and use that information to retrieve risk values for the road segments in the travel route. An insurance company may use this information to determine whether to adjust a quote or premium of an insurance policy.
    Type: Grant
    Filed: April 27, 2015
    Date of Patent: September 11, 2018
    Assignee: Allstate Insurance Company
    Inventors: Jason Brian Bogovich, Julie A. Jordan Peters
  • Patent number: 10037579
    Abstract: A method is disclosed for mitigating the risks associated with driving by assigning risk values to road segments and using those risk values to select less risky travel routes. Various approaches to helping users mitigate risk are presented. A computing device is configured to generate a database of risk values. That device may receive accident information, geographic information, vehicle information, and other information from one or more data sources and calculate a risk value for the associated road segment. Subsequently, the computing device may provide the associated risk value to other devices. Furthermore, a personal navigation device may receive travel route information and use that information to retrieve risk values for the road segments in the travel route. An insurance company may use this information to determine whether to adjust a quote or premium of an insurance policy.
    Type: Grant
    Filed: April 27, 2015
    Date of Patent: July 31, 2018
    Assignee: Allstate Insurance Company
    Inventors: Jason Brian Bogovich, Julie A. Jordan Peters
  • Patent number: 10037578
    Abstract: A method is disclosed for mitigating the risks associated with driving by assigning risk values to road segments and using those risk values to select less risky travel routes. Various approaches to helping users mitigate risk are presented. A computing device is configured to generate a database of risk values. That device may receive accident information, geographic information, vehicle information, and other information from one or more data sources and calculate a risk value for the associated road segment. Subsequently, the computing device may provide the associated risk value to other devices. Furthermore, a personal navigation device may receive travel route information and use that information to retrieve risk values for the road segments in the travel route. An insurance company may use this information to determine whether to adjust a quote or premium of an insurance policy.
    Type: Grant
    Filed: April 27, 2015
    Date of Patent: July 31, 2018
    Assignee: Allstate Insurance Company
    Inventors: Jason Brian Bogovich, Julie A. Jordan Peters
  • Patent number: 10037580
    Abstract: A method is disclosed for mitigating the risks associated with driving by assigning risk values to road segments and using those risk values to select less risky travel routes. Various approaches to helping users mitigate risk are presented. A computing device is configured to generate a database of risk values. That device may receive accident information, geographic information, vehicle information, and other information from one or more data sources and calculate a risk value for the associated road segment. Subsequently, the computing device may provide the associated risk value to other devices. Furthermore, a personal navigation device may receive travel route information and use that information to retrieve risk values for the road segments in the travel route. An insurance company may use this information to determine whether to adjust a quote or premium of an insurance policy.
    Type: Grant
    Filed: August 3, 2015
    Date of Patent: July 31, 2018
    Assignee: Allstate Insurance Company
    Inventors: Jason Brian Bogovich, Julie A. Jordan Peters