Patents by Inventor Julie A. Milbrand

Julie A. Milbrand has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • SYSTEMS AND METHODS FOR PROVIDING MERCHANT OFFERS
    Publication number: 20210090145
    Abstract: A method for providing merchant offers includes receiving, by a network interface circuit of an offer computing system, selection of a product or service from a customer user of the offer computing system, receiving, by the network interface circuit of the offer computing system, financial account information from the customer user, the financial account information providing access to a financial account held by the customer user, monitoring, by a merchant offer circuit of the offer computing system, a financial status of the customer user using the financial account information, and based on the financial status of the customer user, sending to the customer user, by the merchant offer circuit of the offer computing system, an offer for sale of the product or service.
    Type: Application
    Filed: March 28, 2016
    Publication date: March 25, 2021
    Inventors: Daniel David, Julie A. Milbrand, John L Miller, JR., Darius A. Miranda, Jenny Y. Tao