Patents by Inventor Julie Anne Loeger

Julie Anne Loeger has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Award system with increased payout options
    Patent number: 8108304
    Abstract: A cash rebate award system with increased payout options is presented, wherein a consumer using a financial alternative to currency is rewarded based on the purchases made by the consumer within a given time frame, and is allowed to electronically transfer the award into any number of banking or investment accounts. A standard electronic currency transfer system, such as the ABA routing number system, or the ACH routing system, can be used so as not to limit the accounts into which the consumer can transfer their award. Consumers can also choose to transfer their award to multiple accounts, or accounts belonging to others, such as family or charities. Account information can also be saved for more efficient subsequent transfers, and automated transfers can also be set up by the consumer.
    Type: Grant
    Filed: December 7, 2009
    Date of Patent: January 31, 2012
    Assignee: DFS Services LLC
    Inventors: Julie Anne Loeger, Vicki Ann Smith-Doyle
  • AWARD SYSTEM WITH INCREASED PAYOUT OPTIONS
    Publication number: 20100082418
    Abstract: A cash rebate award system with increased payout options is presented, wherein a consumer using a financial alternative to currency is rewarded based on the purchases made by the consumer within a given time frame, and is allowed to electronically transfer the award into any number of banking or investment accounts. A standard electronic currency transfer system, such as the ABA routing number system, or the ACH routing system, can be used so as not to limit the accounts into which the consumer can transfer their award. Consumers can also choose to transfer their award to multiple accounts, or accounts belonging to others, such as family or charities. Account information can also be saved for more efficient subsequent transfers, and automated transfers can also be set up by the consumer.
    Type: Application
    Filed: December 7, 2009
    Publication date: April 1, 2010
    Applicant: DISCOVER FINANCIAL SERVICES LLC
    Inventors: Julie Anne Loeger, Vicki Ann Smith-Doyle
  • Award system with increased payout options
    Patent number: 7630935
    Abstract: A cash rebate award system with increased payout options is presented, wherein a consumer using a financial alternative to currency is rewarded based on the purchases made by the consumer within a given time frame, and is allowed to electronically transfer the award into any number of banking or investment accounts. A standard electronic currency transfer system, such as the ABA routing number system, or the ACH routing system, can be used so as not to limit the accounts into which the consumer can transfer their award. Consumers can also choose to transfer their award to multiple accounts, or accounts belonging to others, such as family or charities. Account information can also be saved for more efficient subsequent transfers, and automated transfers can also be set up by the consumer.
    Type: Grant
    Filed: November 3, 2003
    Date of Patent: December 8, 2009
    Assignee: Discover Financial Services LLC
    Inventors: Julie Anne Loeger, Vicky Ann Smith-Doyle