Abstract: There is disclosed a method and system for retrieving user data. The method comprises extracting attributes of a client device. The extracted attributes are stored. A browser instance is generated using the extracted attributes. The browser instance is configured to impersonate the extracted attributes. The browser instance is used to access a service provider server. The service provider server sends a request, to the user, to perform a two-factor authentication. After the user performs the two-factor authentication, the browser instance retrieves user data from the service provider server. The browser instance is then stored.

Abstract: For providing a targeted advertisement to a user, a referral server sends, to a financial platform server, a request for fetching the financial information of the user. The referral server receives, from the financial platform server, a reply containing the financial information of the user. The referral server analyses the financial information of the user to determine one or more behavioural attributes of the user. The referral server uses the one or more behavioural attributes of the user to define a behavioural profile of the user. The referral server may send to a device of the user a code sequence related to a marketing campaign selected according to the behavioural profile of the user. The marketing campaign may be selected by calculating a conversion rate for each of a plurality of marketing campaigns.

Abstract: For providing a targeted advertisement to a user, a referral server sends, to a financial platform server, a request for fetching the financial information of the user. The referral server receives, from the financial platform server, a reply containing the financial information of the user. The referral server analyses the financial information of the user to determine one or more behavioural attributes of the user. The referral server uses the one or more behavioural attributes of the user to define a behavioural profile of the user. The referral server may send to a device of the user a code sequence related to a marketing campaign selected according to the behavioural profile of the user. The marketing campaign may be selected by calculating a conversion rate for each of a plurality of marketing campaigns.

Abstract: There is disclosed a method and system for generating data retrieval steps for retrieving data. The method comprises receiving an indication of a data source. A page corresponding to the data source is retrieved. A request to indicate a page context of the page is output. Tasks corresponding to the page context are retrieved. The tasks are output. User input corresponding to the tasks is recorded. A set of structured data is generated based on the user input.

Abstract: Systems and methods for retrieving data of a web page are described herein. In one broad aspect, there is provided a method comprising: requesting the data of the web page from a browser application instance in accordance with a protocol capable of remotely instructing behavior of the browser application instance; in response to the requesting, receiving the data of the web page; instructing a server-side parser to retrieve at least one data item from the data of the web page; and transmitting the at least one data item to a requestor.

Abstract: There is disclosed a method and system for determining the credit worthiness of a borrower. The method comprises receiving a loan application from a prospective borrower. Transaction history for the prospective borrower is retrieved. A category is determined for each transaction in the transaction history. Transaction data metrics are determined for each category. A first machine learning algorithm (MLA) uses the transaction data metrics to predict a likelihood that the loan application will be approved. A second MLA uses the transaction data metrics to predict a likelihood that the loan will be repaid. The loan is approved or denied based on the predicted likelihoods.

Abstract: Systems and methods for retrieving data of a web page are described herein. In one broad aspect, there is provided a method comprising: requesting the data of the web page from a browser application instance in accordance with a protocol capable of remotely instructing behavior of the browser application instance; in response to the requesting, receiving the data of the web page; instructing a server-side parser to retrieve at least one data item from the data of the web page; and transmitting the at least one data item to a requestor.