Abstract: Systems, methods, and computer program products for an On-Line Transaction Processing (OLTP) system. Payment and merchant information is stored in a database record for each product in a set of products from multiple suppliers. In response to receiving a request to refund products in the set, the OLTP system may determine the merchant, a number of payments, and the amount of each payment for each product being refunded based on the payment and merchant information in the database record, and trigger payments between the supplier, seller, and buyer. In response to detecting an error, the OLTP system may store a status of the refund processing in the database record and queue the transaction for processing by a call center. In response to receiving a restart request, the OLTP system may retrieve the status data from the database record and restart processing of the refund based on the status data.

Abstract: Systems, methods, and computer program products for enhancing a meta-search engine. In response to one of the results generated by the meta-search engine being selected for purchase via the meta-search engine, and to a fulfillment request including data associated with a first payment form and the selected result being received, the meta or the seller of the product included in the selected result is selected as a merchant. Furthermore, a settlement office is determined that is remote from the meta-search engine. Thereafter, while logged into the settlement office, an electronic record is generated that includes second payment data associated with the fulfillment request and one or more financial items. The first payment form is processed based on the merchant determination, and thereafter, a data feed including the one or more financial items is transmitted to the meta.

Abstract: Systems, methods, and computer program products for an On-Line Transaction Processing (OLTP) system. Payment and merchant information is stored in a database record for each product in a set of products from multiple suppliers. In response to receiving a request to refund products in the set, the OLTP system may determine the merchant, a number of payments, and the amount of each payment for each product being refunded based on the payment and merchant information in the database record, and trigger payments between the supplier, seller, and buyer. In response to detecting an error, the OLTP system may store a status of the refund processing in the database record and queue the transaction for processing by a call center. In response to receiving a restart request, the OLTP system may retrieve the status data from the database record and restart processing of the refund based on the status data.