Abstract: An electronic device includes a communication circuit that communicates with a server for issuing a mobile card, a secure element that stores the mobile card, a memory, and a processor that is electrically connected to the communication circuit, the secure element, and the memory, wherein the processor receives personal data required for authentication of a user corresponding to the mobile card and card data required for payment by the mobile card through the communication circuit from the server when the mobile card is provisioned, and stores, in the secure element, backup data including the personal data and the card data for backing up the mobile card.

Abstract: An electronic device comprises: a housing; a touchscreen display exposed through a first portion of the housing; at least one connecting member connected to a second portion of the housing; at least one near distance wireless communication circuit positioned in the housing; a hardware secure element configured to store security information; a processor electrically connected to the touchscreen display, the at least one near distance wireless communication circuit, and the hardware secure element and positioned in the housing; and a memory electrically connected to the processor and positioned in the housing. The memory stores a first operating system (OS) including a user interface for a payment application and further stores a first application programming interface (API) for permitting access to the hardware secure element.

Abstract: An electronic device comprises: a housing; a touchscreen display exposed through a first portion of the housing; at least one connecting member connected to a second portion of the housing; at least one near distance wireless communication circuit positioned in the housing; a hardware secure element configured to store security information; a processor electrically connected to the touchscreen display, the at least one near distance wireless communication circuit, and the hardware secure element and positioned in the housing; and a memory electrically connected to the processor and positioned in the housing. The memory stores a first operating system (OS) including a user interface for a payment application and further stores a first application programming interface (API) for permitting access to the hardware secure element.

Abstract: The present invention relates to an electronic device and, more particularly, to an electronic device and a method for providing a payment service in the electronic device.

Abstract: An electronic device includes a communication circuit that communicates with a server for issuing a mobile card, a secure element that stores the mobile card, a memory, and a processor that is electrically connected to the communication circuit, the secure element, and the memory, wherein the processor receives personal data required for authentication of a user corresponding to the mobile card and card data required for payment by the mobile card through the communication circuit from the server when the mobile card is provisioned, and stores, in the secure element, backup data including the personal data and the card data for backing up the mobile card.

Abstract: Various embodiments of the present disclosure relate to a method of managing an electronic device stored in a security element, and the electronic device thereof. The electronic device may include a housing, a display exposed through a part of the housing, a security element comprising a secure storage area disposed inside the housing and configured to store payment-related information, a processor disposed inside the housing and operatively coupled with the security element, and a memory disposed inside the housing and operatively coupled with the processor. The memory may store an application program which is configured to manage and/or use the payment-related information.

Abstract: An apparatus and a method perform paying for a product using a near field communication device. The method includes: when payment for a particular product is requested by a user, generating a payment request message for requesting payment for the particular product and transmitting the payment request message to a security element server; when a personal identification information request message for requesting personal identification information in response to the payment request message is received, receiving an input of personal identification information from the user; transmitting the input personal identification information to the security element server; and receiving a payment result message representing a result of the payment.