Patents by Inventor Justin Metzl
Justin Metzl has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Publication number: 20240370919Abstract: A system including an e-commerce server configured to communicate with a rent-to-own (RTO) management application and a consumer device is disclosed. The e-commerce server includes: i) an e-commerce application configured to provide an e-commerce website to the consumer device, the e-commerce website having a plurality of e-commerce user interfaces including a checkout interface, and ii) a RTO plug-in integrated with the e-commerce application to facilitate a RTO transaction through the e-commerce website. The RTO plug-in is executable by the e-commerce server to: i) integrate a RTO control element in the checkout interface, wherein the RTO control element is selectable to initiate the RTO transaction as a payment option for a good, and ii) after selection of the RTO control element, provide to the consumer device one or more than one RTO user interface received from the RTO management application, to facilitate completion of the RTO transaction through the e-commerce website.Type: ApplicationFiled: July 17, 2024Publication date: November 7, 2024Applicant: FLEXSHOPPER, INC.Inventors: Brad Bernstein, Justin Metzl, Andres Galindo
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Patent number: 12067611Abstract: A system including an e-commerce server configured to communicate with a rent-to-own (RTO) management application and a consumer device is disclosed. The e-commerce server includes: i) an e-commerce application configured to provide an e-commerce website to the consumer device, the e-commerce website having a plurality of e-commerce user interfaces including a checkout interface, and ii) a RTO plug-in integrated with the e-commerce application to facilitate a RTO transaction through the e-commerce website. The RTO plug-in is executable by the e-commerce server to: i) integrate a RTO control element in the checkout interface, wherein the RTO control element is selectable to initiate the RTO transaction as a payment option for a good, and ii) after selection of the RTO control element, provide to the consumer device one or more than one RTO user interface received from the RTO management application, to facilitate completion of the RTO transaction through the e-commerce website.Type: GrantFiled: November 16, 2020Date of Patent: August 20, 2024Assignee: FLEXSHOPPER, INC.Inventors: Brad Bernstein, Justin Metzl, Andres Galindo
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Patent number: 11966969Abstract: A system including an e-commerce server configured to communicate with a rent-to-own (RTO) management application and a consumer device is disclosed. The e-commerce server includes: i) an e-commerce application configured to provide an e-commerce website to the consumer device, the e-commerce website having a plurality of e-commerce user interfaces including a checkout interface, and ii) a RTO plug-in integrated with the e-commerce application to facilitate a RTO transaction through the e-commerce website. The RTO plug-in is executable by the e-commerce server to: i) integrate a RTO control element in the checkout interface, wherein the RTO control element is selectable to initiate the RTO transaction as a payment option for a good, and ii) after selection of the RTO control element, provide to the consumer device one or more than one RTO user interface received from the RTO management application, to facilitate completion of the RTO transaction through the e-commerce website.Type: GrantFiled: September 2, 2022Date of Patent: April 23, 2024Assignee: FLEXSHOPPER, INC.Inventors: Brad Bernstein, Justin Metzl, Andres Galindo
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Publication number: 20220414758Abstract: A system including an e-commerce server configured to communicate with a rent-to-own (RTO) management application and a consumer device is disclosed. The e-commerce server includes: i) an e-commerce application configured to provide an e-commerce website to the consumer device, the e-commerce website having a plurality of e-commerce user interfaces including a checkout interface, and ii) a RTO plug-in integrated with the e-commerce application to facilitate a RTO transaction through the e-commerce website. The RTO plug-in is executable by the e-commerce server to: i) integrate a RTO control element in the checkout interface, wherein the RTO control element is selectable to initiate the RTO transaction as a payment option for a good, and ii) after selection of the RTO control element, provide to the consumer device one or more than one RTO user interface received from the RTO management application, to facilitate completion of the RTO transaction through the e-commerce website.Type: ApplicationFiled: September 2, 2022Publication date: December 29, 2022Applicant: FLEXSHOPPER, INC.Inventors: Brad Bernstein, Justin Metzl, Andres Galindo
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Publication number: 20210073903Abstract: A system including an e-commerce server configured to communicate with a rent-to-own (RTO) management application and a consumer device is disclosed. The e-commerce server includes: i) an e-commerce application configured to provide an e-commerce website to the consumer device, the e-commerce website having a plurality of e-commerce user interfaces including a checkout interface, and ii) a RTO plug-in integrated with the e-commerce application to facilitate a RTO transaction through the e-commerce website. The RTO plug-in is executable by the e-commerce server to: i) integrate a RTO control element in the checkout interface, wherein the RTO control element is selectable to initiate the RTO transaction as a payment option for a good, and ii) after selection of the RTO control element, provide to the consumer device one or more than one RTO user interface received from the RTO management application, to facilitate completion of the RTO transaction through the e-commerce website.Type: ApplicationFiled: November 16, 2020Publication date: March 11, 2021Applicant: FLEXSHOPPER, INC.Inventors: Brad Bernstein, Justin Metzl, Andres Galindo
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Patent number: 10891687Abstract: A system including an e-commerce server configured to communicate with a rent-to-own (RTO) management application and a consumer device is disclosed. The e-commerce server includes: i) an e-commerce application configured to provide an e-commerce website to the consumer device, the e-commerce web site having a plurality of e-commerce user interfaces including a checkout interface, and ii) a RTO plug-in integrated with the e-commerce application to facilitate a RTO transaction through the e-commerce website. The RTO plug-in is executable by the e-commerce server to: i) integrate a RTO control element in the checkout interface, wherein the RTO control element is selectable to initiate the RTO transaction as a payment option for a good, and ii) after selection of the RTO control element, provide to the consumer device one or more than one RTO user interface received from the RTO management application, to facilitate completion of the RTO transaction through the e-commerce website.Type: GrantFiled: September 11, 2018Date of Patent: January 12, 2021Assignee: FlexShopper, Inc.Inventors: Brad Bernstein, Justin Metzl, Andres Galindo
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Patent number: 10282778Abstract: Various examples described herein are directed to systems and methods for providing rent-to-own (RTO) transactions to consumers. For example, a computer device may serve a web page to a user device where web page comprises a plurality of product regions and each product region comprises information describing a product available for purchase. The computer device may receive via the web page and from the user device, a selection of a product to be purchased and receive via the web page and from the user device an indication that the selected product is to be purchased via an RTO transaction. The computer device may further execute an RTO routine. The RTO routine may initiate an RTO transaction to purchase the selected product.Type: GrantFiled: January 6, 2015Date of Patent: May 7, 2019Assignee: FLEXSHOPPER, INC.Inventors: Brad Bernstein, Justin Metzl, Andres Galindo
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Publication number: 20190012731Abstract: A system including an e-commerce server configured to communicate with a rent-to-own (RTO) management application and a consumer device is disclosed. The e-commerce server includes: i) an e-commerce application configured to provide an e-commerce website to the consumer device, the e-commerce web site having a plurality of e-commerce user interfaces including a checkout interface, and ii) a RTO plug-in integrated with the e-commerce application to facilitate a RTO transaction through the e-commerce website. The RTO plug-in is executable by the e-commerce server to: i) integrate a RTO control element in the checkout interface, wherein the RTO control element is selectable to initiate the RTO transaction as a payment option for a good, and ii) after selection of the RTO control element, provide to the consumer device one or more than one RTO user interface received from the RTO management application, to facilitate completion of the RTO transaction through the e-commerce website.Type: ApplicationFiled: September 11, 2018Publication date: January 10, 2019Inventors: Brad Bernstein, Justin Metzl, Andres Galindo
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Patent number: 10089682Abstract: Various embodiments are directed to systems and methods for facilitating a rent-to-own transaction. A computer system may receive from a computer device input data describing a consumer and, based on the input data, determine a spending limit for the consumer. The computer system may also receive from the computer device an indication of a good selected by the consumer. Based on data describing the good, the computer system may determine whether the good is transaction eligible. When the good is transaction eligible, the computer system may transmit to the computer device an indication of terms of the rent-to-own transaction, such as a periodic payment due under the rent-to-own transaction. When the terms are accepted by the consumer, the computer system may instruct a fulfillment computer to direct the good to the consumer.Type: GrantFiled: June 2, 2014Date of Patent: October 2, 2018Assignee: FLEXSHOPPER, INC.Inventors: Brad Bernstein, Justin Metzl, Andres Galindo