Patents by Inventor Justin Metzl

Justin Metzl has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20240370919
    Abstract: A system including an e-commerce server configured to communicate with a rent-to-own (RTO) management application and a consumer device is disclosed. The e-commerce server includes: i) an e-commerce application configured to provide an e-commerce website to the consumer device, the e-commerce website having a plurality of e-commerce user interfaces including a checkout interface, and ii) a RTO plug-in integrated with the e-commerce application to facilitate a RTO transaction through the e-commerce website. The RTO plug-in is executable by the e-commerce server to: i) integrate a RTO control element in the checkout interface, wherein the RTO control element is selectable to initiate the RTO transaction as a payment option for a good, and ii) after selection of the RTO control element, provide to the consumer device one or more than one RTO user interface received from the RTO management application, to facilitate completion of the RTO transaction through the e-commerce website.
    Type: Application
    Filed: July 17, 2024
    Publication date: November 7, 2024
    Applicant: FLEXSHOPPER, INC.
    Inventors: Brad Bernstein, Justin Metzl, Andres Galindo
  • Patent number: 12067611
    Abstract: A system including an e-commerce server configured to communicate with a rent-to-own (RTO) management application and a consumer device is disclosed. The e-commerce server includes: i) an e-commerce application configured to provide an e-commerce website to the consumer device, the e-commerce website having a plurality of e-commerce user interfaces including a checkout interface, and ii) a RTO plug-in integrated with the e-commerce application to facilitate a RTO transaction through the e-commerce website. The RTO plug-in is executable by the e-commerce server to: i) integrate a RTO control element in the checkout interface, wherein the RTO control element is selectable to initiate the RTO transaction as a payment option for a good, and ii) after selection of the RTO control element, provide to the consumer device one or more than one RTO user interface received from the RTO management application, to facilitate completion of the RTO transaction through the e-commerce website.
    Type: Grant
    Filed: November 16, 2020
    Date of Patent: August 20, 2024
    Assignee: FLEXSHOPPER, INC.
    Inventors: Brad Bernstein, Justin Metzl, Andres Galindo
  • Patent number: 11966969
    Abstract: A system including an e-commerce server configured to communicate with a rent-to-own (RTO) management application and a consumer device is disclosed. The e-commerce server includes: i) an e-commerce application configured to provide an e-commerce website to the consumer device, the e-commerce website having a plurality of e-commerce user interfaces including a checkout interface, and ii) a RTO plug-in integrated with the e-commerce application to facilitate a RTO transaction through the e-commerce website. The RTO plug-in is executable by the e-commerce server to: i) integrate a RTO control element in the checkout interface, wherein the RTO control element is selectable to initiate the RTO transaction as a payment option for a good, and ii) after selection of the RTO control element, provide to the consumer device one or more than one RTO user interface received from the RTO management application, to facilitate completion of the RTO transaction through the e-commerce website.
    Type: Grant
    Filed: September 2, 2022
    Date of Patent: April 23, 2024
    Assignee: FLEXSHOPPER, INC.
    Inventors: Brad Bernstein, Justin Metzl, Andres Galindo
  • Publication number: 20220414758
    Abstract: A system including an e-commerce server configured to communicate with a rent-to-own (RTO) management application and a consumer device is disclosed. The e-commerce server includes: i) an e-commerce application configured to provide an e-commerce website to the consumer device, the e-commerce website having a plurality of e-commerce user interfaces including a checkout interface, and ii) a RTO plug-in integrated with the e-commerce application to facilitate a RTO transaction through the e-commerce website. The RTO plug-in is executable by the e-commerce server to: i) integrate a RTO control element in the checkout interface, wherein the RTO control element is selectable to initiate the RTO transaction as a payment option for a good, and ii) after selection of the RTO control element, provide to the consumer device one or more than one RTO user interface received from the RTO management application, to facilitate completion of the RTO transaction through the e-commerce website.
    Type: Application
    Filed: September 2, 2022
    Publication date: December 29, 2022
    Applicant: FLEXSHOPPER, INC.
    Inventors: Brad Bernstein, Justin Metzl, Andres Galindo
  • Publication number: 20210073903
    Abstract: A system including an e-commerce server configured to communicate with a rent-to-own (RTO) management application and a consumer device is disclosed. The e-commerce server includes: i) an e-commerce application configured to provide an e-commerce website to the consumer device, the e-commerce website having a plurality of e-commerce user interfaces including a checkout interface, and ii) a RTO plug-in integrated with the e-commerce application to facilitate a RTO transaction through the e-commerce website. The RTO plug-in is executable by the e-commerce server to: i) integrate a RTO control element in the checkout interface, wherein the RTO control element is selectable to initiate the RTO transaction as a payment option for a good, and ii) after selection of the RTO control element, provide to the consumer device one or more than one RTO user interface received from the RTO management application, to facilitate completion of the RTO transaction through the e-commerce website.
    Type: Application
    Filed: November 16, 2020
    Publication date: March 11, 2021
    Applicant: FLEXSHOPPER, INC.
    Inventors: Brad Bernstein, Justin Metzl, Andres Galindo
  • Patent number: 10891687
    Abstract: A system including an e-commerce server configured to communicate with a rent-to-own (RTO) management application and a consumer device is disclosed. The e-commerce server includes: i) an e-commerce application configured to provide an e-commerce website to the consumer device, the e-commerce web site having a plurality of e-commerce user interfaces including a checkout interface, and ii) a RTO plug-in integrated with the e-commerce application to facilitate a RTO transaction through the e-commerce website. The RTO plug-in is executable by the e-commerce server to: i) integrate a RTO control element in the checkout interface, wherein the RTO control element is selectable to initiate the RTO transaction as a payment option for a good, and ii) after selection of the RTO control element, provide to the consumer device one or more than one RTO user interface received from the RTO management application, to facilitate completion of the RTO transaction through the e-commerce website.
    Type: Grant
    Filed: September 11, 2018
    Date of Patent: January 12, 2021
    Assignee: FlexShopper, Inc.
    Inventors: Brad Bernstein, Justin Metzl, Andres Galindo
  • Patent number: 10282778
    Abstract: Various examples described herein are directed to systems and methods for providing rent-to-own (RTO) transactions to consumers. For example, a computer device may serve a web page to a user device where web page comprises a plurality of product regions and each product region comprises information describing a product available for purchase. The computer device may receive via the web page and from the user device, a selection of a product to be purchased and receive via the web page and from the user device an indication that the selected product is to be purchased via an RTO transaction. The computer device may further execute an RTO routine. The RTO routine may initiate an RTO transaction to purchase the selected product.
    Type: Grant
    Filed: January 6, 2015
    Date of Patent: May 7, 2019
    Assignee: FLEXSHOPPER, INC.
    Inventors: Brad Bernstein, Justin Metzl, Andres Galindo
  • Publication number: 20190012731
    Abstract: A system including an e-commerce server configured to communicate with a rent-to-own (RTO) management application and a consumer device is disclosed. The e-commerce server includes: i) an e-commerce application configured to provide an e-commerce website to the consumer device, the e-commerce web site having a plurality of e-commerce user interfaces including a checkout interface, and ii) a RTO plug-in integrated with the e-commerce application to facilitate a RTO transaction through the e-commerce website. The RTO plug-in is executable by the e-commerce server to: i) integrate a RTO control element in the checkout interface, wherein the RTO control element is selectable to initiate the RTO transaction as a payment option for a good, and ii) after selection of the RTO control element, provide to the consumer device one or more than one RTO user interface received from the RTO management application, to facilitate completion of the RTO transaction through the e-commerce website.
    Type: Application
    Filed: September 11, 2018
    Publication date: January 10, 2019
    Inventors: Brad Bernstein, Justin Metzl, Andres Galindo
  • Patent number: 10089682
    Abstract: Various embodiments are directed to systems and methods for facilitating a rent-to-own transaction. A computer system may receive from a computer device input data describing a consumer and, based on the input data, determine a spending limit for the consumer. The computer system may also receive from the computer device an indication of a good selected by the consumer. Based on data describing the good, the computer system may determine whether the good is transaction eligible. When the good is transaction eligible, the computer system may transmit to the computer device an indication of terms of the rent-to-own transaction, such as a periodic payment due under the rent-to-own transaction. When the terms are accepted by the consumer, the computer system may instruct a fulfillment computer to direct the good to the consumer.
    Type: Grant
    Filed: June 2, 2014
    Date of Patent: October 2, 2018
    Assignee: FLEXSHOPPER, INC.
    Inventors: Brad Bernstein, Justin Metzl, Andres Galindo