Patents by Inventor Justin Ryan Horowitz

Justin Ryan Horowitz has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11669759
    Abstract: An interaction prediction system for accurately predicting the occurrence of interactions, entities associated with the interactions, and/or resources involved with the interactions. The interaction predictions can be used for a number of different purposes, such as improving security of systems, predicting future interactions or the likelihood thereof, or the like. The interaction prediction system described herein more accurately predict the interactions using modeling and monitoring that increases the processing speeds by reducing the data needed to make the predictions, reduces the memory requirements to make the predictions, and increases the capacity of the processing systems when compared to traditional systems.
    Type: Grant
    Filed: November 14, 2018
    Date of Patent: June 6, 2023
    Assignee: BANK OF AMERICA CORPORATION
    Inventors: Justin Ryan Horowitz, Andrew Yardley Vlasic
  • Patent number: 11568153
    Abstract: A system includes a narrative repository which stores a plurality of narratives and, for each narrative, a corresponding outcome. A narrative evaluator receives the plurality of narratives and the outcome for each narrative. For each received narrative, a subset of the narrative is determined to retain based on rules. For each determined subset, a entropy matrix is determined which includes, for each word in the subset, a measure associated with whether the word is expected to appear in a sentence with another word in the subset. For each entropy matrix, a distance matrix is determined which includes, for each word in the subset, a numerical representation of a difference in meaning of the word and another word. Using one or more distance matrix(es), a first threshold distance is determined for a first word of the subset. The first word and first threshold are stored as a first word-threshold pair associated with the first outcome.
    Type: Grant
    Filed: March 5, 2020
    Date of Patent: January 31, 2023
    Assignee: Bank of America Corporation
    Inventors: Justin Ryan Horowitz, Manohar Reddy Pilli, Xiaolei Wei
  • Patent number: 11568289
    Abstract: An interaction prediction system for accurately predicting the occurrence of interactions, entities associated with the interactions, and/or resources involved with the interactions. The interaction predictions can be used for a number of different purposes, such as improving security of systems, predicting future interactions or the likelihood thereof, or the like. The interaction prediction system described herein more accurately predict the interactions using modeling and monitoring that increases the processing speeds by reducing the data needed to make the predictions, reduces the memory requirements to make the predictions, and increases the capacity of the processing systems when compared to traditional systems.
    Type: Grant
    Filed: November 14, 2018
    Date of Patent: January 31, 2023
    Assignee: BANK OF AMERICA CORPORATION
    Inventors: Justin Ryan Horowitz, Andrew Yardley Vlasic
  • Publication number: 20210279425
    Abstract: A system includes a narrative repository which stores a plurality of narratives and, for each narrative, a corresponding outcome. A narrative evaluator receives the plurality of narratives and the outcome for each narrative. For each received narrative, a subset of the narrative is determined to retain based on rules. For each determined subset, a entropy matrix is determined which includes, for each word in the subset, a measure associated with whether the word is expected to appear in a sentence with another word in the subset. For each entropy matrix, a distance matrix is determined which includes, for each word in the subset, a numerical representation of a difference in meaning of the word and another word. Using one or more distance matrix(es), a first threshold distance is determined for a first word of the subset. The first word and first threshold are stored as a first word-threshold pair associated with the first outcome.
    Type: Application
    Filed: March 5, 2020
    Publication date: September 9, 2021
    Inventors: Justin Ryan Horowitz, Manohar Reddy Pilli, Xiaolei Wei
  • Publication number: 20200151597
    Abstract: An interaction prediction system for accurately predicting the occurrence of interactions, entities associated with the interactions, and/or resources involved with the interactions. The interaction predictions can be used for a number of different purposes, such as improving security of systems, predicting future interactions or the likelihood thereof, or the like. The interaction prediction system described herein more accurately predict the interactions using modeling and monitoring that increases the processing speeds by reducing the data needed to make the predictions, reduces the memory requirements to make the predictions, and increases the capacity of the processing systems when compared to traditional systems.
    Type: Application
    Filed: November 14, 2018
    Publication date: May 14, 2020
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Justin Ryan Horowitz, Andrew Yardley Vlasic
  • Publication number: 20200151596
    Abstract: An interaction prediction system for accurately predicting the occurrence of interactions, entities associated with the interactions, and/or resources involved with the interactions. The interaction predictions can be used for a number of different purposes, such as improving security of systems, predicting future interactions or the likelihood thereof, or the like. The interaction prediction system described herein more accurately predict the interactions using modeling and monitoring that increases the processing speeds by reducing the data needed to make the predictions, reduces the memory requirements to make the predictions, and increases the capacity of the processing systems when compared to traditional systems.
    Type: Application
    Filed: November 14, 2018
    Publication date: May 14, 2020
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Justin Ryan Horowitz, Andrew Yardley Vlasic