Patents by Inventor Justin Tingle

Justin Tingle has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Dynamic prepayment risk management
    Patent number: 8341043
    Abstract: A system and method are disclosed for monitoring, managing and reporting credit card prepayment risk for an issuing bank. Sales data, corresponding payment data and data indicating the fulfillment of orders are monitored. The amount required as security by the bank is dynamically adjusted, for example on a daily basis, in response to the quantum of prepayment exposure determined by the data.
    Type: Grant
    Filed: April 16, 2010
    Date of Patent: December 25, 2012
    Assignee: Westpac Bank Corporation
    Inventors: Justin Tingle, Donald Neil Williams, Geoffrey Peter Tunbridge
  • DYNAMIC PREPAYMENT RISK MANAGEMENT
    Publication number: 20100268626
    Abstract: A system and method are disclosed for monitoring, managing and reporting credit card prepayment risk for an issuing bank. Sales data, corresponding payment data and data indicating the fulfilment of orders are monitored. The amount required as security by the bank is dynamically adjusted, for example on a daily basis, in response to the quantum of prepayment exposure determined by the data.
    Type: Application
    Filed: April 16, 2010
    Publication date: October 21, 2010
    Applicant: Westpac Banking Corporation
    Inventors: JUSTIN TINGLE, Donald Neil Williams, Geoffrey Peter Tunbridge