Patents by Inventor Justin Wayne WEBSTER
Justin Wayne WEBSTER has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 12124599Abstract: A method includes storing a test database of tests and corresponding test rules, storing a user information database, storing a profile database, and storing a threshold database including thresholds corresponding to test scores and similarity scores. The method includes, in response to receiving interaction parameters of an interaction performed by a user, identifying a set of tests based on the interaction parameters. The method includes, for each of the set of tests: calculating a score using user data of the user, corresponding test rules, and the interaction parameters; adjusting the score based on the user's profile; obtaining a threshold corresponding to the identified test; and, in response to the score exceeding the threshold, categorizing the interaction within a first category. The method also includes generating and transmitting an alert in response to the interaction being categorized within the first category.Type: GrantFiled: September 21, 2023Date of Patent: October 22, 2024Assignee: CHARLES SCHWAB & CO., INC.Inventors: Randal Scott Howell, Eric John Hains, Justin Wayne Webster
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Publication number: 20240134494Abstract: A system facilitates real-time user interactions in a virtual environment of a user application accessible by multiple computing devices. System instructions include receiving a set of defined topics including a defined topic from a first computing device of the computing devices. The instructions include receiving, from at least one of the computing devices, data representing machine-readable text converted from a verbal conversation between two or more users in the virtual environment. The instructions include identifying a set of topics from the data representing machine-readable text. The instructions include comparing the identified set of topics from the data representing machine-readable text to the set of defined topics. The instructions include, in response to detecting a match between a topic of the identified set of topics and the defined topic of the set of defined topics, transmitting, to the first computing device, a notification of the matching defined topic.Type: ApplicationFiled: January 3, 2024Publication date: April 25, 2024Applicant: Charles Schwab & Co., Inc.Inventors: Jeffrey Michael FREISTHLER, Justin Wayne WEBSTER, Christopher Nathan MELNICK, Bryan EDELMAN, Nathan Ralph HOGGE, Jacob Patrick SULLIVAN
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Publication number: 20240061947Abstract: A method includes storing a test database of tests and corresponding test rules, storing a user information database, storing a profile database, and storing a threshold database including thresholds corresponding to test scores and similarity scores. The method includes, in response to receiving interaction parameters of an interaction performed by a user, identifying a set of tests based on the interaction parameters. The method includes, for each of the set of tests: calculating a score using user data of the user, corresponding test rules, and the interaction parameters; adjusting the score based on the user's profile; obtaining a threshold corresponding to the identified test; and, in response to the score exceeding the threshold, categorizing the interaction within a first category. The method also includes generating and transmitting an alert in response to the interaction being categorized within the first category.Type: ApplicationFiled: September 21, 2023Publication date: February 22, 2024Applicant: TD Ameritrade IP Company, Inc.Inventors: Randal Scott HOWELL, Eric John HAINS, Justin Wayne WEBSTER
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Patent number: 11899901Abstract: A system facilitates real-time user interactions in a virtual environment of a user application accessible by multiple computing devices. System instructions include receiving a set of defined topics including a defined topic from a first computing device of the computing devices. The instructions include receiving, from at least one of the computing devices, data representing machine-readable text converted from a verbal conversation between two or more users in the virtual environment. The instructions include identifying a set of topics from the data representing machine-readable text. The instructions include comparing the identified set of topics from the data representing machine-readable text to the set of defined topics. The instructions include, in response to detecting a match between a topic of the identified set of topics and the defined topic of the set of defined topics, transmitting, to the first computing device, a notification of the matching defined topic.Type: GrantFiled: July 19, 2021Date of Patent: February 13, 2024Assignee: Charles Schwab & Co., Inc.Inventors: Jeffrey Michael Freisthler, Justin Wayne Webster, Christopher Nathan Melnick, Bryan Edelman, Nathan Ralph Hogge, Jacob Patrick Sullivan
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Patent number: 11809585Abstract: A method includes storing a test database of tests and corresponding test rules, storing a user information database, storing a profile database, and storing a threshold database including thresholds corresponding to test scores and similarity scores. The method includes, in response to receiving interaction parameters of an interaction performed by a user, identifying a set of tests based on the interaction parameters. The method includes, for each of the set of tests: calculating a score using user data of the user, corresponding test rules, and the interaction parameters; adjusting the score based on the user's profile; obtaining a threshold corresponding to the identified test; and, in response to the score exceeding the threshold, categorizing the interaction within a first category. The method also includes generating and transmitting an alert in response to the interaction being categorized within the first category.Type: GrantFiled: October 12, 2022Date of Patent: November 7, 2023Assignee: TD Ameritrade IP Company, Inc.Inventors: Randal Scott Howell, Eric John Hains, Justin Wayne Webster
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Publication number: 20230081022Abstract: A method includes storing a test database of tests and corresponding test rules, storing a user information database, storing a profile database, and storing a threshold database including thresholds corresponding to test scores and similarity scores. The method includes, in response to receiving interaction parameters of an interaction performed by a user, identifying a set of tests based on the interaction parameters. The method includes, for each of the set of tests: calculating a score using user data of the user, corresponding test rules, and the interaction parameters; adjusting the score based on the user's profile; obtaining a threshold corresponding to the identified test; and, in response to the score exceeding the threshold, categorizing the interaction within a first category. The method also includes generating and transmitting an alert in response to the interaction being categorized within the first category.Type: ApplicationFiled: October 12, 2022Publication date: March 16, 2023Applicant: TD Ameritrade IP Company, Inc.Inventors: Randal Scott HOWELL, Eric John HAINS, Justin Wayne WEBSTER
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Patent number: 11514179Abstract: A method includes storing a test database of tests and corresponding test rules, storing a user information database, storing a profile database, and storing a threshold database including thresholds corresponding to test scores and similarity scores. The method includes, in response to receiving interaction parameters of an interaction performed by a user, identifying a set of tests based on the interaction parameters. The method includes, for each of the set of tests: calculating a score using user data of the user, corresponding test rules, and the interaction parameters; adjusting the score based on the user's profile; obtaining a threshold corresponding to the identified test; and, in response to the score exceeding the threshold, categorizing the interaction within a first category. The method also includes generating and transmitting an alert in response to the interaction being categorized within the first category.Type: GrantFiled: September 30, 2019Date of Patent: November 29, 2022Assignee: TD Ameritrade IP Company, Inc.Inventors: Randal Scott Howell, Eric John Hains, Justin Wayne Webster
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Publication number: 20220147225Abstract: A system facilitates real-time user interactions in a virtual environment of a user application accessible by multiple computing devices. System instructions include receiving a set of defined topics including a defined topic from a first computing device of the computing devices. The instructions include receiving, from at least one of the computing devices, data representing machine-readable text converted from a verbal conversation between two or more users in the virtual environment. The instructions include identifying a set of topics from the data representing machine-readable text. The instructions include comparing the identified set of topics from the data representing machine-readable text to the set of defined topics. The instructions include, in response to detecting a match between a topic of the identified set of topics and the defined topic of the set of defined topics, transmitting, to the first computing device, a notification of the matching defined topic.Type: ApplicationFiled: July 19, 2021Publication date: May 12, 2022Inventors: Jeffrey Michael FREISTHLER, Justin Wayne WEBSTER, Christopher Nathan MELNICK, Bryan EDELMAN, Nathan Ralph HOGGE, Jacob Patrick SULLIVAN
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Publication number: 20210097191Abstract: A method includes storing a test database of tests and corresponding test rules, storing a user information database, storing a profile database, and storing a threshold database including thresholds corresponding to test scores and similarity scores. The method includes, in response to receiving interaction parameters of an interaction performed by a user, identifying a set of tests based on the interaction parameters. The method includes, for each of the set of tests: calculating a score using user data of the user, corresponding test rules, and the interaction parameters; adjusting the score based on the user's profile; obtaining a threshold corresponding to the identified test; and, in response to the score exceeding the threshold, categorizing the interaction within a first category. The method also includes generating and transmitting an alert in response to the interaction being categorized within the first category.Type: ApplicationFiled: September 30, 2019Publication date: April 1, 2021Inventors: Randal Scott HOWELL, Eric John HAINS, Justin Wayne WEBSTER