Abstract: A method and a system are provided for offering travel support services. In particular, the method includes retrieving from one or more databases a first set of information comprising payment card transaction information of one or more entities including addenda information; retrieving from one or more databases a second set of information including vendor information; and retrieving from one or more databases a third set of information comprising external information.

Abstract: A method for updating expiry information of an account is provided. Additionally, a prediction computing device for updating expiry information of an account is provided. Further, a computer-readable storage medium having computer-executable instructions embodied thereon for updating expiry information of an account is provided.

Abstract: A computer-implemented method for determining merchant sales data using overhead imagery is provided. The method uses a valuation computer device in communication with a memory. The method includes receiving a first overhead image of an area surrounding a merchant location. The first overhead image is associated with a first image date and time. The method also includes identifying at least one parking area associated with the merchant location based on the first overhead image, determining a first number of vehicles in the at least one parking area, receiving a plurality of transaction data associated with the merchant location for a first predefined period of time associated with the first image date and time, and determining a first set of sales data for the merchant based on the plurality of transaction data and the first number of vehicles.

Abstract: Systems and methods for tracking media content consumption and developing a media content consumption database are disclosed. Media purchase data is received and analyzed to determine media content items purchased in individual media content transactions. The media content transactions are compared to payment account data to determine a corresponding account number. The media content items purchased and corresponding account number are then stored in a media content consumption database.

Abstract: A computer-implemented method for determining merchant revenue using transaction data and geotemporal data is provided. The method includes receiving a revenue report request message generated by a requesting party, the revenue report request message including a merchant identifier and a report period. The method also includes receiving transaction data for the merchant associated with the merchant location from a payment processing network and receiving geotemporal data for a geographic region including the merchant location. The method further includes analyzing the geotemporal data to determine a number of visitors located at the merchant location during the report period. The method still further includes calculating a revenue share using the transaction data and the number of visitors, and providing a revenue report to the requesting party, the revenue report including the revenue share.

Abstract: A method and a system are provided for detecting pricing driven by browser settings. A method and a system are also provided for identifying merchants that are using browser-driven or cookie-driven price setting mechanisms, and for helping shoppers obtain the lowest available price for a product or service. A computer system-implemented method includes utilizing a webcrawler program or other searching program to access one or more merchant web sites and recover pricing and/or other product or service information, identifying one or more browser settings that minimize price of a product or a service, accessing the one or more merchant websites with a computer device having the one or more browser settings that minimize price of the product or service, and purchasing the product or service at the minimized price. The computer system-implemented method can also utilize a central hub that connects multiple computer devices together.

Abstract: Systems and methods of determining a dynamic price of a media content item and delivering the dynamic price of the media content item to a user are disclosed. Cardholder data may be provided by the user and may be associated with payment account data. Data associated with media content item(s) may be acquired. Dynamic price(s) for individual media content item(s) may be determined based on the payment account data, the data associated with the media content and a number of viewers. The dynamic price(s) may be displayed and a media content item selected. After receiving an authorization for a dynamic price for the selected media content item, streaming of the selected media content item may be enabled.

Abstract: A method for updating expiry information of an account is provided. Additionally, a prediction computing device for updating expiry information of an account is provided. Further, a computer-readable storage medium having computer-executable instructions embodied thereon for updating expiry information of an account is provided.

Abstract: A computer-implemented method for detecting real estate vacancies using satellite imagery is described. The method is implemented using a computing device in communication with a memory. The method includes receiving, by the computing device, a first location identifier that identifies a first real property location. The method additionally includes retrieving, by the computing device, a first satellite image of the first real property location. Additionally, the method includes retrieving, by the computing device, a second satellite image of the first real property location. The method additionally includes generating, by the computing device, a compound image of the first real property location by overlaying the second satellite image over the first satellite image. Additionally, the method includes providing the compound image to a user interface, wherein the compound image provides an indication of one or more vacant portions of the first real property location.

Abstract: Systems and methods are described that anonymized consumer transaction data in such manner to prevent de-anonymization to reveal personally identifiable information (PII) of the consumers. The process includes selecting particular consumer transaction data, generating a dictionary of items, generating consumer groups, matching consumer transaction data for each consumer to a group, forming modifiable consumer transaction histories, and quantifying a similarity between consumer groups. In some embodiments, the process includes discarding consumer groups that contain less than a threshold number of consumers, selecting at least one consumer group that contains at least a threshold number of consumers as the anonymized consumer transaction dataset, and providing the anonymized consumer transaction dataset to a third party for analysis.

Abstract: Systems and methods are provided for enforcing differential pricing and other pricing structures using a payment network. One embodiment of the payment network includes a server, a processor, and a memory module that includes stored computer program code. The memory module, the stored computer program code, and the processor are configured to cause the server to parse a request message associated with a payment transaction to obtain an item identifier and payment mechanism information. The item identifier is associated with an item to be purchased as part of the payment transaction. The payment mechanism information is associated with a payment mechanism. The memory module, the stored computer program code, and the processor are further configured to cause the server to obtain a determination of whether, based on the payment mechanism information, the payment mechanism complies with a set of pricing control rules associated with the item.

Abstract: A computer implemented method for performing payment account billing address verification. The method comprises the steps of receiving an authorization request, including payment account information and billing address information, from a merchant. The authorization request is transmitted to an issuer associated with the payment account. At the same time, an address verification request is transmitted, including the payment account information and billing address information, to an outside service provider. The authorization response from the issuer and the results of the address verification address are received. An indication is made on the authorization response regarding the results of the address verification request, and the authorization response is transmitted to the merchant.

Abstract: Systems and methods are provided for use in identifying potential shipments of prohibited goods from merchants in connection with processing transactions relating to the goods. In one exemplary embodiment, a request is initially received, at a computing device, to process a transaction relating to goods provided by a target merchant where the request includes an address or other data associated with the target merchant. A database of merchants that have previously been identified as, or associated with, selling and/or shipping prohibited goods to consumers is then searched for the address or other data associated with the target merchant. When the address or other data associated with the target merchant is in the database, the target merchant is flagged at the computing device and the transaction is declined.

Abstract: Systems and methods are provided for authenticating a product over a payment network. A product identifier associated with a product to be authenticated may be included or appended to a conventional authorization request message or clearing message during processing of a payment transaction. The product identifier can be verified at a verification entity to determine whether the product is real or counterfeit. Authorization or settlement of the payment transaction can be approved/processed if the product is determined to be real. Authorization or settlement of the payment transaction can be declined/withheld if the product is determined to be counterfeit.

Abstract: A computer-implemented method for generating a geographical information database associating users with one or more geolocations. The method includes the steps of receiving user identification data, geolocation data, and date and time data associated with the geolocation data from the personal computing devices of a plurality of users. The data is normalized into a predetermined format, and stored in the database. The method further includes periodically requesting updated geolocation data, and date and time data associated with the updated geolocation data from the personal computing devices of the plurality of users.

Abstract: A computer implemented system and method for estimating and verifying a characteristic of a billing address of a payment card including receiving mobile phone and payment card number data from a cardholder. Geolocation data associated with the mobile phone is collected at a predetermined time after cardholder permission to access such data has been granted. Once received, a characteristic of an address associated with the geolocation data is estimated and submitted along with the payment card number to an address verification system for verifying the validity of the characteristic of the address.

Abstract: Disclosed are exemplary embodiments of systems and methods for identifying a merchant location based on transaction records for the merchant. In an exemplary embodiment, a method generally includes accessing multiple router records. Each router record is assigned to one of multiple cells of a grid structure indicative of geographic location. Each router record is associated with a target merchant. The method further includes, for each of the multiple router records, searching for a match between the router record and at least one of multiple transactions at the target merchant, based on time, and reporting one or more of the multiple cells as a location associated with the target merchant, when a number of matching router records assigned to said one or more of the multiple cells exceeds a predetermined threshold.

Abstract: A computer system is configured to generate travel itineraries from databases of travel data, the itineraries including ordered location and date data, and provide itineraries to user devices for generation of displays of weather forecast data for locations on the itinerary. A user device is configured to access itinerary data, generated from databases of travel data, and weather forecast data, and generate a display of weather forecast data for locations on the itinerary.

Abstract: Methods and systems are provided for verifying images associated with properties offered for sale, lease, or rent. One exemplary method includes receiving, at a computing device, at least one image associated with a real property and searching, in a listing database, for the at least one image. The at least one image depicts at least a portion of the real property, and the listing database includes a plurality of known images, each associated with real property. The method also includes flagging, at the computing device, the at least one image as a preexisting image when the at least one image matches one of the plurality of known images in the listing database.

Abstract: A method for updating expiry information of an account is provided. Additionally, a prediction computing device for updating expiry information of an account is provided. Further, a computer-readable storage medium having computer-executable instructions embodied thereon for updating expiry information of an account is provided.