Abstract: The present invention provides a system, method and computer program product for implementing application level policies in an operator network, while managing the exchange of data packets between users and service providers during the provisioning of premium data services. The present invention intermediates between a user and a service provider (who may be an enterprise, content provider, an application provider or a partner portal). The present invention enforces access control, prompting, redirection and inline context injection dynamically while the service is being delivered, and generates metering records for billing purposes. Prompting enables notifications and taking inputs from the user while the user accesses chargeable content or when the sharing of user data (profile or choice) occurs between the network and service provider.

Abstract: The present invention provides a system, a method and a computer program product for provisioning Virtual PIN pads on mobile devices, and for enabling customers to make payments using the provisioned Virtual PIN pads for the purchased goods and services. The system comprises a Virtual PIN pad and a transaction backend module. The Virtual PIN pad is a software emulation of a PIN Entry Device (PED) and is provisioned on the mobile device securely with all requisite keys and certificates, while conforming to all security standards of the payment domain. The transaction backend connects the Virtual PIN pad to a payment institution. The customer can make a payment by entering an account identifier card's PIN into the Virtual PIN pad. The Virtual PIN pad encrypts the entered PIN using certified security mechanisms, and transmits it over a secure channel to the payment institution for verification and payment authorization, via the transaction backend.

Abstract: The present invention provides a system, method and computer program product for implementing application level policies in an operator network, while managing the exchange of data packets between users and service providers during the provisioning of premium data services. The present invention intermediates between a user and a service provider (who may be an enterprise, content provider, an application provider or a partner portal). The present invention enforces access control, prompting, redirection and inline context injection dynamically while the service is being delivered, and generates metering records for billing purposes. Prompting enables notifications and taking inputs from the user while the user accesses chargeable content or when the sharing of user data (profile or choice) occurs between the network and service provider.