Abstract: A system or method is provided to implement electronic wardrobes for consumers. When a user makes a purchase, the system may determine whether the purchase includes wearable items, such as clothes or other wearable accessories. An electronic wardrobe may be created for the user to store the wearable items purchased by the user. The electronic wardrobe of the user may be broadcasted by the user's mobile device to other nearby consumers via Near Field Communication (NFC), such as low energy Bluetooth (BLE) communication. For example, if the user is wearing a shirt and a nearby consumer wishes to find out more about the shirt, the consumer may discover the user's electronic wardrobe via NFC to find information about the shirt, such as where the shirt was purchase, the make and model of the shirt, the price of the shirt, and the like.

Abstract: There is provided systems and method for selection of merchant and device specific payment flow. A merchant may access a payment provider and make selections for a payment flow that a consumer utilizes during check-out and payment for items from the merchant. The payment flow may include a merchant category, a language for presentation of the payment processing information, when the user is required to log-in to the payment provider, custom logos and styles for the merchant, etc. The merchant may also view how the payment flows appear on different device platforms, such as mobile devices, tablet/desktop computers, as well as various operating systems and/or Internet browsers. Once a selection of the various parameters for the payment flow is made by the merchant, a custom payment flow may be generated for the merchant. The merchant may browse the pages of the interface as well as receive downloadable code and best practices associated with the features of the interface.

Abstract: A system or method is provided to implement electronic wardrobes for consumers. When a user makes a purchase, the system may determine whether the purchase includes wearable items, such as clothes or other wearable accessories. An electronic wardrobe may be created for the user to store the wearable items purchased by the user. The electronic wardrobe of the user may be broadcasted by the user's mobile device to other nearby consumers via Near Field Communication (NFC), such as low energy Bluetooth (BLE) communication. For example, if the user is wearing a shirt and a nearby consumer wishes to find out more about the shirt, the consumer may discover the user's electronic wardrobe via NFC to find information about the shirt, such as where the shirt was purchase, the make and model of the shirt, the price of the shirt, and the like.

Abstract: A system includes a memory storing user account information, wherein the information comprises an account identifier for a user; and one or more processors for determining a transportation station for a user based on a determined location of the user through a user mobile device; determining a direction of travel by the user; presenting a list of destinations to the user mobile device, the list of destinations being associated with a travel schedule corresponding to the transportation station and the direction of travel; receiving a selected destination from the list via the user mobile device; and presenting a ticket to the user mobile device, the ticket corresponding to the selected destination.