Abstract: A system and method for assessing a financial institution's capital risk. The method includes the steps of receiving financial information, processing the financial information to obtain a scenario for capital risk, assigning one of a number of predetermined rating categories to the financial institution according to the scenario, applying one or more secondary filters pertaining to additional risks selected by a state regulator to adjust the assigned rating category, and displaying the scenario and the adjusted rating category on a display device.

Abstract: A system and method for assessing a financial institution's capital risk. The method includes the steps of receiving financial information, processing the financial information to obtain a scenario for capital risk, assigning one of a number of predetermined rating categories to the financial institution according to the scenario, applying one or more secondary filters pertaining to additional risks selected by a D&O insurer of the bank to adjust the assigned rating category, and displaying the scenario and the adjusted rating category on a display device.

Abstract: A computer program product, including a computer readable program code to implement a method for assessing a financial institution's capital risk. The method including the steps of receiving financial information, processing the financial information to obtain a scenario for capital risk, and displaying the scenario on a display device.

Abstract: A secure data exchange and access system, method, and architecture for allow web-based data transfer with improved security and scalability. The system incorporates and enables serialized pedigree systems while allowing security for storing, authenticating, and tracking a change of custody of a serialized item along a transfer chain. A plurality of independent databases, respectively blind to each other but for a global construct, retains pieces of information along a product supply chain. Specific encryption/decryption protocols enable secure information transfer in a number of modes including a post point of sale anti-counterfeiting system that includes a process for consumer involvement as a triggering mechanism.