Patents by Inventor Kapil Bansal

Kapil Bansal has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20250061276
    Abstract: A system for interaction pattern recognition receives an input primary interaction and accesses clusters indicating interaction group patterns. Each cluster includes a respective primary interaction and secondary interactions linked to that primary interaction. Each cluster is identified by a respective non-fungible token.
    Type: Application
    Filed: August 14, 2023
    Publication date: February 20, 2025
    Inventors: Nitin Bansal, Kapil Juneja, Rajalakshmi Arumugam, Kumaraguru Mohan, Venkatesh Polneedi, Anil Garg, Gaurav Kumar Kashyap
  • Patent number: 12051107
    Abstract: A method for presenting pre-approved and pre-underwritten offers to a customer may include: receiving targeting criteria based on at least one of current accounts with the financial institution, assets, creditworthiness, and credit risk for an offer for a financial product; identifying a target population of customers for the offer by applying the targeting criteria to a population of customers; reviewing each customer in the target population for underwriting for the financial product based on inferred income for each customer and accounts that each customer has with the financial institution, wherein the underwriting is performed before the financial product is offered; determining a channel to present the offer to one of the customers that passed underwriting; communicating the offer to the customer over the selected channel; and providing an accepted offer to a fulfilment engine, wherein the fulfilment engine initiates an account opening for the financial product.
    Type: Grant
    Filed: March 17, 2023
    Date of Patent: July 30, 2024
    Assignee: JPMORGAN CHASE BANK , N.A.
    Inventors: W. David Thomas, Claimonte Nelson, Dennis Bowers, Michael S. Hartman, Steven Noel Roth, Jagan Devisetty, Nagesh Chalasani, Jason J. Kim, Marianna Dulkina, Suzanne Dimant, Vakul Garg, Ajit Nalla, Daniel A. Haas, James Hennessey, Keith Reichenbach, Richard S. Bunke, Seth Goldkrantz, Stephani L. Breault, Steven Aller, Vidyasankar Narayanan, Wade A. Stratton, Margaret F. Evans, Kapil Bansal
  • Publication number: 20230222580
    Abstract: A method for presenting pre-approved and pre-underwritten offers to a customer may include: receiving targeting criteria based on at least one of current accounts with the financial institution, assets, creditworthiness, and credit risk for an offer for a financial product; identifying a target population of customers for the offer by applying the targeting criteria to a population of customers; reviewing each customer in the target population for underwriting for the financial product based on inferred income for each customer and accounts that each customer has with the financial institution, wherein the underwriting is performed before the financial product is offered; determining a channel to present the offer to one of the customers that passed underwriting; communicating the offer to the customer over the selected channel; and providing an accepted offer to a fulfilment engine, wherein the fulfilment engine initiates an account opening for the financial product.
    Type: Application
    Filed: March 17, 2023
    Publication date: July 13, 2023
    Inventors: W. David THOMAS, Claimonte NELSON, Dennis BOWERS, Michael S. HARTMAN, Steven Noel ROTH, Jagan DEVISETTY, Nagesh CHALASANI, Jason J. KIM, Marianna DULKINA, Suzanne DIMANT, Vakul GARG, Ajit NALLA, Daniel A. HAAS, James HENNESSEY, Keith REICHENBACH, Richard S. BUNKE, Seth GOLDKRANTZ, Stephani L. BREAULT, Steven ALLER, Vidyasankar NARAYANAN, Wade A. STRATTON, Margaret F. EVANS, Kapil BANSAL
  • Patent number: 11615467
    Abstract: A method for presenting pre-approved and pre-underwritten offers to a customer may include: receiving targeting criteria based on at least one of current accounts with the financial institution, assets, creditworthiness, and credit risk for an offer for a financial product; identifying a target population of customers for the offer by applying the targeting criteria to a population of customers; reviewing each customer in the target population for underwriting for the financial product based on inferred income for each customer and accounts that each customer has with the financial institution, wherein the underwriting is performed before the financial product is offered; determining a channel to present the offer to one of the customers that passed underwriting; communicating the offer to the customer over the selected channel; and providing an accepted offer to a fulfilment engine, wherein the fulfilment engine initiates an account opening for the financial product.
    Type: Grant
    Filed: June 18, 2020
    Date of Patent: March 28, 2023
    Assignee: JPMORGAN CHASE BANK, N.A.
    Inventors: W. David Thomas, Claimonte Nelson, Dennis Bowers, Michael S. Hartman, Steven Noel Roth, Jagan Devisetty, Nagesh Chalasani, Jason J. Kim, Marianna Dulkina, Suzanne Dimant, Vakul Garg, Ajit Nalla, Daniel A. Haas, James Hennessey, Keith Reichenbach, Richard S. Bunke, Seth Goldkrantz, Stephani L. Breault, Steven Aller, Vidyasankar Narayanan, Wade A. Stratton, Margaret F. Evans, Kapil Bansal
  • Patent number: 10331532
    Abstract: Aspects disclosed herein relate to periodic non-intrusive diagnosis of lockstep systems. An exemplary method includes comparing execution of a program on a first processing system of the plurality of processing systems and execution of the program on a second processing system of the plurality of processing systems using a first comparator circuit, comparing the execution of the program on the first processing system and the execution of the program on the second processing system using a second comparator circuit, and running a diagnosis program on the second comparator circuit while the comparing using the first comparator circuit is ongoing.
    Type: Grant
    Filed: January 19, 2017
    Date of Patent: June 25, 2019
    Assignee: QUALCOMM Incorporated
    Inventors: Kapil Bansal, Kailash Digari, Rahul Gulati
  • Publication number: 20180203778
    Abstract: Aspects disclosed herein relate to periodic non-intrusive diagnosis of lockstep systems. An exemplary method includes comparing execution of a program on a first processing system of the plurality of processing systems and execution of the program on a second processing system of the plurality of processing systems using a first comparator circuit, comparing the execution of the program on the first processing system and the execution of the program on the second processing system using a second comparator circuit, and running a diagnosis program on the second comparator circuit while the comparing using the first comparator circuit is ongoing.
    Type: Application
    Filed: January 19, 2017
    Publication date: July 19, 2018
    Inventors: Kapil BANSAL, Kailash DIGARI, Rahul GULATI
  • Patent number: 9304844
    Abstract: One or more triggers may be coupled to sources on a system on a chip of a portable computing device. The sources monitor the system for status conditions. The one or more triggers are coupled to a trigger bus. A sequencer engine is coupled to the trigger bus and a communication bus. The sequencer engine receives one or more instructions from the communication bus for determining how the sequencer engine should monitor the one or more triggers via the trigger bus and preserve data received from the one or more triggers before a system reset. The sequencer engine then receives data from the one or more triggers and stores the data in local memory storage. The sequencer engine, if programmed, may generate at least one of a trace packet, an interrupt signal, and a general purpose input/output signal in response to receiving data from one or more triggers.
    Type: Grant
    Filed: February 27, 2013
    Date of Patent: April 5, 2016
    Assignee: QUALCOMM INCORPORATED
    Inventors: Kapil Bansal, Girish Bhat, Subodh Singh, Victor Wong, Pradeep Atur
  • Publication number: 20140245076
    Abstract: One or more triggers may be coupled to sources on a system on a chip of a portable computing device. The sources monitor the system for status conditions. The one or more triggers are coupled to a trigger bus. A sequencer engine is coupled to the trigger bus and a communication bus. The sequencer engine receives one or more instructions from the communication bus for determining how the sequencer engine should monitor the one or more triggers via the trigger bus and preserve data received from the one or more triggers before a system reset. The sequencer engine then receives data from the one or more triggers and stores the data in local memory storage. The sequencer engine, if programmed, may generate at least one of a trace packet, an interrupt signal, and a general purpose input/output signal in response to receiving data from one or more triggers.
    Type: Application
    Filed: February 27, 2013
    Publication date: August 28, 2014
    Applicant: QUALCOMM Incorporated
    Inventors: Kapil Bansal, Girish Bhat, Subodh Singh, Victor Wong, Pradeep Atur