Patents by Inventor Karen Guthrie

Karen Guthrie has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11922526
    Abstract: Aspects of distributed ledger technology are leveraged to verify subrogation settlements. In particular, two parties to a subrogation claim provide cryptographic hashes to a subrogation demand smart contract stored at an address on a blockchain. The subrogation demand smart contract determines that the parties have reached an agreement by determining that the cryptographic hashes match. A settlement amount from the subrogation claim may be appended to a set of settlement amounts to determine a net settlement amount to facilitate a single payment between the parties on a periodic basis, such as daily, to alleviate the need for the parties to send or receive a payment for each individual settlement amount.
    Type: Grant
    Filed: August 26, 2022
    Date of Patent: March 5, 2024
    Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
    Inventors: Ryan Maurer, Nolan White, Kyle D. Weber, Edward Austin, William Guthrie, Dustin Helland, Bharat Prasad, Sharon Kay Haverlah, Karen Marie Shackelford-George
  • Publication number: 20050163247
    Abstract: According to one embodiment, an isolation barrier comprises a transformer and a controlled impedance module. The system side device generates an amplitude modulated clock signal when the system side device is in a transmit mode, and generates an unmodulated clock signal when the system side device is in a receive mode. When the system side device is in the receive mode, the controlled impedance module modulates, according to the data being transmitted by the line side device, the unmodulated clock signal incoming from the system side device. The transformer is utilized in bidirectional data transfer to provide the line side device with the amplitude modulated clock signal generated by the system side device, while providing the system side device with the amplitude modulated clock signal generated by the controlled impedance module and the line side device.
    Type: Application
    Filed: January 15, 2004
    Publication date: July 28, 2005
    Inventors: Michael Vlasov, Richard Ward, Karen Guthrie