Abstract: Check fraud protection method in which customer is automatically enrolled in check fraud protection service without separately subscribing to the service. In the event of fraudulent activity, customer requests compensation from financial institution and retains the exclusive right of recovery from financial institution. If customer is not fully compensated by financial institution, the difference is paid to customer by service provider or an insurer thereof, and new checks for a new checking account are provided to customer free of charge. A custody indicator may also be used to determine chain of custody data that can be used to track the source of fraudulent activity if the fraud was perpetrated by someone involved in the check printing or delivery process, and for this purpose, a check order or individual checks may have respective indicators such as sequential serial numbers.

Abstract: Check fraud protection method in which a customer is automatically enrolled in a check fraud protection service without separately subscribing to the service. In the event of fraudulent activity, the customer requests reimbursement from the financial institution and retains the exclusive right of recovery from a financial institution. The check fraud service provider serves as an advisor to the customer who retains exclusive right of recovery at all times. If customer is not fully compensated by the financial institution, the difference is paid to the customer by the check fraud protection service provider or insurer thereof, and new checks for a new checking account are provided to the customer free of charge.

Abstract: Check fraud protection method in which customer is automatically enrolled in check fraud protection service without separately subscribing to the service. In the event of fraudulent activity, customer requests compensation from financial institution and retains the exclusive right of recovery from financial institution. If customer is not fully compensated by financial institution, the difference is paid to customer by service provider or an insurer thereof, and new checks for a new checking account are provided to customer free of charge. A custody indicator may also be used to determine chain of custody data that can be used to track the source of fraudulent activity if the fraud was perpetrated by someone involved in the check printing or delivery process, and for this purpose, a check order or individual checks may have respective indicators such as sequential serial numbers.