Abstract: A method for operating a computer to enhance profitability of a portfolio using a profitability model includes prompting a user to enter at least one workload driver for the portfolio, prompting a user to enter a trigger level for each entered workload driver and allocating portfolio and underwriting expenses, based upon workload drivers and their trigger levels. In an exemplary embodiment the method is implemented using a server and a database to evaluate deal economics within portfolios based on workload requirements relative to market pricing levels. Workload drivers and trigger levels cause the model to be activity based rather than average cost based.

Abstract: A workflow management system provides an integrated approach to exchanging information real-time and notifying responsible persons of pending deadlines concerning a particular deal. The web-based system includes a server having a centralized database of deal data and at least one client system facilitates a method of uploading initial proposed deal data, notifying an underwriter of the uploaded proposal, uploading a workflow timeline for the proposed deal and notifying responsible persons that actions for tasks are due according to the timeline. The workflow management system is further configured to restrict database access to authorized users for viewing of and providing updates to the deal.