Patents by Inventor Karen Marie Shackelford-George

Karen Marie Shackelford-George has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11922526
    Abstract: Aspects of distributed ledger technology are leveraged to verify subrogation settlements. In particular, two parties to a subrogation claim provide cryptographic hashes to a subrogation demand smart contract stored at an address on a blockchain. The subrogation demand smart contract determines that the parties have reached an agreement by determining that the cryptographic hashes match. A settlement amount from the subrogation claim may be appended to a set of settlement amounts to determine a net settlement amount to facilitate a single payment between the parties on a periodic basis, such as daily, to alleviate the need for the parties to send or receive a payment for each individual settlement amount.
    Type: Grant
    Filed: August 26, 2022
    Date of Patent: March 5, 2024
    Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
    Inventors: Ryan Maurer, Nolan White, Kyle D. Weber, Edward Austin, William Guthrie, Dustin Helland, Bharat Prasad, Sharon Kay Haverlah, Karen Marie Shackelford-George
  • Patent number: 11810347
    Abstract: A system and method for capturing and processing aerial images of structures to assess structural damage is disclosed. The system comprises an aerial system associated with an aerial vehicle, which is in contact with a ground system. The aerial system is used to capture images of selected locations associated with known structures and crop those images around the selected locations. The cropped images are then fed into a damage classifier that automatically classifies the degree of damage done to structures at the selected locations. The system and method may be deployed to quickly assess damage of structures in a disaster area.
    Type: Grant
    Filed: November 5, 2021
    Date of Patent: November 7, 2023
    Assignee: United Services Automobile Association (USAA)
    Inventors: Eric David Schroeder, Manfred Amann, Jess W. Gingrich, Donnette Moncrief Brown, Robert Wiseman Simpson, Daniel Diaz, Abbey Erin May, Jay Wesley Mullen, David Edward Garrison, Michael James Leach, Karen Marie Shackelford-George
  • Publication number: 20220414807
    Abstract: Aspects of distributed ledger technology are leveraged to verify subrogation settlements. In particular, two parties to a subrogation claim provide cryptographic hashes to a subrogation demand smart contract stored at an address on a blockchain. The subrogation demand smart contract determines that the parties have reached an agreement by determining that the cryptographic hashes match. A settlement amount from the subrogation claim may be appended to a set of settlement amounts to determine a net settlement amount to facilitate a single payment between the parties on a periodic basis, such as daily, to alleviate the need for the parties to send or receive a payment for each individual settlement amount.
    Type: Application
    Filed: August 26, 2022
    Publication date: December 29, 2022
    Inventors: Ryan Maurer, Nolan White, Kyle D. Weber, Edward Austin, William Guthrie, Dustin Helland, Bharat Prasad, Sharon Kay Haverlah, Karen Marie Shackelford-George
  • Publication number: 20220392004
    Abstract: Aspects of distributed ledger technology are leveraged to verify subrogation settlements. In particular, two parties to a subrogation claim provide cryptographic hashes to a subrogation demand smart contract stored at an address on a blockchain. The subrogation demand smart contract determines that the parties have reached an agreement by determining that the cryptographic hashes match. A settlement amount from the subrogation claim may be appended to a set of settlement amounts to determine a net settlement amount to facilitate a single payment between the parties on a periodic basis, such as daily, to alleviate the need for the parties to send or receive a payment for each individual settlement amount.
    Type: Application
    Filed: November 18, 2021
    Publication date: December 8, 2022
    Inventors: Ryan Maurer, Nolan White, Kyle D. Weber, Edward Austin, William Guthrie, Dustin Helland, Bharat Prasad, Sharon Kay Haverlah, Karen Marie Shackelford-George
  • Patent number: 11461861
    Abstract: Aspects of distributed ledger technology are leveraged to verify subrogation settlements. In particular, two parties to a subrogation claim provide cryptographic hashes to a subrogation demand smart contract stored at an address on a blockchain. The subrogation demand smart contract determines that the parties have reached an agreement by determining that the cryptographic hashes match. A settlement amount from the subrogation claim may be appended to a set of settlement amounts to determine a net settlement amount to facilitate a single payment between the parties on a periodic basis, such as daily, to alleviate the need for the parties to send or receive a payment for each individual settlement amount.
    Type: Grant
    Filed: November 18, 2021
    Date of Patent: October 4, 2022
    Assignees: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY, United Services Automobile Association (USAA)
    Inventors: Ryan Maurer, Nolan White, Kyle D. Weber, Edward Austin, William Guthrie, Dustin Helland, Bharat Prasad, Sharon Kay Haverlah, Karen Marie Shackelford-George
  • Patent number: 11195012
    Abstract: A system and method for capturing and processing aerial images of structures to assess structural damage is disclosed. The system comprises an aerial system associated with an aerial vehicle, which is in contact with a ground system. The aerial system is used to capture images of selected locations associated with known structures and crop those images around the selected locations. The cropped images are then fed into a damage classifier that automatically classifies the degree of damage done to structures at the selected locations. The system and method may be deployed to quickly assess damage of structures in a disaster area.
    Type: Grant
    Filed: May 29, 2020
    Date of Patent: December 7, 2021
    Assignee: United Services Automobile Association (USAA)
    Inventors: Eric David Schroeder, Manfred Amann, Jess W. Gingrich, Donnette Moncrief Brown, Robert Wiseman Simpson, Daniel Diaz, Abbey Erin May, Jay Wesley Mullen, David Edward Garrison, Michael James Leach, Karen Marie Shackelford-George