Patents by Inventor Karl R. Olsen

Karl R. Olsen has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20010037295
    Abstract: A system and method for Internet bill presentment and payment using a “push” model to intelligently “push” bills from the billing entities to the customers without the active enrollment by the customer. Initially, a bill servicing entity data mines payments made by the customers to that billing entity. The data mining reveals the financial institution that a customer uses to pay his bills and the customer's account number at that customer's financial institution. After determining the particular financial institutions used by the customers, the bill servicing entity is able to send electronic bill packets to the customers' respective financial institutions. By enlisting a plurality of financial institutions used by a plurality of billing entities, most of the customers' bills can be presented to the customers at the customers' financial institution with no effort by the customer.
    Type: Application
    Filed: January 31, 2001
    Publication date: November 1, 2001
    Inventor: Karl R. Olsen
  • Patent number: 5098443
    Abstract: A series of implants for intraocular and/or intraorbital use are provided which permit the controlled release of pharmacological agents. The implants are substantial C-shaped rings and are insertable through incisions made in the eye wall or are sutured around the globe of the eye. The C-shaped rings may be formed from the biodegradable polymers so as to release a drug as the polymer biodegrades or the implant may be in the form of a hollow flexible polymeric cocoon with the drug disposed therewithin for slow release by osmosis.
    Type: Grant
    Filed: February 6, 1991
    Date of Patent: March 24, 1992
    Assignee: University of Miami
    Inventors: Jean-Marie Parel, Richard Parrish, Lourdes Portugal, Karl R. Olsen