Patents by Inventor Karla Ramirez
Karla Ramirez has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 11190617Abstract: Embodiments of the present invention provide a system for transmitting data to networked resources based on extracted contextual information from said networked resources. The system gathers contextual data from devices on the network, extracts contextual information from the contextual data, and determines supplemental resources to provide to the networked devices based on the contextual information. The system may further provide an augmented reality environment to a networked device that integrates identifies objects in an image and integrates notifications of supplemental resources in the augmented reality environment.Type: GrantFiled: December 13, 2019Date of Patent: November 30, 2021Assignee: BANK OF AMERICA CORPORATIONInventors: Tracy Beth Greene, Frederika Zipporah Morris Angus, Emily Paige Bosin, Kathleen Miranda Brand, William Bradley Burks, Deepak Joseph, Karla Ramirez, Laura Elizabeth Randall
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Patent number: 10986541Abstract: Embodiments of the present invention provide a system for dynamic utilization of alternative resources based on token association. The system is typically configured for receiving a request from a user to generate a generic token for a digital wallet located on a mobile device of the user, generating the generic token and associating one or more resource credentials of the user with the generic token, transmitting the generic token to the mobile device of the user and storing the generic token in the digital wallet, receiving an interaction request from an authorization network to route an interaction, and routing the interaction to complete the interaction by selecting at least one resource credential from the one or more resource credentials associated with the generic token and transmitting the at least one resource credential to the authorization network.Type: GrantFiled: December 23, 2019Date of Patent: April 20, 2021Assignee: BANK OF AMERICA CORPORATIONInventors: Tracy Beth Greene, Frederika Zipporah Morris Angus, Emily Paige Bosin, Kathleen Miranda Brand, William Bradley Burks, Deepak Joseph, Karla Ramirez, Laura Elizabeth Randall
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Publication number: 20200137634Abstract: Embodiments of the present invention provide a system for dynamic utilization of alternative resources based on token association. The system is typically configured for receiving a request from a user to generate a generic token for a digital wallet located on a mobile device of the user, generating the generic token and associating one or more resource credentials of the user with the generic token, transmitting the generic token to the mobile device of the user and storing the generic token in the digital wallet, receiving an interaction request from an authorization network to route an interaction, and routing the interaction to complete the interaction by selecting at least one resource credential from the one or more resource credentials associated with the generic token and transmitting the at least one resource credential to the authorization network.Type: ApplicationFiled: December 23, 2019Publication date: April 30, 2020Applicant: Bank of America CorporationInventors: Tracy Beth Greene, Frederika Zipporah Morris Angus, Emily Paige Bosin, Kathleen Miranda Brand, William Bradley Burks, Deepak Joseph, Karla Ramirez, Laura Elizabeth Randall
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Publication number: 20200120186Abstract: Embodiments of the present invention provide a system for transmitting data to networked resources based on extracted contextual information from said networked resources. The system gathers contextual data from devices on the network, extracts contextual information from the contextual data, and determines supplemental resources to provide to the networked devices based on the contextual information. The system may further provide an augmented reality environment to a networked device that integrates identifies objects in an image and integrates notifications of supplemental resources in the augmented reality environment.Type: ApplicationFiled: December 13, 2019Publication date: April 16, 2020Applicant: BANK OF AMERICA CORPORATIONInventors: Tracy Beth Greene, Frederika Zipporah Morris Angus, Emily Paige Bosin, Kathleen Miranda Brand, William Bradley Burks, Deepak Joseph, Karla Ramirez, Laura Elizabeth Randall
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Patent number: 10524165Abstract: Embodiments of the present invention provide a system for dynamic utilization of alternative resources based on token association. The system is typically configured for receiving a request from a user to generate a generic token for a digital wallet located on a mobile device of the user, generating the generic token and associating one or more resource credentials of the user with the generic token, transmitting the generic token to the mobile device of the user and storing the generic token in the digital wallet, receiving an interaction request from an authorization network to route an interaction, and routing the interaction to complete the interaction by selecting at least one resource credential from the one or more resource credentials associated with the generic token and transmitting the at least one resource credential to the authorization network.Type: GrantFiled: June 22, 2017Date of Patent: December 31, 2019Assignee: BANK OF AMERICA CORPORATIONInventors: Tracy Beth Greene, Frederika Zipporah Morris Angus, Emily Paige Bosin, Kathleen Miranda Brand, William Bradley Burks, Deepak Joseph, Karla Ramirez, Laura Elizabeth Randall
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Patent number: 10511692Abstract: Embodiments of the present invention provide a system for transmitting data to networked resources based on extracted contextual information from said networked resources. The system gathers contextual data from devices on the network, extracts contextual information from the contextual data, and determines supplemental resources to provide to the networked devices based on the contextual information. The system may further provide an augmented reality environment to a networked device that integrates identifies objects in an image and integrates notifications of supplemental resources in the augmented reality environment.Type: GrantFiled: June 22, 2017Date of Patent: December 17, 2019Assignee: BANK OF AMERICA CORPORATIONInventors: Tracy Beth Greene, Frederika Zipporah Morris Angus, Emily Paige Bosin, Kathleen Miranda Brand, William Bradley Burks, Deepak Joseph, Karla Ramirez, Laura Elizabeth Randall
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Patent number: 10313480Abstract: Embodiments of the present invention provide a system for transmitting data between networked resources. Information about a managing entity's supplemental resource is identified, where the supplemental resource supplements a set of resources associated with a user in response to a determination that a particular interaction has occurred. The supplemental resource is then determined to be associated with a third party entity's application on a computing device of the user. The third party application is adjusted by the managing entity to display a selectable notification of the supplemental resource within the third party application. Once the selectable notification is selected, the managing entity approves the supplemental resource for future use by the user. Once the particular interaction associated with the supplemental resource has occurred, the supplemental resource is applied to the set of resources at a later point in time.Type: GrantFiled: June 22, 2017Date of Patent: June 4, 2019Assignee: Bank of America CorporationInventors: Tracy Beth Greene, Kathleen Miranda Brand, William Bradley Burks, Deepak Joseph, Emily Paige Bosin, Frederika Zipporah Morris Angus, Karla Ramirez, Laura Elizabeth Randall
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Publication number: 20180373569Abstract: A system for digitally linking alternate resources to resource pools and allocating linked alternate resources to resource interactions. In specific embodiments, in response to allocating the alternate resource to the resource interaction, resources are re-allocated to the resource pool from which the resource interaction was initiated.Type: ApplicationFiled: June 22, 2017Publication date: December 27, 2018Inventors: Tracy Beth Greene, Frederika Zipporah Morris Angus, Emily Paige Bosin, Kathleen Miranda Brand, William Bradley Burks, Deepak Joseph, Karla Ramirez, Laura Elizabeth Randall
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Publication number: 20180375794Abstract: Proactive acquisition of supplemental resources for interactions based on anticipated needs improves computer processing efficiency and storage requirements, as well as allowing for improved interactions over the Internet. More particularly, desired interactions of a user, previous interactions of the user, changes in available interactions for the user, and supplemental resources for which the user qualifies are used in combination to felicitate the improved interactions for the user, and which also results in the improved computer processing efficiency and storage of the interactions.Type: ApplicationFiled: June 22, 2017Publication date: December 27, 2018Inventors: Tracy Beth Greene, Frederika Zipporah Morris Angus, Emily Paige Bosin, Kathleen Miranda Brand, William Bradley Burks, Deepak Joseph, Karla Ramirez, Laura Elizabeth Randall
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Publication number: 20180376378Abstract: Embodiments of the present invention provide a system for dynamic utilization of alternative resources based on token association. The system is typically configured for receiving a request from a user to generate a generic token for a digital wallet located on a mobile device of the user, generating the generic token and associating one or more resource credentials of the user with the generic token, transmitting the generic token to the mobile device of the user and storing the generic token in the digital wallet, receiving an interaction request from an authorization network to route an interaction, and routing the interaction to complete the interaction by selecting at least one resource credential from the one or more resource credentials associated with the generic token and transmitting the at least one resource credential to the authorization network.Type: ApplicationFiled: June 22, 2017Publication date: December 27, 2018Inventors: Tracy Beth Greene, Frederika Zipporah Morris Angus, Emily Paige Bosin, Kathleen Miranda Brand, William Bradley Burks, Deepak Joseph, Karla Ramirez, Laura Elizabeth Randall
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Publication number: 20180375959Abstract: Embodiments of the present invention provide a system for transmitting data to networked resources based on extracted contextual information from said networked resources. The system gathers contextual data from devices on the network, extracts contextual information from the contextual data, and determines supplemental resources to provide to the networked devices based on the contextual information. The system may further provide an augmented reality environment to a networked device that integrates identifies objects in an image and integrates notifications of supplemental resources in the augmented reality environment.Type: ApplicationFiled: June 22, 2017Publication date: December 27, 2018Inventors: Tracy Beth Greene, Frederika Zipporah Morris Angus, Emily Paige Bosin, Kathleen Miranda Brand, William Bradley Burks, Deepak Joseph, Karla Ramirez, Laura Elizabeth Randall
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Publication number: 20180375960Abstract: Embodiments of the present invention provide a system for transmitting data between networked resources. Information about a managing entity's supplemental resource is identified, where the supplemental resource supplements a set of resources associated with a user in response to a determination that a particular interaction has occurred. The supplemental resource is then determined to be associated with a third party entity's application on a computing device of the user. The third party application is adjusted by the managing entity to display a selectable notification of the supplemental resource within the third party application. Once the selectable notification is selected, the managing entity approves the supplemental resource for future use by the user. Once the particular interaction associated with the supplemental resource has occurred, the supplemental resource is applied to the set of resources at a later point in time.Type: ApplicationFiled: June 22, 2017Publication date: December 27, 2018Inventors: Tracy Beth Greene, Kathleen Miranda Brand, William Bradley Burks, Deepak Joseph, Emily Paige Bosin, Frederika Zipporah Morris Angus, Karla Ramirez, Laura Elizabeth Randall