Patents by Inventor Karren D. Grant

Karren D. Grant has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Payment handling
    Patent number: 8401965
    Abstract: Systems and methods are disclosed for handling a payment at a point of sale or a remote payment acceptance and processing location for a customer account. The systems and methods may include receiving a payment at a point of sale or a remote payment acceptance and processing location and identifying data including at least an amount of the payment that is associated with the payment. The data may be transmitted over a computer network and stored in a data store that is associated with a customer account. A balance of the customer account may be rapidly updated based on the data associated with the payment. The data may be transmitted over a computer network and may be utilized in a computer software application to provide a customer account with rapid recognition of a payment and of a total balance.
    Type: Grant
    Filed: October 31, 2007
    Date of Patent: March 19, 2013
    Assignee: Bank of America Corporation
    Inventors: Shane Anthony Johnson, John Scott Walbert, William Thomas Sanders, Victoria Lynn Dravneek, John Daniel Shaver, Margaret Morgan Weichert, Bethann Johnston, Karren D. Grant, Daniel Christopher Bohen
  • Multi-account cash recycling
    Patent number: 8346640
    Abstract: A currency handling device such as a currency recycler, depository machine or a dispensing machine may provide users with the ability to access multiple accounts from the same device. Accordingly, a user may make deposits to or withdrawals from multiple accounts from a single device. The multiple accounts may, for example, correspond to different departments in a business or organization, allowing employees from different departments to use the same currency device to process transaction (e.g., change orders, deposits, etc.).
    Type: Grant
    Filed: November 25, 2008
    Date of Patent: January 1, 2013
    Assignee: Bank of America Corporation
    Inventors: William Thomas Sanders, Karren D. Grant, Amy Baker Folk, Daniel Christopher Bohen, Shane Anthony Johnson
  • Payment Handling
    Publication number: 20090112760
    Abstract: Systems and methods are disclosed for handling a payment at a point of sale or a remote payment acceptance and processing location for a customer account. The systems and methods may include receiving a payment at a point of sale or a remote payment acceptance and processing location and identifying data including at least an amount of the payment that is associated with the payment. The data may be transmitted over a computer network and stored in a data store that is associated with a customer account. A balance of the customer account may be rapidly updated based on the data associated with the payment. The data may be transmitted over a computer network and may be utilized in a computer software application to provide a customer account with rapid recognition of a payment and of a total balance.
    Type: Application
    Filed: October 31, 2007
    Publication date: April 30, 2009
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Shane Anthony Johnson, John Scott Walbert, William Thomas Sanders, Victoria Lynn Dravneek, John Daniel Shaver, Margaret Morgan Weichert, Bethann Johnston, Karren D. Grant, Daniel Christopher Bohen