Patents by Inventor Karthik Ramkumar

Karthik Ramkumar has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20230334563
    Abstract: A method of facilitating merchant onboarding to a selective financing and payment platform may include automatically gathering information on a plurality of websites of candidate merchants and automatically processing the gathered information with a selected underwriting algorithm to determine whether one or more of the candidate merchants are eligible to be selected candidates for integration into the selective financing and payment platform. The method may further include, responsive to identification of a selected candidate determined to be eligible, providing an onboarding package to the selected candidate to enable the selected candidate to offer financing terms to customers via the selective financing and payment platform.
    Type: Application
    Filed: April 19, 2022
    Publication date: October 19, 2023
    Inventors: Yuan Yao, Jiarui Xu, Karthik Ramkumar, Ivajlo Nikolov, Ruixiang Fan