Abstract: Systems, computer program products, and methods are described herein for detection of data misappropriation attempts across electronic communication platforms. The present invention is configured to identify a recipient user account, wherein the recipient user account has received a current communication; parse the current communication to identify at least one order for the recipient user account; identify at least one potential outcome based on the at least one order for the recipient user account; determine the potential outcome comprises a misappropriation; apply a misappropriation attempt engine to the current communication; and generate, by the misappropriation attempt engine, a misappropriation attempt rating for the current communication.

Abstract: Systems, computer program products, and methods are described herein for real-time adjustment of resource allocation based on usage mapping via an artificial intelligence engine.

Abstract: A system is provided for controlling resources using parallel computing devices. In particular, the system may comprise one or more applications installed across one or more computing devices, where the one or more applications may be configured to control resource transfers. Certain applications may be configured such that one application, such as a primary application, may implement one or more controls or restrictions on resource transfers that may be executed by another application, or a secondary application. The primary application may further be configured to monitor the secondary application to retrieve various types of data from the secondary application, such as resource transfer metrics data. The system may be configured to, based on the data associated with the secondary application, generate one or more resource-related projections with respect to the secondary application. In this way, the system provides an efficient way to control resource transfers across parallel computing devices.

Abstract: Systems, computer program products, and methods are described herein for generating and training a module selection engine for distribution allocation in a network environment. The present invention is configured to receive a subordinate user account identifier associated with a subordinate user account; determine a supervisor user account identifier associated with the subordinate user account identifier; apply a module selection engine to the subordinate user account identifier, wherein the module selection engine determines a plurality of modules to present to the subordinate user based on the subordinate user account identifier; generate, by the module selection engine, a plurality of module interface components; transmit the plurality of module interface components to a user device associated with the subordinate user account; and determine a plurality of module completion statuses for each module of the plurality of module interface components.

Abstract: Embodiments of the present invention provide a system for dynamically configuring graphical user interface based on tracking response to interface components. The system is configured for determining that a user has accessed an entity application via a user device, presenting a graphical user interface associated with the entity application to the user on the user device, wherein the graphical user interface comprises one or more interface components, monitoring and capturing response of the user via the user device based on presenting the graphical user interface, gauging the response of the user via an artificial intelligence engine, and dynamically configuring the graphical user interface based on gauging the response of the user.

Abstract: Systems, computer program products, and methods are described herein for processing of event data real time in an electronic communication via an artificial intelligence engine. The present invention is configured to electronically receive an electronic communication from a user to an entity, identify event data associated with the user, identify an inflection level and a language attribution level from the electronic communication by processing the electronic communication with an input recognition engine, form a categorization level by categorizing the electronic communication comprising the inflection level and the language attribution level using an artificial intelligence engine, and route the electronic communication to a designated group containing users associated with the entity and/or an artificial intelligence-based dialogue resolution.

Abstract: Systems, computer program products, and methods are described herein for real-time adjustment of resource allocation based on usage mapping via an artificial intelligence engine.

Abstract: A system is provided for generating a sandbox computing environment for analyzing resource impact. In particular, the system may be configured to display a graphical user interface comprising a virtual environment platform that allows a user to run one or more simulations based on the user's resource position. In this regard, the system may generate a snapshot of a user account associated with a user and execute simulations on the snapshot to provide one or more projections with respect to resources associated with the user account. Each projection may illustrate a potential impact on the resources associated with the user in response to one or more actions or events associated with the resources. In this way, the system provides a secure and efficient way to analyze impacts of actions and/or events on resources.

Abstract: Systems, computer program products, and methods are described herein for tracking, authenticating, and generating resource distributions to trusted entities in a network environment. The present invention is configured to track a resource input distribution to a first user account; receive a third party distribution request from the first user account, the third party distribution request comprising at least a portion of the resource input distribution; and authenticate a third party associated with the third party distribution request, the authentication of the third party comprising a comparison of the third party against a trusted third party distribution set, wherein, in an instance where the third party matches at least one trusted third party of the trusted third party distribution set, allow a third party distribution associated with the third party distribution request.

Abstract: Resource exchange event authentication predicated on user location that is determined from short-range wireless signals transmitted from a card or wearable device in possession of the user. Artificial Intelligence (AI), including Machine Learning (ML) techniques are relied on to determine an authentication rule and/or parameters for an authentication rule as part of the authentication process. Thus, at least a portion of the authentication rules and/or parameters, which may be based not only on the aforementioned determined location of the user, but also on other factors such as time, amount of resource exchange event, type of objects/services being exchanged in the event and the like, are determined intelligently and dynamically at the time that the resource exchange event occurs.

Abstract: A system for conducting multi-session user interactions accesses a first interaction session between the user and a first entity, where the first interaction session is via a first communication channel. The system determines first context information associated with the first interaction session, where the first context information associated with the first interaction session comprises a summary associated with the first interaction session. The system generates a token identifier (ID) uniquely identifying the user and the first context information. The system associates the token ID to the user interaction information. The system accesses a second interaction session between the user and a second entity, wherein the second interaction session is via a second communication channel. The system authenticates the user based at least in part upon the token ID. The system communicates the first context information associated with the first interaction session to the second entity.

Abstract: An apparatus includes a memory and a processor. The memory stores an identification of information and a document associated with an external system. The processor receives information associated with a user, and uses the information to generate a file of a first type. The processor also receives a selection of an option to initiate automatic generation of a file of a second type by the external system. In response, the processor identifies, from the information and based on the identification of the information used by the external system, a subset of information associated with the user. The processor transmits the subset to the external system. The processor additionally presents the document to the user, determines that the user edited the document, and transmits the edited document to the external system. In response to receiving the subset and the edited document, the external system generates the file of the second type.

Abstract: A system for conducting multi-session user interactions accesses a first interaction session between the user and a first entity, where the first interaction session is via a first communication channel. The system determines first context information associated with the first interaction session, where the first context information associated with the first interaction session comprises a summary associated with the first interaction session. The system generates a token identifier (ID) uniquely identifying the user and the first context information. The system associates the token ID to the user interaction information. The system accesses a second interaction session between the user and a second entity, wherein the second interaction session is via a second communication channel. The system authenticates the user based at least in part upon the token ID. The system communicates the first context information associated with the first interaction session to the second entity.

Abstract: Systems, computer program products, and methods are described herein for intelligent assessment models for non-fungible electronic resources. The present invention is configured to receive, from a user input device, a request to value a non-fungible token (NFT) of a resource, wherein the NFT is recorded in a distributed ledger; retrieve, using a valuation engine, one or more attributes associated with the NFT from one or more metadata layers of the NFT; initiate a machine learning model on the one or more attributes associated with the NFT; predict, using the machine learning model, a value of the NFT; and transmit control signals configured to cause the user input device to display the value of the NFT.

Abstract: Systems, computer program products, and methods are described herein for collaborative processing of non-fungible electronic resources. The present invention is configured to receive, from a user input device, that user has activated permissioned access; capture one or more actions executed by the user in response to activating permissioned access; determine that the one or more actions executed by the user meets one or more preset requirements for triggering event; initiate an NFT generator; receive, from the user input device, information associated with the user; retrieve information associated with the triggering event; generate an NFT for the triggering event, wherein the NFT comprises at least the one or more actions executed by the user, and indication that the one or more actions executed by the user meets the one or more preset requirements for the triggering event, and information associated with the user; and record the NFT on a distributed ledger.

Abstract: Systems, computer program products, and methods are described herein implementing resource tracking protocols within a networked medium in a metaverse. The present invention is configured to receive a first request to transfer ownership of a resource from a first user to a second user in the metaverse; retrieve an NFT for the resource in response to receiving the first request; display the value of the NFT for the resource to a second user input device; receive a value transfer corresponding to the value of the NFT for the resource; retrieve allocation subroutines associated with the request to transfer ownership of the NFT for the resource; trigger the allocation subroutines value transfer corresponding to the value of the NFT for the resource; generate, using an NFT generator, an updated NFT for the resource indicating transfer of ownership of the resource; and record the updated NFT on the distributed ledger.

Abstract: Systems, computer program products, and methods are described herein for generating and exchanging electronic digital certificates and families of electronic digital certificates. The present invention may be configured to receive a request for, generate, and store a family of electronic digital certificates, where the family of electronic digital certificates represents one resource. The family of electronic digital certificates comprises two or more individual electronic digital certificates.

Abstract: Embodiments of the invention are directed to a system, method, or computer program product for an approach for performing assessment of electronic resources stored in a distributed network. The system allows for receiving, from a user, an obligation request, identifying and assessing electronic resources associated with the user in a distributed network, and determining a score for the electronic resources using a prediction model. The system also allows for querying and identifying in a database relevant recorded resource transfers, assigning a relevance level for the identified relevant recorded resource transfers, and assigning a score to the electronic resources along with a confidence level.

Abstract: A method, apparatus, computer-readable medium and system are disclosed for presenting product and service offerings to a user. In some embodiments, dynamic messaging may be used to facilitate comparison shopping, allowing a user to select a product or service that best meets the user's needs. In some embodiments, the terms or conditions associated with an offer may be based on a user's relationship with the product or service provider. For example, accounts that the user has with the provider may be analyzed to determine what terms or conditions the user is eligible for. The accounts may be linked to one another, optionally upon the request of the user, to facilitate the analysis. In some embodiments, the product or service offerings may be associated with a financial institution, such as a bank. Suggested or recommended terms and conditions may be dynamically updated as a user progresses through an application process.