Patents by Inventor Katherine M. Yee
Katherine M. Yee has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
-
Patent number: 11954670Abstract: A method, user device, and computer-readable storage media for registering and activating accounts is provided. One method includes transmitting a first input from a user regarding opening an account at an institution, establishing a communication session based on exchanging encryption keys between the user device and the computing system, in response to establishing the communication session, automatically installing a client application, displaying, via the client application, a graphical user interface (GUI) including a request for a user verification, transmitting, via the communication session, a received user verification, receiving a second input to add the account a mobile wallet on the user device, prompting the user for a value regarding the account, and receiving and storing, via the communication session, a payment token for transactions via the mobile wallet before a physical card associated with the account of the computing system is received.Type: GrantFiled: November 14, 2022Date of Patent: April 9, 2024Assignee: Wells Fargo Bank, N.A.Inventors: Ashish B. Kurani, Jenny Y. Tao, Katherine M. Yee
-
Patent number: 11720958Abstract: Systems and methods relating to determining an address of a user by device location prior to sending a replacement card, the method being performed by a card management computing system associated with a card management entity. The method includes determining a location of a mobile device associated with a user via geolocation monitoring of the mobile device. The method further includes determining that a card associated with the user needs to be replaced. Upon determining that the card needs to be replaced, the method further includes determining an address for the user based on the geolocation monitoring. The method further includes sending instructions indicating a replacement card should be mailed to the determined address.Type: GrantFiled: May 3, 2021Date of Patent: August 8, 2023Assignee: Wells Fargo Bank, N.A.Inventors: Jesse F. Lee, Ish Kumar Malhotra, Steven E. Puffer, Katherine M. Yee
-
Patent number: 11501287Abstract: A method for registering and activating accounts includes: transmitting a first input from a user regarding opening an account at a financial institution; establishing a communication session based on exchanging encryption keys between the user device and the financial computing system; displaying a graphical user interface (GUI) comprising a request for a user verification; transmitting a received user verification to the financial computing system; updating the GUI to display a request to establish a personal identification number (PIN) for a physical payment card associated with the account; receiving the PIN from the user; transmitting a second input comprising the PIN and a request to provision the account to the user device; receiving a payment token associated with the account before the physical payment card associated with the account of the financial computing system is received by the user; and, storing the payment token for transactions via the user device.Type: GrantFiled: April 26, 2021Date of Patent: November 15, 2022Assignee: Wells Fargo Bank, N.A.Inventors: Ashish B. Kurani, Jenny Y. Tao, Katherine M. Yee
-
Patent number: 11238441Abstract: A method of customizing authentication credentials for a payment card includes providing, by a payment card configuration circuit of a financial institution computing system, a card configuration interface to a computing device of a customer, the customer having a payment card account maintained by the financial institution computing system, receiving, by the payment card configuration circuit, a request from the computing device to modify an authentication requirement for use of the payment card account, the request including an authentication credential, and assigning, by the payment card configuration circuit, the authentication credential to a payment card associated with the payment card account, wherein the authentication credential is useable to authenticate a user of the payment card.Type: GrantFiled: December 28, 2015Date of Patent: February 1, 2022Assignee: Wells Fargo Bank, N.A.Inventors: Ashley Mullins, Shalini Sahdeo, Dorothy M. Scocci, Katherine M. Yee
-
Patent number: 10997655Abstract: Systems and methods relating to determining an address of a user by device location prior to sending a replacement card, the method being performed by a card management computing system associated with a card management entity. The method includes determining a location of a mobile device associated with a user via geolocation monitoring of the mobile device. The method further includes determining that a card associated with the user needs to be replaced. Upon determining that the card needs to be replaced, the method further includes determining an address for the user based on the geolocation monitoring. The method further includes sending instructions indicating a replacement card should be mailed to the determined address.Type: GrantFiled: June 17, 2019Date of Patent: May 4, 2021Assignee: Wells Fargo Bank, N.A.Inventors: Jesse F. Lee, Ish Kumar Malhotra, Steven E. Puffer, Katherine M. Yee
-
Patent number: 10990964Abstract: A computer-implemented method includes receiving a first input from a customer to establish an account at a financial institution; establishing the financial institution account for the customer based on registration information regarding the customer; generating a card number for a physical payment card and associating the card number with the financial institution account; receiving a customer-input PIN that establishes the PIN for the financial institution account after establishing the financial institution account and generating the card number; receiving a second input from the customer to provision the financial institution account to a mobile wallet application before creation of the physical payment card; provisioning the financial institution account to the mobile wallet application; and associating the card number with a status indicator, the status indicator associated with a digitally-active status that enables the customer to engage in mobile wallet transactions using the financial institution aType: GrantFiled: October 28, 2019Date of Patent: April 27, 2021Assignee: Wells Fargo Bank, N.A.Inventors: Ashish B. Kurani, Jenny Y. Tao, Katherine M. Yee
-
Patent number: 10460312Abstract: A computing system receives first input from a customer to establish an account at the financial institution having a physical payment card associated therewith, approves the customer for the account based on account registration information received from the customer, and establishes the account for the customer. Establishing the account includes generating a card number for the physical payment card and associating the card number with a first status indicator, the first status indicator being associated with an inactive status of the account. Once the account is established, the computing system transmits a prompt instructing the customer to establish a PIN for the account and receives a customer-input PIN for the account.Type: GrantFiled: June 30, 2017Date of Patent: October 29, 2019Assignee: WELLS FARGO BANK, N.A.Inventors: Ashish B. Kurani, Jenny Y. Tao, Katherine M. Yee
-
Patent number: 10430874Abstract: Systems and methods relating to determining an address of a user by device location prior to sending a replacement card, the method being performed by a card management computing system associated with a card management entity. The method includes determining a location of a mobile device associated with a user via geolocation monitoring of the mobile device. The method further includes determining that a card associated with the user needs to be replaced. Upon determining that the card needs to be replaced, the method further includes determining an address for the user based on the geolocation monitoring. The method further includes sending instructions indicating a replacement card should be mailed to the determined address.Type: GrantFiled: December 23, 2016Date of Patent: October 1, 2019Assignee: WELLS FARGO BANK, N.A.Inventors: Jesse F. Lee, Ish Kumar Malhotra, Steven E. Puffer, Katherine M. Yee