Patents by Inventor Kathleen Hanko Trombley
Kathleen Hanko Trombley has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 11956218Abstract: Systems, computer program products, and methods are described herein for implementing dynamic network channel switching for secure communication. The present invention is configured to receive, from a first user input device, a resource transfer request via a first communication channel; determine, using a secure channel monitoring engine, that the first communication channel does not meet one or more preset channel requirements for secure communication; determine a second communication channel associated with a second user input device, wherein the second user input device is within a preset geographic radius of the first user input device, wherein the second user input device is associated with the resource distribution platform; trigger, via the second communication channel, the second user input device to establish a communication link with the first user input device to form an alternate communication channel; and execute, via the alternate communication channel, the resource transfer request.Type: GrantFiled: December 17, 2021Date of Patent: April 9, 2024Assignee: BANK OF AMERICA CORPORATIONInventors: Joseph Benjamin Castinado, Therese Humburg Willis, Christopher J. Smith, Kathleen Hanko Trombley, Kevin Graham Robberts, Lee Ann Proud, Adam Frederick Perrigo, Ann Ta, Naoll Addisu Merdassa
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System for dynamic communication channel switching based on preconfigured network security protocols
Patent number: 11949715Abstract: Systems, computer program products, and methods are described herein for dynamic communication channel switching based on preconfigured network security protocols.Type: GrantFiled: December 17, 2021Date of Patent: April 2, 2024Assignee: BANK OF AMERICA CORPORATIONInventors: Joseph Benjamin Castinado, Therese Humburg Willis, Christopher J. Smith, Kathleen Hanko Trombley, Kevin Graham Robberts, Lee Ann Proud, Adam Frederick Perrigo, Ann Ta, Naoll Addisu Merdassa -
Patent number: 11949573Abstract: Systems, computer program products, and methods are described herein for the parallel testing of multiple data processing channels. The present invention may be configured to generate a data packet, send the data packet to a processing channel for processing at a send time, receive the processed data from the processing channel at a return time, determine the percent accuracy for the processed data from the processing channel, and record the send time, return time, and percent accuracy in an analytics system. The present invention may also be configured to determine the security of the processing channel and record the security in the analytics system.Type: GrantFiled: December 16, 2021Date of Patent: April 2, 2024Assignee: BANK OF AMERICA CORPORATIONInventors: Joseph Benjamin Castinado, Naoll Addisu Merdassa, Adam Frederick Perrigo, Lee Ann Proud, Kevin Graham Robberts, Christopher J. Smith, Ann Ta, Kathleen Hanko Trombley, Therese Humburg Willis
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Patent number: 11902179Abstract: Systems, computer program products, and methods are described herein for real-time distributed communication channel and multiple data processing channel selection. The present invention is configured to receive, from a first user input device via a first communication channel, a request to access resources; retrieve connectivity and routing parameters associated with the first communication channel; determine communication channel requirements associated with the request to access the resources; determine that the connectivity and routing parameters associated with the first communication channel does not meet the communication channel requirements associated with the request to access the resources; capture geographic information associated with the first user input device; determine a second communication channel available to the first user input device to access the resources; and authorize the first user input device to access the resources via the second communication channel.Type: GrantFiled: February 27, 2023Date of Patent: February 13, 2024Assignee: BANK OF AMERICA CORPORATIONInventors: Joseph Benjamin Castinado, Therese Humburg Willis, Christopher J. Smith, Kathleen Hanko Trombley, Kevin Graham Robberts, Lee Ann Proud, Adam Frederick Perrigo, Ann Ta, Naoll Addisu Merdassa
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Patent number: 11885630Abstract: Embodiments of the present invention provide a system for simulating outcomes for use in navigating procedures for resource acquisition. The system is configured for identifying initiation of at least one event by a user via an entity application, wherein the at least one event is associated with acquisition of a first resource, in response to identifying initiation of the at least one event, extracting user data associated with the user, identifying one or more procedures associated with the acquisition of the first resource, compiling the user data and the one or more procedures to generate one or more navigational recommendations associated with the acquisition of the first resource, transmitting the one or more navigational recommendations to a user device of the user, and transmitting a set of control signals to display the one or more navigational recommendations on a graphical user interface of the user device, via the entity application.Type: GrantFiled: June 8, 2021Date of Patent: January 30, 2024Assignee: BANK OF AMERICA CORPORATIONInventor: Kathleen Hanko Trombley
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Publication number: 20230419062Abstract: Systems, apparatuses, and methods are described herein to determine an availability of a resource in a specific entity network. The present invention is configured to determine the availability of a resource in a specific entity network by identifying a specific entity location associated with a user device, by scanning a readable indicia to identify a resource identifier associated with a specific entity, and by determining a physical unavailability of a resource associated with the resource identifier within the specific entity location. The present invention is further configured to determine a location of the resource to be at a different location from the specific entity location, to determine a period for the resource associated with the resource identifier to reach a geolocation identified by a user of the system, and to generate an availability of the resource user interface component to configure a graphical user interface of the user device.Type: ApplicationFiled: June 27, 2022Publication date: December 28, 2023Applicant: BANK OF AMERICA CORPORATIONInventors: Kathleen Hanko Trombley, Heather Roseann Dolan
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Publication number: 20230269197Abstract: Systems, computer program products, and methods are described herein for real-time distributed communication channel and multiple data processing channel selection. The present invention is configured to receive, from a first user input device via a first communication channel, a request to access resources; retrieve connectivity and routing parameters associated with the first communication channel; determine communication channel requirements associated with the request to access the resources; determine that the connectivity and routing parameters associated with the first communication channel does not meet the communication channel requirements associated with the request to access the resources; capture geographic information associated with the first user input device; determine a second communication channel available to the first user input device to access the resources; and authorize the first user input device to access the resources via the second communication channel.Type: ApplicationFiled: February 27, 2023Publication date: August 24, 2023Applicant: BANK OF AMERICA CORPORATIONInventors: Joseph Benjamin Castinado, Therese Humburg Willis, Christopher J. Smith, Kathleen Hanko Trombley, Kevin Graham Robberts, Lee Ann Proud, Adam Frederick Perrigo, Ann Ta, Naoll Addisu Merdassa
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Publication number: 20230259397Abstract: Systems, computer program products, and methods are described herein for electronically augmenting resource distribution commands and facilitating transfer of resources. The present invention may be configured to display, via a user device and to a user, a graphical user interface including input fields for providing commands to perform a resource distribution and receive, from the user and via the graphical user interface displayed via the user device, a single user input at the graphical user interface. The present invention may be configured to, in response to receiving the single user input, automatically identify, based on historical resource distribution data associated with the user, inputs corresponding to each of the input fields and display, via the graphical user interface displayed via the user device and in each input field of the input fields, an input, of the inputs, corresponding to the input field to complete the commands.Type: ApplicationFiled: February 16, 2022Publication date: August 17, 2023Applicant: BANK OF AMERICA CORPORATIONInventors: Heather Roseann Dolan, Kathleen Hanko Trombley
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Publication number: 20230198953Abstract: Systems, computer program products, and methods are described herein for implementing dynamic network channel switching for secure communication. The present invention is configured to receive, from a first user input device, a resource transfer request via a first communication channel; determine, using a secure channel monitoring engine, that the first communication channel does not meet one or more preset channel requirements for secure communication; determine a second communication channel associated with a second user input device, wherein the second user input device is within a preset geographic radius of the first user input device, wherein the second user input device is associated with the resource distribution platform; trigger, via the second communication channel, the second user input device to establish a communication link with the first user input device to form an alternate communication channel; and execute, via the alternate communication channel, the resource transfer request.Type: ApplicationFiled: December 17, 2021Publication date: June 22, 2023Applicant: BANK OF AMERICA CORPORATIONInventors: Joseph Benjamin Castinado, Therese Humburg Willis, Christopher J. Smith, Kathleen Hanko Trombley, Kevin Graham Robberts, Lee Ann Proud, Adam Frederick Perrigo, Ann Ta, Naoll Addisu Merdassa
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SYSTEM FOR DYNAMIC COMMUNICATION CHANNEL SWITCHING BASED ON PRECONFIGURED NETWORK SECURITY PROTOCOLS
Publication number: 20230199027Abstract: Systems, computer program products, and methods are described herein for dynamic communication channel switching based on preconfigured network security protocols.Type: ApplicationFiled: December 17, 2021Publication date: June 22, 2023Applicant: BANK OF AMERICA CORPORATIONInventors: Joseph Benjamin Castinado, Therese Humburg Willis, Christopher J. Smith, Kathleen Hanko Trombley, Kevin Graham Robberts, Lee Ann Proud, Adam Frederick Perrigo, Ann Ta, Naoll Addisu Merdassa -
Publication number: 20230198871Abstract: Systems, computer program products, and methods are described herein for the parallel testing of multiple data processing channels. The present invention may be configured to generate a data packet, send the data packet to a processing channel for processing at a send time, receive the processed data from the processing channel at a return time, determine the percent accuracy for the processed data from the processing channel, and record the send time, return time, and percent accuracy in an analytics system. The present invention may also be configured to determine the security of the processing channel and record the security in the analytics system.Type: ApplicationFiled: December 16, 2021Publication date: June 22, 2023Applicant: BANK OF AMERICA CORPORATIONInventors: Joseph Benjamin Castinado, Naoll Addisu Merdassa, Adam Frederick Perrigo, Lee Ann Proud, Kevin Graham Robberts, Christopher J. Smith, Ann Ta, Kathleen Hanko Trombley, Therese Humburg Willis
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Patent number: 11669367Abstract: Embodiments of the invention are directed to a system, method, or computer program product generation and analysis of real-time resource requests via a resource platform. A resource platform is provided for receiving and automating the management and processing of resource requests submitted by entities or users. The system embraces a fully digital approach to resource request processing, analysis, authentication, and reporting. In addition, the invention allows for analysis of reconciliation data of executed resource transfers for identification of useful trends that can be used for proactive accommodation of entity policies to align with perceived user preferences.Type: GrantFiled: April 1, 2020Date of Patent: June 6, 2023Assignee: BANK OF AMERICA CORPORATIONInventors: Joseph Benjamin Castinado, Paulette LaShon Bryant, Kathleen Hanko Trombley, Therese Humburg Willis, Paul Benton Murphy, Lee Ann Proud
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Patent number: 11663042Abstract: A system generates electronic alerts through predictive analysis of resource conversions. The system may continuously monitor executed resource transfers to generate historical resource transfer data. Based on the historical resource transfer data, the system may generate a predicted outcome of executing transfers of resources in a first format compared to transfers of resources in a second format. The predicted outcome may then be implemented by the system to select a resource format for transfers occurring in the future and/or at specified intervals.Type: GrantFiled: December 30, 2021Date of Patent: May 30, 2023Assignee: BANK OF AMERICA CORPORATIONInventors: Lee Ann Proud, Martha Sain McClellan, Joseph Benjamin Castinado, Kathleen Hanko Trombley
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Patent number: 11627098Abstract: Systems, computer program products, and methods are described herein for real-time distributed communication channel and multiple data processing channel selection. The present invention is configured to receive, from a first user input device via a first communication channel, a request to access resources; retrieve connectivity and routing parameters associated with the first communication channel; determine communication channel requirements associated with the request to access the resources; determine that the connectivity and routing parameters associated with the first communication channel does not meet the communication channel requirements associated with the request to access the resources; capture geographic information associated with the first user input device; determine a second communication channel available to the first user input device to access the resources; and authorize the first user input device to access the resources via the second communication channel.Type: GrantFiled: January 10, 2022Date of Patent: April 11, 2023Assignee: BANK OF AMERICA CORPORATIONInventors: Joseph Benjamin Castinado, Therese Humburg Willis, Christopher J. Smith, Kathleen Hanko Trombley, Kevin Graham Robberts, Lee Ann Proud, Adam Frederick Perrigo, Ann Ta, Naoll Addisu Merdassa
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Publication number: 20220390246Abstract: Embodiments of the present invention provide a system for simulating outcomes for use in navigating procedures for resource acquisition. The system is configured for identifying initiation of at least one event by a user via an entity application, wherein the at least one event is associated with acquisition of a first resource, in response to identifying initiation of the at least one event, extracting user data associated with the user, identifying one or more procedures associated with the acquisition of the first resource, compiling the user data and the one or more procedures to generate one or more navigational recommendations associated with the acquisition of the first resource, transmitting the one or more navigational recommendations to a user device of the user, and transmitting a set of control signals to display the one or more navigational recommendations on a graphical user interface of the user device, via the entity application.Type: ApplicationFiled: June 8, 2021Publication date: December 8, 2022Applicant: BANK OF AMERICA CORPORATIONInventor: Kathleen Hanko Trombley
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Patent number: 11469908Abstract: A system that provides for management of resource interaction equipment fulfillment via a gateway apparatus that uses Application Programming Interface (API) services to connect and integrate with the various systems deployed by the equipment providers, such that, all data communication between the managing entity and the equipment providers is orchestrated through the gateway apparatus to track the occurrence of events associated with resource interaction equipment fulfillment. Additionally, a distributed trust computing network is implemented in which each of the equipment providers serve as a decentralized node in the distributed trust computing network capable of converging on a data block to verify the validity of the equipment fulfillment process event stored in the block.Type: GrantFiled: August 7, 2019Date of Patent: October 11, 2022Assignee: BANK OF AMERICA CORPORATIONInventors: Lee Ann Proud, Joseph Benjamin Castinado, Martha Sain McClellan, Kathleen Hanko Trombley
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Publication number: 20220245606Abstract: Embodiments of the invention are directed to systems, methods, and computer program products for adaptive dynamic multi-directional resource transmissions. The invention is structured for dynamically authenticating an activity between network devices, identifying resource deficiencies associated with network devices, and deploying adapted mitigation resources at one or more network devices in real-time, and without requiring discontinuation of the activity. Specifically, the invention is structured to determine a first resource deficiency associated with the first resource. In response, the system is structured to transmit a first adapted mitigation resource of the one or more adapted mitigation resources to the first resource in a transmission direction, triggering transmission of a first resource quantity from the first resource to an entity resource on another transmission direction.Type: ApplicationFiled: January 29, 2021Publication date: August 4, 2022Applicant: BANK OF AMERICA CORPORATIONInventors: Sandeep Kumar Chauhan, Joseph Benjamin Castinado, Kapil Chhibber, Naoll Addisu Merdassa, Ann Ta, Kathleen Hanko Trombley
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Patent number: 11388052Abstract: A system that provides for managing deployed resource interaction devices/equipment through a gateway device that is capable of monitoring the performance of the resource interaction devices/equipment to determine a need for revisions/updates to the resource interaction event application, additional services and/or different resource interaction devices types.Type: GrantFiled: November 5, 2019Date of Patent: July 12, 2022Assignee: BANK OF AMERICA CORPORATIONInventors: Joseph Benjamin Castinado, Martha Sain McClellan, Lee Ann Proud, Kathleen Hanko Trombley
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Patent number: 11347627Abstract: A system for customizing and testing software application platforms is provided.Type: GrantFiled: August 7, 2019Date of Patent: May 31, 2022Assignee: BANK OF AMERICA CORPORATIONInventors: Lee Ann Proud, Joseph Benjamin Castinado, Martha Sain McClellan, Kathleen Hanko Trombley
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Publication number: 20220121494Abstract: A system generates electronic alerts through predictive analysis of resource conversions. The system may continuously monitor executed resource transfers to generate historical resource transfer data. Based on the historical resource transfer data, the system may generate a predicted outcome of executing transfers of resources in a first format compared to transfers of resources in a second format. The predicted outcome may then be implemented by the system to select a resource format for transfers occurring in the future and/or at specified intervals.Type: ApplicationFiled: December 30, 2021Publication date: April 21, 2022Applicant: BANK OF AMERICA CORPORATIONInventors: Lee Ann Proud, Martha Sain McClellan, Joseph Benjamin Castinado, Kathleen Hanko Trombley