Patents by Inventor Kathleen M. Keller

Kathleen M. Keller has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • SYSTEM AND METHOD FOR DETECTING CHANGES IN BUSINESS STABILITY
    Publication number: 20130254095
    Abstract: A system for detecting changes in business stability is provided. The system includes a merchant system that receives periodic payment data from one or more users, such as credit card transaction data. A credit processor coupled to the merchant system receives the periodic payment data from the merchant system and stores the periodic payment data, such as when the credit processor is compiling the credit card transaction data for submission to a credit card company. A merchant credit/risk system coupled to the credit processor generates business stability data from the periodic payment data, such as by determining when changes in the periodic payment data exceed allowable variations for such changes.
    Type: Application
    Filed: April 19, 2013
    Publication date: September 26, 2013
    Inventors: Kathleen M. Keller, Sheryl M. York
  • System and method for detecting changes in business stability
    Patent number: 8429067
    Abstract: A system for detecting changes in business stability is provided. The system includes a merchant system that receives periodic payment data from one or more users, such as credit card transaction data. A credit processor coupled to the merchant system receives the periodic payment data from the merchant system and stores the periodic payment data, such as when the credit processor is compiling the credit card transaction data for submission to a credit card company. A merchant credit/risk system coupled to the credit processor generates business stability data from the periodic payment data, such as by determining when changes in the periodic payment data exceed allowable variations for such changes.
    Type: Grant
    Filed: April 17, 2001
    Date of Patent: April 23, 2013
    Assignee: Paymentech, LLC
    Inventors: Kathleen M. Keller, Sheryl M. York