Patents by Inventor Kathleen Marie Crowe

Kathleen Marie Crowe has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Recommender engine for collections treatment selection
    Patent number: 9792653
    Abstract: A system for automatically recommending treatments for delinquent accounts in collections is provided. The system includes one or more sub-models for analyzing and scoring delinquent accounts and comparing them to historical accounts to identify similar historical accounts. The system can select and recommend one or more treatments for the delinquent account based on treatments for the historical accounts that may have previously provided a favorable outcome for a similar account. The system may test the efficacy of new treatments and incorporate the results into the memory, thereby learning and adapting to new treatments and account behavior.
    Type: Grant
    Filed: December 13, 2011
    Date of Patent: October 17, 2017
    Assignee: Opera Solutions U.S.A., LLC
    Inventors: Gregory Gancarz, Jenny Zhang, Kathleen Marie Crowe
  • RECOMMENDER ENGINE FOR COLLECTIONS TREATMENT SELECTION
    Publication number: 20130151383
    Abstract: A system for automatically recommending treatments for delinquent accounts in collections is provided. The system includes one or more sub-models for analyzing and scoring delinquent accounts and comparing them to historical accounts to identify similar historical accounts. The system can select and recommend one or more treatments for the delinquent account based on treatments for the historical accounts that may have previously provided a favorable outcome for a similar account. The system may test the efficacy of new treatments and incorporate the results into the memory, thereby learning and adapting to new treatments and account behavior.
    Type: Application
    Filed: December 13, 2011
    Publication date: June 13, 2013
    Applicant: Opera Solutions, LLC
    Inventors: Gregory Gancarz, Jenny Zhang, Kathleen Marie Crowe