Patents by Inventor Kathleen Miranda Brand

Kathleen Miranda Brand has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11587079
    Abstract: Embodiments of the invention are directed to systems, methods, and computer program products for a single degree tiered bracket matrix for secure digital resource distribution across a digital resource distribution network. In this way, the invention interrupts a digital resource distribution network and displays a tiered bracket matrix for a user to select from on the digital resource distribution network application. The tiered bracket matrix is determined by matching database points with an overlayed, timestamped, resource distribution network distributions for prepopulating of the matrix. Upon matching a user device contact hash value, the system may interrupt a resource distribution network application and splice in recommended users for resource distribution via the resource distribution network application in a tiered matrix display.
    Type: Grant
    Filed: March 24, 2021
    Date of Patent: February 21, 2023
    Assignee: BANK OF AMERICA CORPORATION
    Inventors: Malathi Jivan, Kathleen Miranda Brand, Michael Donohue, Justin Riley duPont, Christina Ann Lillie, Jay Derek Prokupek, Yash Sharma
  • Publication number: 20220309498
    Abstract: Embodiments of the invention are directed to systems, methods, and computer program products for a single degree tiered bracket matrix for secure digital resource distribution across a digital resource distribution network. In this way, the invention interrupts a digital resource distribution network and displays a tiered bracket matrix for a user to select from on the digital resource distribution network application. The tiered bracket matrix is determined by matching database points with an overlayed, timestamped, resource distribution network distributions for prepopulating of the matrix. Upon matching a user device contact hash value, the system may interrupt a resource distribution network application and splice in recommended users for resource distribution via the resource distribution network application in a tiered matrix display.
    Type: Application
    Filed: March 24, 2021
    Publication date: September 29, 2022
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Malathi Jivan, Kathleen Miranda Brand, Michael Donohue, Justin Riley duPont, Christina Ann Lillie, Jay Derek Prokupek, Yash Sharma
  • Patent number: 11190617
    Abstract: Embodiments of the present invention provide a system for transmitting data to networked resources based on extracted contextual information from said networked resources. The system gathers contextual data from devices on the network, extracts contextual information from the contextual data, and determines supplemental resources to provide to the networked devices based on the contextual information. The system may further provide an augmented reality environment to a networked device that integrates identifies objects in an image and integrates notifications of supplemental resources in the augmented reality environment.
    Type: Grant
    Filed: December 13, 2019
    Date of Patent: November 30, 2021
    Assignee: BANK OF AMERICA CORPORATION
    Inventors: Tracy Beth Greene, Frederika Zipporah Morris Angus, Emily Paige Bosin, Kathleen Miranda Brand, William Bradley Burks, Deepak Joseph, Karla Ramirez, Laura Elizabeth Randall
  • Patent number: 10986541
    Abstract: Embodiments of the present invention provide a system for dynamic utilization of alternative resources based on token association. The system is typically configured for receiving a request from a user to generate a generic token for a digital wallet located on a mobile device of the user, generating the generic token and associating one or more resource credentials of the user with the generic token, transmitting the generic token to the mobile device of the user and storing the generic token in the digital wallet, receiving an interaction request from an authorization network to route an interaction, and routing the interaction to complete the interaction by selecting at least one resource credential from the one or more resource credentials associated with the generic token and transmitting the at least one resource credential to the authorization network.
    Type: Grant
    Filed: December 23, 2019
    Date of Patent: April 20, 2021
    Assignee: BANK OF AMERICA CORPORATION
    Inventors: Tracy Beth Greene, Frederika Zipporah Morris Angus, Emily Paige Bosin, Kathleen Miranda Brand, William Bradley Burks, Deepak Joseph, Karla Ramirez, Laura Elizabeth Randall
  • Publication number: 20200137634
    Abstract: Embodiments of the present invention provide a system for dynamic utilization of alternative resources based on token association. The system is typically configured for receiving a request from a user to generate a generic token for a digital wallet located on a mobile device of the user, generating the generic token and associating one or more resource credentials of the user with the generic token, transmitting the generic token to the mobile device of the user and storing the generic token in the digital wallet, receiving an interaction request from an authorization network to route an interaction, and routing the interaction to complete the interaction by selecting at least one resource credential from the one or more resource credentials associated with the generic token and transmitting the at least one resource credential to the authorization network.
    Type: Application
    Filed: December 23, 2019
    Publication date: April 30, 2020
    Applicant: Bank of America Corporation
    Inventors: Tracy Beth Greene, Frederika Zipporah Morris Angus, Emily Paige Bosin, Kathleen Miranda Brand, William Bradley Burks, Deepak Joseph, Karla Ramirez, Laura Elizabeth Randall
  • Publication number: 20200120186
    Abstract: Embodiments of the present invention provide a system for transmitting data to networked resources based on extracted contextual information from said networked resources. The system gathers contextual data from devices on the network, extracts contextual information from the contextual data, and determines supplemental resources to provide to the networked devices based on the contextual information. The system may further provide an augmented reality environment to a networked device that integrates identifies objects in an image and integrates notifications of supplemental resources in the augmented reality environment.
    Type: Application
    Filed: December 13, 2019
    Publication date: April 16, 2020
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Tracy Beth Greene, Frederika Zipporah Morris Angus, Emily Paige Bosin, Kathleen Miranda Brand, William Bradley Burks, Deepak Joseph, Karla Ramirez, Laura Elizabeth Randall
  • Patent number: 10524165
    Abstract: Embodiments of the present invention provide a system for dynamic utilization of alternative resources based on token association. The system is typically configured for receiving a request from a user to generate a generic token for a digital wallet located on a mobile device of the user, generating the generic token and associating one or more resource credentials of the user with the generic token, transmitting the generic token to the mobile device of the user and storing the generic token in the digital wallet, receiving an interaction request from an authorization network to route an interaction, and routing the interaction to complete the interaction by selecting at least one resource credential from the one or more resource credentials associated with the generic token and transmitting the at least one resource credential to the authorization network.
    Type: Grant
    Filed: June 22, 2017
    Date of Patent: December 31, 2019
    Assignee: BANK OF AMERICA CORPORATION
    Inventors: Tracy Beth Greene, Frederika Zipporah Morris Angus, Emily Paige Bosin, Kathleen Miranda Brand, William Bradley Burks, Deepak Joseph, Karla Ramirez, Laura Elizabeth Randall
  • Patent number: 10511692
    Abstract: Embodiments of the present invention provide a system for transmitting data to networked resources based on extracted contextual information from said networked resources. The system gathers contextual data from devices on the network, extracts contextual information from the contextual data, and determines supplemental resources to provide to the networked devices based on the contextual information. The system may further provide an augmented reality environment to a networked device that integrates identifies objects in an image and integrates notifications of supplemental resources in the augmented reality environment.
    Type: Grant
    Filed: June 22, 2017
    Date of Patent: December 17, 2019
    Assignee: BANK OF AMERICA CORPORATION
    Inventors: Tracy Beth Greene, Frederika Zipporah Morris Angus, Emily Paige Bosin, Kathleen Miranda Brand, William Bradley Burks, Deepak Joseph, Karla Ramirez, Laura Elizabeth Randall
  • Patent number: 10313480
    Abstract: Embodiments of the present invention provide a system for transmitting data between networked resources. Information about a managing entity's supplemental resource is identified, where the supplemental resource supplements a set of resources associated with a user in response to a determination that a particular interaction has occurred. The supplemental resource is then determined to be associated with a third party entity's application on a computing device of the user. The third party application is adjusted by the managing entity to display a selectable notification of the supplemental resource within the third party application. Once the selectable notification is selected, the managing entity approves the supplemental resource for future use by the user. Once the particular interaction associated with the supplemental resource has occurred, the supplemental resource is applied to the set of resources at a later point in time.
    Type: Grant
    Filed: June 22, 2017
    Date of Patent: June 4, 2019
    Assignee: Bank of America Corporation
    Inventors: Tracy Beth Greene, Kathleen Miranda Brand, William Bradley Burks, Deepak Joseph, Emily Paige Bosin, Frederika Zipporah Morris Angus, Karla Ramirez, Laura Elizabeth Randall
  • Publication number: 20190036837
    Abstract: Embodiments of the present invention provide a system for facilitating proactive resource acquisition and improving the computer processing efficiency and store requirements of the resource entity systems. The system is configured for identifying one or more interactions for a user and scheduling the one or more interactions for a future time period, determining resource availability for the one or more interactions before the future time period, initiating the one or more interactions by communicating directly with at least one interaction entity before the future time period without processing the one or more interactions through an interchange network, and completing the one or more interactions with the at least one interaction entity at the future time period.
    Type: Application
    Filed: July 27, 2017
    Publication date: January 31, 2019
    Inventors: Kathleen Miranda Brand, William Bradley Burks
  • Publication number: 20180375960
    Abstract: Embodiments of the present invention provide a system for transmitting data between networked resources. Information about a managing entity's supplemental resource is identified, where the supplemental resource supplements a set of resources associated with a user in response to a determination that a particular interaction has occurred. The supplemental resource is then determined to be associated with a third party entity's application on a computing device of the user. The third party application is adjusted by the managing entity to display a selectable notification of the supplemental resource within the third party application. Once the selectable notification is selected, the managing entity approves the supplemental resource for future use by the user. Once the particular interaction associated with the supplemental resource has occurred, the supplemental resource is applied to the set of resources at a later point in time.
    Type: Application
    Filed: June 22, 2017
    Publication date: December 27, 2018
    Inventors: Tracy Beth Greene, Kathleen Miranda Brand, William Bradley Burks, Deepak Joseph, Emily Paige Bosin, Frederika Zipporah Morris Angus, Karla Ramirez, Laura Elizabeth Randall
  • Publication number: 20180373569
    Abstract: A system for digitally linking alternate resources to resource pools and allocating linked alternate resources to resource interactions. In specific embodiments, in response to allocating the alternate resource to the resource interaction, resources are re-allocated to the resource pool from which the resource interaction was initiated.
    Type: Application
    Filed: June 22, 2017
    Publication date: December 27, 2018
    Inventors: Tracy Beth Greene, Frederika Zipporah Morris Angus, Emily Paige Bosin, Kathleen Miranda Brand, William Bradley Burks, Deepak Joseph, Karla Ramirez, Laura Elizabeth Randall
  • Publication number: 20180375794
    Abstract: Proactive acquisition of supplemental resources for interactions based on anticipated needs improves computer processing efficiency and storage requirements, as well as allowing for improved interactions over the Internet. More particularly, desired interactions of a user, previous interactions of the user, changes in available interactions for the user, and supplemental resources for which the user qualifies are used in combination to felicitate the improved interactions for the user, and which also results in the improved computer processing efficiency and storage of the interactions.
    Type: Application
    Filed: June 22, 2017
    Publication date: December 27, 2018
    Inventors: Tracy Beth Greene, Frederika Zipporah Morris Angus, Emily Paige Bosin, Kathleen Miranda Brand, William Bradley Burks, Deepak Joseph, Karla Ramirez, Laura Elizabeth Randall
  • Publication number: 20180376378
    Abstract: Embodiments of the present invention provide a system for dynamic utilization of alternative resources based on token association. The system is typically configured for receiving a request from a user to generate a generic token for a digital wallet located on a mobile device of the user, generating the generic token and associating one or more resource credentials of the user with the generic token, transmitting the generic token to the mobile device of the user and storing the generic token in the digital wallet, receiving an interaction request from an authorization network to route an interaction, and routing the interaction to complete the interaction by selecting at least one resource credential from the one or more resource credentials associated with the generic token and transmitting the at least one resource credential to the authorization network.
    Type: Application
    Filed: June 22, 2017
    Publication date: December 27, 2018
    Inventors: Tracy Beth Greene, Frederika Zipporah Morris Angus, Emily Paige Bosin, Kathleen Miranda Brand, William Bradley Burks, Deepak Joseph, Karla Ramirez, Laura Elizabeth Randall
  • Publication number: 20180375959
    Abstract: Embodiments of the present invention provide a system for transmitting data to networked resources based on extracted contextual information from said networked resources. The system gathers contextual data from devices on the network, extracts contextual information from the contextual data, and determines supplemental resources to provide to the networked devices based on the contextual information. The system may further provide an augmented reality environment to a networked device that integrates identifies objects in an image and integrates notifications of supplemental resources in the augmented reality environment.
    Type: Application
    Filed: June 22, 2017
    Publication date: December 27, 2018
    Inventors: Tracy Beth Greene, Frederika Zipporah Morris Angus, Emily Paige Bosin, Kathleen Miranda Brand, William Bradley Burks, Deepak Joseph, Karla Ramirez, Laura Elizabeth Randall