Patents by Inventor Kaushik GOPALAKRISHNAN

Kaushik GOPALAKRISHNAN has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11386421
    Abstract: Embodiments of the invention are directed to systems and methods for pushing tokenized payments to resource providers for goods or services, after the goods or services are received. A user may make a transaction request including a credential and a resource provider ID (e.g., a resource provider location) via a server computer. The server computer may generate a token corresponding to the credential and transmit it to the resource provider using the resource provider ID. Upon receiving the token, the resource provider may enter a transaction amount and send it with the token in an authorization request message. The transaction can then be processed according to standard transaction processing methods, as if the resource provider had initiated the transaction request.
    Type: Grant
    Filed: April 19, 2016
    Date of Patent: July 12, 2022
    Assignee: VISA INTERNATIONAL SERVICE ASSOCIATION
    Inventors: Satish Kumar, Debabrata Samantaray, Bibin Balakrishnan Nair, Ajit Kumar Sahu, Kaushik Gopalakrishnan
  • Publication number: 20190050853
    Abstract: Embodiments of the invention are directed to systems and methods for pushing tokenized payments to resource providers for goods or services, after the goods or services are received. A user may make a transaction request including a credential and a resource provider ID (e.g., a resource provider location) via a server computer. The server computer may generate a token corresponding to the credential and transmit it to the resource provider using the resource provider ID. Upon receiving the token, the resource provider may enter a transaction amount and send it with the token in an authorization request message. The transaction can then be processed according to standard transaction processing methods, as if the resource provider had initiated the transaction request.
    Type: Application
    Filed: April 19, 2016
    Publication date: February 14, 2019
    Inventors: Satish Kumar, Debabrata SAMANTARAY, Bibin BALAKRISHNAN NAIR, Ajit Kumar SAHU, Kaushik GOPALAKRISHNAN